E&S HOLDING

Private limited companyfounded 200818 yrs activeRue Laguesse 40, 4430 Ans, BelgiumKBO/BCE: BE 0806.262.614

Summary

E&S HOLDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €3.4m and a net result of -€609,543. Equity is growing by ~5.5% per year across the filed fiscal years. The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.

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E&S HOLDINGActive

Risk analysis Report Compare

Activity

Activities of holding companies

NACE 64210Holdings NACE 64200Business and other management consultancy NACE 70200

#2 company by total assets in Ans, Finance and insurance sector1 site

Size

€2.1mturnover 2024

Staff: 9.7 FTE
Equity: €3.4m
Loss: -€609,543

Financial health

Financial institution: outside the modelProbability: sector outside the model

Structure

Parent: ELOY MANAGEMENT · 51%
Holdings: 2

Accounts 64 d overdue0 of 12 deeds read

SignalsFiled after the deadlineShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal. The signal on the left, the evidence on the right.

○neutral

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-10-2025, 78 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

78 d late

2023

48 d late

2022

77 d late

2021

78 d late

2020

73 d late

2019

108 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 77 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

17-10-25 Annual accounts filedfiscal year 2024 · unclassified…
31-12-24 Weakest financial yearnet -€609,543
17-09-24 Annual accounts filedfiscal year 2023 · unclassified…

Key points

Caution: Result fell in 2024from -€47,667 to -€609,543 ▼ 1,179% View
Positive: Company by total assets in Ans, Finance and…in the Checked rankings #2 View
Caution: Accounts not fileddeadline was 31-07-2026 64 d late View
Controlled by ELOY MANAGEMENTitself parent of 2 companies 51% View
Caution: 2 loss-making years in a rowloss fiscal year 2024 -€609,543 View