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E.S.E. Services

Active
Private limited companyfounded 200322 yrs activeSchoonstraat 84, 1910 Kampenhout, BelgiumKBO/BCE: BE 0862.439.767
Summary

E.S.E. Services has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €206,180 and a net result of €80,980. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 66% of 335 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
E.S.E. ServicesActiveChecked score 91/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811NACE 45113Office administrative and support services NACE 82100
1 site
Size
€353,362total assets 2026
Staff
0.9 FTE
Equity
€206,180
Profit
€80,980
Turnover not published (abridged schema)
Financial health
91 Excellent Checked score 2026
Bankruptcy chance 12 m
0.2%
Structure
Accounts 170 d early0 of 3 deeds read
Why 91- Sector Retail trade (NACE 47)+ Founded in 2003+ Equity €206,180 (58.3% of total assets)+ Figures for FY 2026 (filed 14-08-2026)Show the evidence

Checked score

Score 2026
91 / 100
Excellent
Probability in this band: under 0.55%
Better than 73% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2025
Strong
Solvency 83+29
equity 58.3% of total assets
Liquidity 44-29
short-term debt 27.1% · cash 4.1%
Profitability 97=
return on assets 22.9%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,156 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%● 0.0% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.1%● 0.0% vs 05-2025 07-2025: 0.1%▼ -1.7% vs 06-2025lowest value 08-2025: 0.1%● 0.0% vs 07-2025lowest value 09-2025: 0.1%● 0.0% vs 08-2025lowest value 10-2025: 0.1%▲ +10.5% vs 09-2025 11-2025: 0.1%▼ -3.2% vs 10-2025 12-2025: 0.1%▼ -6.6% vs 11-2025lowest value 01-2026: 0.1%▲ +68.4% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.1%● 0.0% vs 07-2026 09-2026: 0.2%▲ +134% vs 08-2026highest value 10-2026: 0.2%● 0.0% vs 09-2026highest value
  • Founded in 2003 lowers the probability for this profile
  • Sector Retail trade (NACE 47) raises the probability
  • Equity €206,180 (58.3% of total assets) lowers the probability
  • Figures for FY 2026 (filed 14-08-2026) lowers the probability
Credit up to €18,000 at 30 days acceptable
Liquidity ample (current ratio 2.55 against 1.42 in 2025; short-term debt: 27.1% and cash: 4.1% of total assets), and 41.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 71%, liquidity 43%, profitability 90%, growth against the median 89%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 2003
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Equity €206,180 (58.3% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2026 (filed 14-08-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 14-08-2026, 170 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
170 d early
2025
43 d early
2024
116 d early
2023
12 d early
2022
22 d early
2021
26 d early
2020
12 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 57 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today. Usually files around 19 December (4 of the last 5 filed years within 73 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today30-06-2027 close31-01-2028 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · micro…
  2. Equity above €200,000Eq €206,180 ▲64.7%
  3. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Positive: Among the best 9% on net resultsector median €4,951 · 335 companies €80,980 View
  • Positive: Equity rose in 2026from €125,200 to €206,180 ▲ 64.7% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2026: €80,980 8 years View

By topic

Financials

Fiscal year
2026
Total assets
€353,362
Profit
€80,980
Solvency
58.3%
Total assets▼ 17.8%
Net result
20192026
Go to Financials

Timeline

Events
14
Since
2018
Next accounts
by 31-01-2028
  1. 14-08-2026Annual accounts filed
  2. 30-06-2026Equity above €200,000
  3. 19-12-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
30-12-2003
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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