E.S.B.
ActiveE.S.B. has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €571k and a net result of €-9k. Equity is shrinking by ~3.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 28% of 6994 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▼-4
Solvency50▲+34
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.67 against 0.66 in 2024; short-term debt: 30.4% and cash: 0.2% of total assets), and 74.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 08-03-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
29 d early
2023
45 d early
2022
35 d early
2021
39 d late
2020
29 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close18-09-2026 today31-03-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€571k
2024 · €-122k
2019: €-97k
2020: €-106k
2021: €-107k
2022: €-121k
2023: €-122k
2024: €-122k
2019 → 2025
Total assets
€2.26M▲ 70.3%
2024 · €1.33M
2019: €1.03M
2020: €994k
2021: €988k
2022: €951k
2023: €931k
2024: €1.33M
2019 → 2025
Net result
€-9k
2024 · €116
2019: €-33k
2020: €-8k
2021: €-1k
2022: €-15k
2023: €-605
2024: €116
2019 → 2025
Working capital
€-228k▼ 0.6%
2024 · €-226k
2019: €-210k
2020: €-230k
2021: €-186k
2022: €-214k
2023: €-220k
2024: €-226k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-107k-€-121k▼ 13.7%€-122k▼ 0.5%€-122k▲ 0.1%€571k
Operating result€20k-€5k▼ 72.0%€19k▲ 241%€19k▲ 0.8%€9k▼ 50.6%
Net result€-1k-€-15k▼ 1,187%€-605▲ 95.9%€116€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.26M
Fixed assets
€1.80M▲ 101%
Current assets
€458k▲ 6.5%
Equity and liabilities €2.26M
Equity
€571k
Provisions
€234k
Debt
€1.46M
Debt finances 64.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€40k▼
2024 · €49k
Cash flow
€22k▼
2024 · €31k
Solvency
25.3%▲
2024 · -9.2%
Current ratio
0.67▲
2024 · 0.66
Quick ratio
0.01▲
2024 · 0.00
Debt / equity
2.55▲
2024 · -11.90
ROE
-1.5%
ROA
-0.4%▼
2024 · 0.0%
Interest coverage
2.21▼
2024 · 2.64
Debt
€1.46M▲
2024 · €1.45M
Debt ≤ 1 year
€686k▲
2024 · €657k
Debt > 1 year
€769k▼
2024 · €792k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.33M€2.26M▲
Fixed assets21/28€897k€1.80M▲
Tangible fixed assets22/27€897k€1.80M▲
Land and buildings22€897k€1.80M▲
Current assets29/58€430k€458k▲
Stocks and contracts in progress3€430k€454k▲
Stocks30/36€430k€454k▲
Amounts receivable within one year40/41€180€180=
Other amounts receivable41€180€180=
Cash at bank and in hand54/58€300€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.33M€2.26M▲
Equity10/15€-122k€571k▲
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Revaluation surpluses12-€701k
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€-130k€-139k▼
Provisions and deferred taxes16-€234k
Deferred taxes168-€234k
Amounts payable17/49€1.45M€1.46M▲
Amounts payable after more than one year17€792k€769k▼
Financial debts170/4€792k€769k▼
Amounts payable within one year42/48€657k€686k▲
Current portion of amounts payable after more than one year42€49k€50k▲
Financial debts43€262k€262k=
Credit institutions430/8€262k€262k=
Trade debts44€5k€9k▲
Suppliers440/4€5k€9k▲
Other amounts payable47/48€341k€365k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€31k▲
Other operating charges640/8€7k€5k▼
Gross operating margin9900€56k€45k▼
Operating profit (loss)9901€19k€9k▼
Financial charges65/66B€19k€18k▼
Recurring financial charges65€19k€18k▼
Profit (loss) for the period before taxes9903€116€-9k▼
Profit (loss) for the period9904€116€-9k▼
Profit (loss) for the period to be appropriated9905€116€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-130k€-139k▼
Profit (loss) brought forward from the previous period14P€-130k€-130k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
Financial
Equity above €500kEq €571k
Equity rises from €-122k to €571k.
02-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-08
Financial
Back to profitnet €116
Net result €116 after 5 loss-making years.
15-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 39 days late
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 81 days late
2018
24-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoonzichtlaan 83020 HerentGround area
1,157 m²
Building footprint
161 m²
Parcel 24127D0020/00G002, Flanders. Linked by address, not a title deed.
1 establishment unit
Schoonzichtlaan 8, 3020 Herent
since 19872.030.540.788
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24127D0020/00G002 | Flanders | 1,157 m² | 1 · 161 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Equi-Lomax
BE 0627.827.055
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L.A.R.D.
BE 0860.092.763
Gent · Eq €571k
Sages
BE 0447.327.178
Liège · Eq €570k
SOFOGEST
BE 0453.595.160
Vorst · Eq €573k
PHONECOM
BE 0453.646.828
Sint-Gillis (bij-Brussel) · Eq €573k
Of 2,716 companies in sector 73200 we hold annual accounts for 1,785. 1,250 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-09-1987
Fiscal year end31-08
Activities, NACEBEL
73200Market research and public opinion polling
74131
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.