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E.R.M. ELECTRIC

Active
Private limited company (pre-2019)founded 2017active for 9 yearsDolfijnenstraat 26, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0677.939.433

From the official registers: KBO 8 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of E.R.M. ELECTRIC is 2.0% (moderate). The 2025 annual accounts show equity of €50,753 and a net result of -€14,157. Equity has been growing by about 13% per year since 2018. Its solvency ranks better than 94% of 34,902 sector peers (NACE 43, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 05-07-2017 Normal situation
Activity
General electrical installation work NACE 43211
Financial year end
31 December
Peppol
Reachable since 29-06-2026

Board and ownership

Board

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.0%
Annual accounts 2025
Turnover
€49,856
Loss
€14,157
Equity
€50,753
▼ 21.8%
Total assets
€56,098
▼ 33.5%
Filed on 29-09-2026, 60 days after the deadlineat the National Bank
Score breakdownraises riskLast filed accounts filed 60 days late; 1 of the last 3 accounts lateNo registered site in the KBOlowers riskEquity €50,753 (90.5% of total assets)Liquidity: current ratio 9.89, cash €7,863, halvedShow the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 44% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Average
Solvency 100=
equity 90.5% of total assets
Liquidity 68-21
short-term debt 9.5% · cash 14.0%
Profitability 0-85
return on assets -25.2%
Bankruptcy probability within 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.6%▲ +0.1 percentage points vs 11-2024 01-2025: 0.5%▼ -0.1 percentage points vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.4%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.7%▲ +0.3 percentage points vs 07-2025 09-2025: 0.5%▼ -0.2 percentage points vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.4%▼ -0.1 percentage points vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.5%▲ +0.1 percentage points vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.6%▲ +0.1 percentage points vs 06-2026 08-2026: 1.2%▲ +0.6 percentage points vs 07-2026 09-2026: 1.6%▲ +0.4 percentage points vs 08-2026 10-2026: 2.0%▲ +0.4 percentage points vs 09-2026highest value
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 9.89 (4.21 in 2024), above the usual 1.5. Short-term debt is 9.5% and cash 14% of total assets. 9.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 66% on liquidity, 4% on profitability and 17% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 60 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · No registered site in the KBO
KBO · seat and establishments
lowers risk · Equity €50,753 (90.5% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 9.89, cash €7,863, halved
NBB · annual accounts
raises risk · 2025 accounts filed 60 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filings
Deviation from the deadline
2025
60 days late
2024
12 days late
2023
23 days late
2022
27 days late
2021
143 days late
2020
24 days late
2019
55 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 49 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (4 of the last 5 accounts filed within 33 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 90% of companies in specialised constructionsector median €10,227 · 34,889 companies -€14,157 View

Comparable companies

These companies have the same main activity as E.R.M. ELECTRIC: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €45,600 and €65,500, founded between 2016 and 2018.

CompanyTotal assetsGross margin
E.R.M. ELECTRIC Sint-Jans-Molenbeek€56,098-€9,280
EGLD Jette€55,417-€21,398
Engineering-Construction-Consulting WorldWide Oudergem€65,486-€40,190
SECURE Ukkel€45,559-€1,491
INNO ELEC Kraainem€56,583-€5,677
FBX Retie€53,337-€2,214
TD Duffel€63,118€1,251
Full comparison

Documents

Annual accounts at the NBB

All 8 annual accounts

Articles and registers

Key facts about E.R.M. ELECTRIC

What is the company number of E.R.M. ELECTRIC?
The company number of E.R.M. ELECTRIC is 0677.939.433. The VAT number is the same number with BE in front: BE 0677.939.433.
Where is E.R.M. ELECTRIC based?
The registered office is at Dolfijnenstraat 26, 1080 Sint-Jans-Molenbeek.Company details
What does E.R.M. ELECTRIC do?
According to the KBO register, the main activity is general electrical installation work (NACE 43211).
What is the legal form of E.R.M. ELECTRIC?
The legal form of E.R.M. ELECTRIC is Private limited company (pre-2019) (BVBA).
When was E.R.M. ELECTRIC founded?
E.R.M. ELECTRIC was founded on 05-07-2017.
Is E.R.M. ELECTRIC still active?
Yes, E.R.M. ELECTRIC is an active enterprise in the KBO register.
What is the turnover of E.R.M. ELECTRIC?
The turnover of E.R.M. ELECTRIC was €49,856 in financial year 2025, according to the filed annual accounts.Financials
Is E.R.M. ELECTRIC profitable?
In financial year 2025, E.R.M. ELECTRIC made a loss of €14,157.
Where can I find the annual accounts of E.R.M. ELECTRIC?
E.R.M. ELECTRIC filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of E.R.M. ELECTRIC due?
E.R.M. ELECTRIC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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