E.M.V. CLEANING
ActiveE.M.V. CLEANING has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7k and a net result of €-4k. Equity is shrinking by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 56% of 32 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-15
Solvency54▼-21
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29%
Return on assets
-15.5%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 97
Relative position
BE, all sectors
reference
Sector 97
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-4k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
12 d late
2022
21 d late
2021
25 d late
2020
30 d late
2019
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€7k▼ 65.2%
2024 · €20k
2018: €31k
2019: €41k
2020: €50k
2021: €51k
2022: €39k
2023: €33k
2024: €20k
2018 → 2025
Total assets
€24k▼ 40.0%
2024 · €39k
2018: €55k
2019: €56k
2020: €64k
2021: €60k
2022: €57k
2023: €55k
2024: €39k
2018 → 2025
Net result
€-4k▼ 3.6%
2024 · €-4k
2018: €9k
2019: €9k
2020: €9k
2021: €680
2022: €-5k
2023: €2k
2024: €-4k
2018 → 2025
Working capital
€7k▼ 65.2%
2024 · €20k
2018: €31k
2019: €41k
2020: €50k
2021: €51k
2022: €39k
2023: €33k
2024: €20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€51k-€39k▼ 22.0%€33k▼ 17.5%€20k▼ 39.7%€7k▼ 65.2%
Operating result€778-€-5k€2k€-3k€-4k▼ 7.4%
Net result€680-€-5k€2k€-4k€-4k▼ 3.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €3k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €24k
Equity
€7k▼ 65.2%
Debt
€17k▼ 14.6%
The debt ratio rises from 49.9% to 71.0%. Equity and debt are lower.
Key figures and ratios
Solvency
29.0%▼
2024 · 50.1%
Current ratio
1.41▼
2024 · 2.00
Quick ratio
1.41▼
2024 · 2.00
Debt / equity
2.45▲
2024 · 1.00
ROE
-53.4%▼
2024 · -17.9%
ROA
-15.5%▼
2024 · -9.0%
Debt
€17k▼
2024 · €20k
Debt ≤ 1 year
€17k▼
2024 · €20k
Staff costs
€71k▼
2024 · €93k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€39k€24k▼
Current assets29/58€39k€24k▼
Amounts receivable within one year40/41€23k€15k▼
Trade receivables40€605€2k▲
Other amounts receivable41€22k€13k▼
Cash at bank and in hand54/58€8k€5k▼
Deferred charges and accrued income490/1€8k€3k▼
Equity and liabilities
Total equity and liabilities10/49€39k€24k▼
Equity10/15€20k€7k▼
Contributions10/11€6k€6k=
Reserves13€13k€4k▼
Distributable reserves133€13k€4k▼
Profit (loss) carried forward14€11€-4k▼
Amounts payable17/49€20k€17k▼
Amounts payable within one year42/48€20k€17k▼
Trade debts44€0-
Suppliers440/4€0-
Taxes, remuneration and social security45€11k€8k▼
Taxes450/3€470€457▼
Remuneration and social security454/9€10k€8k▼
Other amounts payable47/48€9k€9k▼
Income statement
Code20242025
Remuneration, social security and pensions62€93k€71k▼
Other operating charges640/8€141€122▼
Gross operating margin9900€89k€67k▼
Operating profit (loss)9901€-3k€-4k▼
Financial income75/76B€21€161▲
Recurring financial income75€21€161▲
Financial charges65/66B€59€66▲
Recurring financial charges65€59€66▲
Profit (loss) for the period before taxes9903€-4k€-4k▼
Income taxes67/77€0-
Profit (loss) for the period9904€-4k€-4k▼
Profit (loss) for the period to be appropriated9905€-4k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11€-4k▼
Profit (loss) brought forward from the previous period14P€4k€11▼
Transfer from equity791/2€9k€9k▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€9k€9k▼
Return on contributions (dividend)694€9k€9k▼
Social balance
Average headcount (FTE)90872.0-
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 12 days late
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 21 days late
2022
31-12
Financial
Weakest financial yearnet €-5k ▼865%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 21 days late
2019
31-12
Financial
Highest result since 2018net €9k ▲9.5%
Operating result €15k, net result €9k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 56 days late
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 88 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Begonialaan 269870 ZulteGround area
865 m²
Building footprint
156 m²
Volume, LiDAR
1,162 m³
Parcel 44081C0002/00P005, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
EMV Cleaning
since 20072.159.109.736
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44081C0002/00P005 | Flanders | 865 m² | 1 · 156 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 9 entries · 253,814 EUR awarded · 253,194 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 54,043 EUR | 53,853 EUR |
| 2024 | 2 | 63,277 EUR | 63,246 EUR |
| 2023 | 2 | 78,871 EUR | 78,673 EUR |
| 2022 | 2 | 57,623 EUR | 57,422 EUR |
Schemes
Dienstencheques
Opleidingsfonds dienstencheques
Recognitions: source did not answer, try again later.
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Of 4,991 companies in sector 97000 we hold annual accounts for 55. 13 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-01-2007
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
96910Personal service activities
97000Households as employers of domestic personnel
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.