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E.M.L.

Active
Private limited companyfounded 20188 yrs activeReistraat 14, 3620 Lanaken, BelgiumKBO/BCE: BE 0703.922.763

E.M.L. has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88k and a net result of €7k. Equity is shrinking by ~7% per year across the filed fiscal years. Its solvency ranks better than 33% of 6963 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
46 / 100
Fair▼ -15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▼-40
Solvency39▲+2
Growth58=
Stability100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.25 against 0.29 in 2024), and 68% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
32%
Return on assets
2.6%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 8 years 0 10 y
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €88k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
17 d early
2024
35 d early
2023
30 d late
2022
16 d late
2021
12 d early
2020
20 d late
2019
35 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€88k▲ 8.8%
2024 · €81k
2019: €115k 2020: €105k 2021: €103k 2022: €81k 2023: €68k 2024: €81k
2019 → 2025
Total assets
€274k▲ 3.7%
2024 · €264k
2019: €117k 2020: €124k 2021: €124k 2022: €154k 2023: €141k 2024: €264k
2019 → 2025
Net result
€7k▼ 45.4%
2024 · €13k
2019: €-5k 2020: €-10k 2021: €-2k 2022: €-21k 2023: €-14k 2024: €13k
2019 → 2025
Working capital
€-141k▼ 8.6%
2024 · €-130k
2019: €771 2020: €-9k 2021: €-12k 2022: €-33k 2023: €-47k 2024: €-130k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€103k-€81k▼ 20.8%€68k▼ 16.9%€81k▲ 19.2%€88k▲ 8.8%
Operating result€-3k-€-21k▼ 741%€-13k▲ 37.2%€15k€9k▼ 41.7%
Net result€-2k-€-21k▼ 825%€-14k▲ 36.0%€13k€7k▼ 45.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-30k€-20k€-10k€0€10kOperating result 2021: €-3k€-3kNet result 2021: €-2k€-2kOperating result 2022: €-21k€-21kNet result 2022: €-21k€-21kOperating result 2023: €-13k€-13kNet result 2023: €-14k€-14kOperating result 2024: €15k€15kNet result 2024: €13k€13kOperating result 2025: €9k€9kNet result 2025: €7k€7k20212022202320242025
The operating result falls in 2025; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €274k
Fixed assets €228k▲ 8.6%
Current assets €46k▼ 15.5%
Equity and liabilities €274k
Equity €88k▲ 8.8%
Debt €186k▲ 1.5%
The debt ratio falls from 69.5% to 68.0%: equity grows faster than debt.
Key figures and ratios
2025 value · change against 2024
EBITDA
€19k
2024 · €17k
Cash flow
€18k
2024 · €15k
Solvency
32.0%
2024 · 30.5%
Current ratio
0.25
2024 · 0.29
Quick ratio
0.25
2024 · 0.29
Debt / equity
2.13
2024 · 2.28
ROE
8.1%
2024 · 16.1%
ROA
2.6%
2024 · 4.9%
Interest coverage
7.01
2024 · 6.27
Debt
€186k
2024 · €184k
Debt ≤ 1 year
€186k
2024 · €184k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€264k€274k
Fixed assets21/28€210k€228k
Tangible fixed assets22/27€96k€114k
Furniture and vehicles24€7k€8k
Other tangible fixed assets26€89k€106k
Financial fixed assets28€114k€114k=
Current assets29/58€54k€46k
Amounts receivable within one year40/41€22k€29k
Trade receivables40-€50
Other amounts receivable41€22k€29k
Cash at bank and in hand54/58€32k€17k
Deferred charges and accrued income490/1€150€154
Equity and liabilities
Total equity and liabilities10/49€264k€274k
Equity10/15€81k€88k
Contributions10/11€6k€6k=
Revaluation surpluses12€113k€113k=
Profit (loss) carried forward14€-39k€-32k
Amounts payable17/49€184k€186k
Amounts payable within one year42/48€184k€186k
Trade debts44€3k€0
Suppliers440/4€3k€0
Taxes, remuneration and social security45€99€101
Taxes450/3€99€101
Other amounts payable47/48€181k€186k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€11k
Other operating charges640/8€698€579
Gross operating margin9900€18k€20k
Operating profit (loss)9901€15k€9k
Financial income75/76B€783€1k
Recurring financial income75€783€1k
Financial charges65/66B€3k€3k
Recurring financial charges65€3k€3k
Profit (loss) for the period before taxes9903€13k€7k
Profit (loss) for the period9904€13k€7k
Profit (loss) for the period to be appropriated9905€13k€7k
Appropriation of the result
Profit (loss) to be appropriated9906€-39k€-32k
Profit (loss) brought forward from the previous period14P€-52k€-39k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
14-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
26-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €13k
Net result €13k after 5 loss-making years.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
16-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
31-12
Financial Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
19-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
20-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
04-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 35 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 directors, no change since 2024
THOLE Everard
Director · since 12-02-2024
Current
VAN HAAREN Marloes
Director · since 12-02-2024
Current
12-02-2024 THOLE Everard: Appointed as Director
12-02-2024 VAN HAAREN Marloes: Appointed as Director
12-02-2024 THOLE Everard: Appointed as Permanent representative
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Reistraat 143620 Lanaken
Ground area
1,436 m²
Building footprint
268 m²
Parcel 73322A0261/00B007, Flanders. Linked by address, not a title deed.
1 establishment unit
E.M.L. - Carlink International
Reistraat 14, 3620 LanakenFinancial service activities, except insurance and pension funding
since 20182.285.739.771
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73322A0261/00B007 Flanders 1,436 m² 1 · 268 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,391 companies in sector 73300 we hold annual accounts for 6,881. 5,605 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded12-09-2018
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
Phone:000000000
Establishment Lanaken 2.285.739.771