E. LUYSTERBORG
ActiveE. LUYSTERBORG has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.41M and a net result of €207k. Equity is growing by ~19.8% per year across the filed fiscal years. Its solvency ranks better than 53% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79=
Solvency81▲+15
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 3.59 against 3.9 in 2024; short-term debt: 8.6% and cash: 6% of total assets), and 43.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.3%
Return on assets
8.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
4 d early
2021
on the day
2020
3 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.41M▲ 17.2%
2024 · €1.20M
2019: €481k
2020: €567k
2021: €686k
2022: €746k
2023: €973k
2024: €1.20M
2019 → 2025
Total assets
€2.51M▼ 14.9%
2024 · €2.94M
2019: €2.83M
2020: €2.86M
2021: €2.74M
2022: €2.48M
2023: €3.35M
2024: €2.94M
2019 → 2025
Net result
€207k▼ 10.9%
2024 · €232k
2019: €147k
2020: €116k
2021: €199k
2022: €140k
2023: €428k
2024: €232k
2019 → 2025
Working capital
€558k▼ 36.1%
2024 · €873k
2019: €-228k
2020: €-226k
2021: €-197k
2022: €-229k
2023: €1.20M
2024: €873k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€686k-€746k▲ 8.7%€973k▲ 30.4%€1.20M▲ 23.9%€1.41M▲ 17.2%
Operating result€304k-€229k▼ 24.7%€640k▲ 180%€342k▼ 46.6%€326k▼ 4.6%
Net result€199k-€140k▼ 29.9%€428k▲ 206%€232k▼ 45.8%€207k▼ 10.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.51M
Fixed assets
€1.73M▼ 2.0%
Current assets
€773k▼ 34.2%
Equity and liabilities €2.51M
Equity
€1.41M▲ 17.2%
Provisions
€59k▼ 4.3%
Debt
€1.04M▼ 38.2%
The debt ratio falls from 57.0% to 41.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€410k▼
2024 · €415k
Cash flow
€290k▼
2024 · €305k
Solvency
56.3%▲
2024 · 40.9%
Current ratio
3.59▼
2024 · 3.90
Quick ratio
3.59▼
2024 · 3.90
Debt / equity
0.73▼
2024 · 1.39
ROE
14.6%▼
2024 · 19.3%
ROA
8.2%▲
2024 · 7.9%
Interest coverage
12.55▼
2024 · 12.87
Debt
€1.04M▼
2024 · €1.68M
Debt ≤ 1 year
€215k▼
2024 · €302k
Debt > 1 year
€340k▼
2024 · €413k
Income taxes
€123k▲
2024 · €113k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.94M€2.51M▼
Fixed assets21/28€1.77M€1.73M▼
Tangible fixed assets22/27€1.77M€1.73M▼
Land and buildings22€1.64M€1.59M▼
Plant, machinery and equipment23€1k€25k▲
Furniture and vehicles24€111k€99k▼
Other tangible fixed assets26€14k€24k▲
Current assets29/58€1.17M€773k▼
Amounts receivable after more than one year29€617k-
Other amounts receivable291€617k-
Amounts receivable within one year40/41€513k€580k▲
Trade receivables40€55k€48k▼
Other amounts receivable41€459k€533k▲
Cash at bank and in hand54/58€21k€151k▲
Deferred charges and accrued income490/1€23k€41k▲
Equity and liabilities
Total equity and liabilities10/49€2.94M€2.51M▼
Equity10/15€1.20M€1.41M▲
Contributions10/11€30k€30k=
Reserves13€590k€794k▲
Tax-exempt reserves132€121k€115k▼
Distributable reserves133€469k€679k▲
Profit (loss) carried forward14€585k€587k▲
Provisions and deferred taxes16€62k€59k▼
Deferred taxes168€62k€59k▼
Amounts payable17/49€1.68M€1.04M▼
Amounts payable after more than one year17€413k€340k▼
Financial debts170/4€413k€340k▼
Amounts payable within one year42/48€302k€215k▼
Current portion of amounts payable after more than one year42€103k€73k▼
Financial debts43€73k-
Credit institutions430/8€73k-
Trade debts44€28k€30k▲
Suppliers440/4€28k€30k▲
Taxes, remuneration and social security45€79k€105k▲
Taxes450/3€79k€105k▲
Other amounts payable47/48€19k€7k▼
Accrued charges and deferred income492/3€963k€482k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€73k€84k▲
Other operating charges640/8€8k€14k▲
Gross operating margin9900€422k€424k▲
Operating profit (loss)9901€342k€326k▼
Financial income75/76B€33k€34k▲
Recurring financial income75€33k€34k▲
Financial charges65/66B€32k€33k▲
Recurring financial charges65€32k€33k▲
Profit (loss) for the period before taxes9903€343k€327k▼
Transfer from deferred taxes780€3k€3k=
Income taxes67/77€113k€123k▲
Profit (loss) for the period9904€232k€207k▼
Transfer from tax-exempt reserves789€5k€5k=
Profit (loss) for the period to be appropriated9905€237k€212k▼
Appropriation of the result
Profit (loss) to be appropriated9906€821k€797k▼
Profit (loss) brought forward from the previous period14P€584k€585k▲
Transfer to equity691/2€236k€210k▼
To other reserves6921€236k€210k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Equity above €1MEq €1.20M ▲23.9%
6 profitable years in a row build equity to €1.20M.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Highest result since 2019net €428k ▲206%
Operating result €640k, net result €428k, both a record.
30-09
Financial
Liquidity times 6current ratio 4.42
Current ratio from 0.75 to 4.42; short-term debt falls from €920k to €350k.
2022
26-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-04
Financial
Weakest financial yearnet €116k ▼21.2%
Net result drops to €116k, the lowest in the series; recovery starts the following year.
30-04
Financial
Equity above €500kEq €567k ▲17.9%
2 profitable years in a row build equity to €567k.
2019
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
29-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Kluis 192970 SchildeGround area
2,328 m²
Building footprint
268 m²
Volume, LiDAR
1,990 m³
Parcel 11041B0466/00H000, Flanders · tallest building 11.8 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041B0466/00H000 | Flanders | 2,328 m² | 1 · 268 m² | 11.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
QUAESTUS
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SEVA
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HUYS GERMEYS
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BOEKHOUDKANTOOR CUYVERS-SMETS
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CREADE CONSULT
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 24,044 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2002
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:eluysterborg@gmail.com