E&L Immo

Active

Private limited companyfounded 20224 yrs activeNeerijse steenweg 6, 3061 Bertem, BelgiumKBO/BCE: BE 0785.795.020

Summary

The computed 12-month bankruptcy probability of E&L Immo is 3.1% (moderate). The 2023 annual accounts show negative equity (-€12,905) and a net result of -€52,905. Its solvency ranks better than 16% of 18398 sector peers (fiscal year 2023). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

E&L ImmoActive

Risk analysis Report Compare

Activity

Renting and operating of own or leased residential real estate, excluding social housing

NACE 68201

1 site

Size

€463,269total assets 2023

Equity: -€12,905
Loss: -€52,905

Turnover not published (abridged schema)

Financial health

Bankruptcy chance 12 m: 3.1%

2023 figures too old to score

Structure

Accounts filed 29 d late0 of 1 deed read

Signals- Figures for FY 2023 (filed 29-08-2024)- 2 financial years not filed after the legal deadline; latest accounts 29 days late- No filing in 24 months (latest 29-08-2024)+ Sector Real estate activities (NACE 68)Filed after the deadlineShow the evidence

Checked score

No current score

Figures too old

The available figures for FY 2023 are too old to assess current financial health.

Financial strength, FY 2023

Weak

Solvency 22

equity -2.8% of total assets

Liquidity 30

short-term debt 70.4% · cash 14.5%

Profitability 4

return on assets -11.4%

Bankruptcy probability, 12 months

3.1% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,526 companies)

Last 24 months 11-2024: 0.5% 12-2024: 0.5%● 0.0% vs 11-2024 01-2025: 0.5%▼ -0.4% vs 12-2024lowest value 02-2025: 0.5%▲ +0.9% vs 01-2025 03-2025: 0.5%● 0.0% vs 02-2025 04-2025: 0.5%▲ +5.2% vs 03-2025 05-2025: 0.5%▲ +1.9% vs 04-2025 06-2025: 0.5%▲ +0.2% vs 05-2025 07-2025: 0.5%▲ +3.0% vs 06-2025 08-2025: 0.7%▲ +47.3% vs 07-2025 09-2025: 0.8%▲ +10.4% vs 08-2025 10-2025: 1.2%▲ +50.2% vs 09-2025 11-2025: 1.3%▲ +7.6% vs 10-2025 12-2025: 1.4%▲ +6.7% vs 11-2025 01-2026: 1.8%▲ +23.1% vs 12-2025 02-2026: 1.8%● 0.0% vs 01-2026 03-2026: 1.8%▲ +3.3% vs 02-2026 04-2026: 1.6%▼ -12.3% vs 03-2026 05-2026: 1.6%▼ -0.2% vs 04-2026 06-2026: 1.5%▼ -2.3% vs 05-2026 07-2026: 1.5%● 0.0% vs 06-2026 08-2026: 2.3%▲ +46.4% vs 07-2026 09-2026: 3.1%▲ +38.5% vs 08-2026highest value 10-2026: 3.1%● 0.0% vs 09-2026highest value

Figures for FY 2023 (filed 29-08-2024) raises the probability
Sector Real estate activities (NACE 68) lowers the probability
2 financial years not filed after the legal deadline; latest accounts 29 days late raises the probability
No filing in 24 months (latest 29-08-2024) raises the probability

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Figures for FY 2023 (filed 29-08-2024)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Sector Real estate activities (NACE 68)

In the bankruptcy model this factor lowers the probability.

KBO

2 financial years not filed after the legal deadline; latest accounts 29 days late

In the bankruptcy model this factor raises the probability.

NBB · filings

No filing in 24 months (latest 29-08-2024)

In the bankruptcy model this factor raises the probability.

NBB · filings

Filed after the deadline

The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 29-08-2024, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2023

29 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its 2023 accounts 29 days after the deadline; the sector median for financial year 2023 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

29-08-24 Annual accounts filedfiscal year 2023 · micro…

Key points

Risk: Negative equityfiscal year 2023: debts exceed assets -€12,905 View
Caution: Among the weakest 9% on net resultsector median €4,265 · 18,377 companies -€52,905 View
Total assets 2023first fiscal year filed €463,269 View