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E.G. VET

Active
Private limited companyfounded 20242 yrs activeRue Alnoir 10, 5190 Jemeppe-sur-Sambre, BelgiumKBO/BCE: BE 1006.235.042

E.G. VET has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €14k. Its solvency ranks better than 68% of 1263 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
93 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency93▲+12
Growth52
Track record82
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 2.72 against 1.75 in 2024; short-term debt: 31.7% and cash: 69.3% of total assets), and 31.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
68.3%
Return on assets
25.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
24 d late
2024
43 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€39k▲ 59.3%
2024 · €24k
2024: €24k
2024 → 2025
Total assets
€57k▲ 30.1%
2024 · €44k
2024: €44k
2024 → 2025
Net result
€14k▼ 32.3%
2024 · €21k
2024: €21k
2024 → 2025
Working capital
€31k▲ 114%
2024 · €14k
2024: €14k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20242025Trend
Equity€24k-€39k▲ 59.3%
Operating result€28k-€20k▼ 28.4%
Net result€21k-€14k▼ 32.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2024: €28k€28kNet result 2024: €21k€21kOperating result 2025: €20k€20kNet result 2025: €14k€14k20242025
The operating result falls in 2025; 2025 is 28% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57k
Fixed assets €8k▼ 19.9%
Current assets €49k▲ 44.8%
Equity and liabilities €57k
Equity €39k▲ 59.3%
Debt €18k▼ 6.8%
The debt ratio falls from 44.2% to 31.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€23k
2024 · €30k
Cash flow
€18k
2024 · €24k
Solvency
68.3%
2024 · 55.8%
Current ratio
2.72
2024 · 1.75
Quick ratio
2.72
2024 · 1.75
Debt / equity
0.46
2024 · 0.79
ROE
37.2%
2024 · 87.6%
ROA
25.4%
2024 · 48.9%
Interest coverage
21.86
2024 · 47.24
Debt
€18k
2024 · €19k
Debt ≤ 1 year
€18k
2024 · €19k
Income taxes
€4k
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€44k€57k
Fixed assets21/28€10k€8k
Tangible fixed assets22/27€10k€8k
Plant, machinery and equipment23€702€1k
Furniture and vehicles24€9k€7k
Current assets29/58€34k€49k
Amounts receivable within one year40/41€10k€8k
Trade receivables40€10k€8k
Other amounts receivable41-€597
Cash at bank and in hand54/58€24k€39k
Deferred charges and accrued income490/1€353€1k
Equity and liabilities
Total equity and liabilities10/49€44k€57k
Equity10/15€24k€39k
Contributions10/11€3k€3k=
Profit (loss) carried forward14€21k€36k
Amounts payable17/49€19k€18k
Amounts payable within one year42/48€19k€18k
Trade debts44€552€717
Suppliers440/4€552€717
Taxes, remuneration and social security45€5k€3k
Taxes450/3€5k€3k
Other amounts payable47/48€14k€14k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k
Other operating charges640/8€426€525
Gross operating margin9900€31k€24k
Operating profit (loss)9901€28k€20k
Financial charges65/66B€639€1k
Recurring financial charges65€639€1k
Profit (loss) for the period before taxes9903€27k€19k
Income taxes67/77€6k€4k
Profit (loss) for the period9904€21k€14k
Profit (loss) for the period to be appropriated9905€21k€14k
Appropriation of the result
Profit (loss) to be appropriated9906€21k€36k
Profit (loss) brought forward from the previous period14P-€21k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
12-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 43 days late
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jemeppe-sur-Sambre · 1 establishment unit since 2024
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Alnoir 105190 Jemeppe-sur-Sambre
Ground area
1,269 m²
Building footprint
98 m²
Volume, LiDAR
912 m³
Parcel 92068E0548/00X000, Wallonia · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Alnoir 10, 5190 Jemeppe-sur-Sambre
Veterinary services
since 20242.356.075.164
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92068E0548/00X000 Wallonia 1,269 m² 1 · 97 m² 10.7 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,078 companies in sector 75000 we hold annual accounts for 1,949. 1,556 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded20-02-2024
Fiscal year end31-12
Activities, NACEBEL
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.