Equity
-€56,646
Debts exceed assets in financial year 2024.
E.G.S. HOME
Lifetime
19 annual accounts with figures on one time axispeak €114,135 (2008)
-€12,814▼ €9,007
lowest -€29,435 (2024)
-€29,435▼ €7,349
peak €9,431 (2018)
-€56,646▼ €29,435
€945,413▲ 1.6%
Board2 names since 2021
2 directorsHERBIET Cédric and 1 other
Documentsfilings and deeds
31-12-2025153 days late
2024financial year
Gross margin from -€3,808 to -€12,814Loss of €29,435Equity from -€27,210 to -€56,646Cash from €39,424 to €25,093
Key points
from the 2024 annual accountsChecked score
54
Fair
Financially stronger than 26% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.7%● unchanged vs 12-2024
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.7%● unchanged vs 03-2025lowest value
05-2025: 0.7%● unchanged vs 04-2025
06-2025: 0.7%● unchanged vs 05-2025
07-2025: 0.9%▲ +0.2 percentage points vs 06-2025
08-2025: 1.1%▲ +0.2 percentage points vs 07-2025
09-2025: 1.3%▲ +0.2 percentage points vs 08-2025
10-2025: 1.4%▲ +0.1 percentage points vs 09-2025
11-2025: 1.5%▲ +0.1 percentage points vs 10-2025
12-2025: 1.8%▲ +0.3 percentage points vs 11-2025
01-2026: 3.3%▲ +1.5 percentage points vs 12-2025highest value
02-2026: 0.8%▼ -2.5 percentage points vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.8%● unchanged vs 03-2026
05-2026: 0.9%▲ +0.1 percentage points vs 04-2026
06-2026: 0.9%● unchanged vs 05-2026
07-2026: 0.9%● unchanged vs 06-2026
08-2026: 1.2%▲ +0.3 percentage points vs 07-2026
09-2026: 1.4%▲ +0.2 percentage points vs 08-2026
10-2026: 1.7%▲ +0.3 percentage points vs 09-2026
11-2026: 1.7%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Figures for financial year 2024 (filed on 07-01-2026)
1 financial year not filed after the legal deadline; last filed accounts filed 153 days late; 3 of the last 3 accounts late
lowers risk
Size: total assets €888,767
Founded in 2006
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 15% of them on solvency, 60% on liquidity, 25% on profitability and 5% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,242 companies had the same profile as E.G.S. HOME has now. Each dot stands for 4 companies, two years later.
92.8%
were still trading
4.0%
stopped another way
1.9%
went bankrupt
Another 1.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of E.G.S. HOME itself: 1.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,242 companies, not a prediction for E.G.S. HOME. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is ample, with a current ratio of 8.4 (8.51 in 2023), above the usual 1.5. Short-term debt is 11.9% and cash 2.8% of total assets. However, equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€56,646
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 99 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline07-11-2026 today
raises risk · 2024 accounts filed 153 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-12-2025, 153 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
153 days late
2023
110 days late
2022
120 days late
2021
101 days late
2020
109 days late
2019
116 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 118 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0879818011
Legal-form change · Resignations & appointments
“objet mis en concordance avec activités actuelles et futures” (deed in French) · General meeting of 28-01-2022 · Gazette deed
Incorporation
published on 20-03-2006 · Gazette deed
First establishment
Rue de la Croix 42, Rochefort
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| E.G.S. HOME Ohey | €888,767 | -€12,814 | -6.4% | - |
| IMMO SOILLE Hamois | €735,975 | -€8,145 | 48.5% | - |
| DAVID VERMEESCH Brussels | €897,764 | -€10,868 | 11.0% | - |
| GIA PARTNERS Waterloo | €978,827 | -€3,604 | 2.0% | - |
| MANCUSO Charleroi | €983,344 | -€31,940 | 33.2% | - |
| PROVAS CONSULT Antwerp | €872,964 | €155 | 79.0% | - |
| IMMO BOUWTEAM Deinze | €859,308 | -€6,582 | 99.1% | - |
These companies have the same main activity as E.G.S. HOME: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €736,000 and €983,000, founded between 2003 and 2008.
Official details
Source: KBO- Status
- Active since 08-03-2006Normal situation
- Activity
- Real estate agency activitiesNACE 68310and 5 others
- Establishment unit
- 2.162.798.4095580 Rochefort, since 24-02-2006
- Financial year end
- 31 December
- Peppol
- Reachable since 30-12-2025
Insights on E.G.S. HOME
E.G.S. HOME has existed since 2006. The gross margin fell from €114,135 in 2008 to €11,054 in 2009.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about E.G.S. HOME
- What is the company number of E.G.S. HOME?
- The company number of E.G.S. HOME is 0879.818.011. The VAT number is the same number with BE in front: BE 0879.818.011.
- Where is E.G.S. HOME based?
- The registered office is at Rue Taille Guerry 326, 5350 Ohey.Company details
- What does E.G.S. HOME do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of E.G.S. HOME?
- E.G.S. HOME is a private limited company (BV).
- When was E.G.S. HOME founded?
- E.G.S. HOME was founded on 08-03-2006.
- Is E.G.S. HOME still active?
- Yes, E.G.S. HOME is an active enterprise in the KBO register.
- What is the turnover of E.G.S. HOME?
- The annual accounts for financial year 2024 state no turnover.Financials
- Is E.G.S. HOME profitable?
- In financial year 2024, E.G.S. HOME made a loss of €29,435.
- Where can I find the annual accounts of E.G.S. HOME?
- E.G.S. HOME filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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