E.G.I.
ActiveE.G.I. has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92k and a net result of €5k. Equity is growing by ~31.7% per year across the filed fiscal years. Its solvency ranks better than 85% of 7318 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability27▼-73
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 7.44 against 3.91 in 2024), and 22.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.1%
Return on assets
4.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
4 d late
2023
15 d late
2022
8 d late
2021
11 d late
2020
30 d late
2019
72 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€83k
EBIT margin
9.3%
Net result
€5k▼ 81.9%
2024 · €28k
2018: €4k
2019: €5k
2020: €-2k
2021: €10k
2022: €26k
2023: €5k
2024: €28k
2018 → 2025
Working capital
€99k▲ 22.9%
2024 · €80k
2018: €22k
2019: €22k
2020: €18k
2021: €84k
2022: €71k
2023: €51k
2024: €80k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€83k
Equity€29k-€55k▲ 89.2%€59k▲ 8.4%€87k▲ 46.7%€92k▲ 5.8%
Operating result€10k-€26k▲ 157%€8k▼ 70.1%€42k▲ 452%€8k▼ 80.1%
Net result€10k-€26k▲ 157%€5k▼ 82.3%€28k▲ 506%€5k▼ 81.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 80% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €119k
Fixed assets
€5k▼ 22.4%
Current assets
€114k▲ 5.7%
Equity and liabilities €119k
Equity
€92k▲ 5.8%
Debt
€27k▼ 1.1%
The debt ratio falls from 24.1% to 22.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€11k▼
2024 · €45k
Cash flow
€8k▼
2024 · €30k
Solvency
77.1%▲
2024 · 75.9%
Current ratio
7.44▲
2024 · 3.91
Quick ratio
7.44▲
2024 · 3.91
Debt / equity
0.30▼
2024 · 0.32
ROE
5.4%▼
2024 · 31.8%
ROA
4.2%▼
2024 · 24.2%
Interest coverage
13.57▼
2024 · 59.68
Debt
€27k▼
2024 · €28k
Debt ≤ 1 year
€15k▼
2024 · €28k
Income taxes
€3k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€115k€119k▲
Fixed assets21/28€6k€5k▼
Tangible fixed assets22/27€6k€5k▼
Plant, machinery and equipment23€800€400▼
Furniture and vehicles24€6k€5k▼
Current assets29/58€108k€114k▲
Amounts receivable within one year40/41€84k€30k▼
Trade receivables40€80k€25k▼
Other amounts receivable41€4k€4k▲
Cash at bank and in hand54/58€24k€19k▼
Deferred charges and accrued income490/1-€65k
Equity and liabilities
Total equity and liabilities10/49€115k€119k▲
Equity10/15€87k€92k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€67k€72k▲
Amounts payable17/49€28k€27k▼
Amounts payable within one year42/48€28k€15k▼
Trade debts44-€433
Suppliers440/4-€433
Taxes, remuneration and social security45€28k€15k▼
Taxes450/3€28k€15k▼
Accrued charges and deferred income492/3-€12k
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€110k€113k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€47k€14k▼
Operating profit (loss)9901€42k€8k▼
Financial charges65/66B€756€822▲
Recurring financial charges65€756€822▲
Profit (loss) for the period before taxes9903€42k€8k▼
Income taxes67/77€14k€3k▼
Profit (loss) for the period9904€28k€5k▼
Profit (loss) for the period to be appropriated9905€28k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€67k€72k▲
Profit (loss) brought forward from the previous period14P€39k€67k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
31-12
Financial
Highest result since 2018net €28k ▲506%
Operating result €42k, net result €28k, both a record.
15-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 15 days late
2023
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €-2k ▼139%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
11-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 72 days late
2019
31-12
Financial
Liquidity quadruplescurrent ratio 30.28
Current ratio from 8.25 to 30.28; short-term debt falls from €3k to €744.
09-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 9 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Generaal Lemanstraat 301040 EtterbeekGround area
535 m²
Building footprint
216 m²
Volume, LiDAR
2,270 m³
2 parcels, Brussels, Flanders · tallest building 16.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
E.G.I.
since 20052.147.929.693
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23078B0285/00T002 | Flanders | 393 m² | 1 · 107 m² | 12.6 m · 3 fl. |
| 21005A0308/00B005 | Brussels | 142 m² | 1 · 110 m² | 16.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ILAZI
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KWConstruct
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VERDUYN DRIES BOUWWERKEN
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Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 13,031 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-05-2005
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.