E-fac
ActiveSummary
E-fac has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81,021 and a net result of €63,024. Its solvency ranks better than 89% of 22,576 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
- Equity
- €81,021
- Profit
- €63,024
Why 97raises riskFounded in 2024Size: total assets €99,163lowers riskLiquidity: current ratio 5.35, cash €78,285Equity €81,021 (81.7% of total assets)Show the evidence
Checked score
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 94% on liquidity, 96% on profitability and 98% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 35 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Liquidity more than doubledcurrent ratio 5.35
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2024 to 2025, 2 financial years
The operating result rises in 2025; 2025 is nearly 4.2 times 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €373 | - |
| Other operating charges640/8 | €225 | €562 | ▲ 150% |
| Gross operating margin9900 | €19,477 | €81,237 | ▲ 317% |
| Operating profit (loss)9901 | €19,252 | €80,301 | ▲ 317% |
| Financial charges65/66B | €385 | €1,280 | ▲ 232% |
| Recurring financial charges65 | €385 | €1,280 | ▲ 232% |
| Profit (loss) for the period before taxes9903 | €18,867 | €79,021 | ▲ 319% |
| Income taxes67/77 | €3,870 | €15,997 | ▲ 313% |
| Profit (loss) for the period9904 | €14,997 | €63,024 | ▲ 320% |
| Profit (loss) for the period to be appropriated9905 | €14,997 | €63,024 | ▲ 320% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €37,645 | €99,163 | ▲ 163% |
| Fixed assets21/28 | - | €2,055 | - |
| Tangible fixed assets22/27 | - | €2,055 | - |
| Plant, machinery and equipment23 | - | €2,055 | - |
| Current assets29/58 | €37,645 | €97,108 | ▲ 158% |
| Amounts receivable within one year40/41 | €18,150 | €18,152 | = |
| Trade receivables40 | €18,150 | €18,150 | = |
| Other amounts receivable41 | - | €2 | - |
| Cash at bank and in hand54/58 | €18,000 | €78,285 | ▲ 335% |
| Deferred charges and accrued income490/1 | €1,495 | €670 | ▼ 55.2% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €37,645 | €99,163 | ▲ 163% |
| Equity10/15 | €17,997 | €81,021 | ▲ 350% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Reserves13 | €14,997 | €78,021 | ▲ 420% |
| Distributable reserves133 | €14,997 | €78,021 | ▲ 420% |
| Amounts payable17/49 | €19,648 | €18,141 | ▼ 7.7% |
| Amounts payable within one year42/48 | €19,648 | €18,141 | ▼ 7.7% |
| Trade debts44 | €4,248 | €1,822 | ▼ 57.1% |
| Suppliers440/4 | €4,248 | €1,822 | ▼ 57.1% |
| Taxes, remuneration and social security45 | €12,454 | €14,927 | ▲ 19.9% |
| Taxes450/3 | €12,454 | €14,927 | ▲ 19.9% |
| Other amounts payable47/48 | €2,947 | €1,392 | ▼ 52.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €14,997 | €63,024 | ▲ 320% |
| + Depreciation and write-downs630 | - | €373 | - |
| Operating cash flow (approximation) | €14,997 | €63,398 | ▲ 323% |
| Change in cash | - | €60,285 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 03-07-2026 | 2026-00258698 |
| 31-12-2024 | micro format | 20-06-2025 | 2025-00158015 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| FLEBUS Philippe Jean Georges |
|
Owners and capital
Capital and shareholders
- FLEBUS Philippe Jean Georges sole founder · 100% at incorporation
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 17-09-2024 Incorporation · €3,000 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
17-09
Gazette deed
IncorporationAppointment: FLEBUS Philippe Jean Georges (director) · Founder · Founding capital6 facts ▸
- Incorporation, 13-09-2024
- Founder, FLEBUS Philippe Jean Georges
- Founding capital, €3,000
- Director appointment, FLEBUS Philippe Jean Georges (director (not named in the articles))
- Power of attorney, VAN ALSENOY Kirsten (medewerkster)
- Bank account, “KBC, bewijs van deponering voorgelegd aan notaris” (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 26 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11008B0234/00R000 | Flanders | 2,540 m² | 1 · 136 m² | 7.3 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Aan-verkoop van vrachtwagens; Verkoopstrategieën uitzettten en uitvoeren om de salesafdeling te doen groeien; Vergroening van het wagenpark…” (deed in Dutch)
30 activities (deed in Dutch)
- Aan-verkoop van vrachtwagens;
- Verkoopstrategieën uitzettten en uitvoeren om de salesafdeling te doen groeien;
- Vergroening van het wagenpark van de klanten en prospecten;
- Vergroening van de vennootschap;
- Opzetten en uitwerken van andere projecten om de groei van de vennootschap te bevorderen;
- Consultancy-activiteiten;
- Zakelijke advies- en dienstverlening aan ondernemingen en particulieren in de meest ruime zin van het woord;
- Financiële dienstverlening;
- Het berekenen van kosten en baten van de voorgestelde maatregelen op het gebied van management,planning,organisatie,efficiëntie,enz.;
- Overige zakelijke dienstverlening;
- Diverse administratieve activiteiten ten behoeve van kantoren;
- Alle activiteiten op het vlak van concurrentie- en marktonderzoek;
- Overige adviesbureaus op het gebied van bedrijfsbeheer;
- Markt- en opinieonderzoekbureaus;
- Het geven of organiseren van cursussen,lezingen,opleidingen en seminaries in zijn meest brede zin;
- De activiteiten van een holdingvennootschap,het verwerven,beheren en vervreemden van deelnemingen en participaties in alle bestaande of nog op te richten vennootschappen,ook deze met een verschillend maatschappelijk doel,alsook alle investerings- en financiële verrichtingen,behalve deze voorbehouden aan deposito- en spaarbanken.
- Het waarnemen en uitoefenen van allerhande bestuursopdrachten en mandaten
- Managementactiviteiten van holdings: tussenkomen in het dagelijks bestuur,vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal,enz.;
- Verhuur van roerende en onroerende goederen;
- Verhuur van menigvuldige goederen;
- Aan- en verkoop roerende en onroerende goederen;
- Aan- en verkoop van menigvuldige goederen;
- Het verkopen op commissie;
- Tussenpersoon in de handel;
- Managementbeheer;
- Handelsbemiddeling;
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden,het aankopen,verkopen,ruilen,bouwen,verbouwen,onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen; de aan- en verkoop,huur en verhuur van roerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit doel in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen,alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van roerende en onroerende goederen;
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend patrimonium,alle verplichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals het verwerven door inschrijving of aankoop en het beheren van aandelen,obligaties,kasbons of andere roerende waarden,van welke vorm ook,van belgische of buitenlandse,bestaande of nog op te richten rechtspersonen en ondernemingen;
- Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren,onder om het even welke vorm; in dit kader kan zij zich ook borgstellen of haar aval verlenen,in de meest ruime zin,alle handels- en financiële operaties verrichten behalve die wettelijk voorbehouden zijn aan depositobanken,houders van deposito’s op korte termijn,spaarkassen,hypotheekmaatschappijen en kapitalisatieondernemingen;
- Het uitoefenen van de functie van bestuurder,gedelegeerd bestuurder,zaakvoerder,directeur of andere leidende en uitvoerende functies,al dan niet bezoldigd in alle vormen,ook buitenlandse,van vennootschappen,verenigingen of samenwerkingsverbanden zowel in België als in het buitenland.
- Name clauseThe name the company operates under according to its articles.
- E-fac
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, 2930 Brasschaat,Struikenlaan 16” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “opdracht en, indien er meerdere bestuurders zijn, hun bevoegdheid. Bij gebrek aan bepaling van de duurtijd, wordt hun mandaat geacht van…”
- Board ruleHow the board is made up, meets and takes decisions.
- “1, algemene vergadering” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Thursday of June at 14:00