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E&F Techniek

Active
Private limited companyfounded 2015active for 10 yearsPutsesteenweg 139, 2820 Bonheiden, BelgiumKBO/BCE: BE 0643.984.186
Summary

The computed 12-month bankruptcy probability of E&F Techniek is 3.9% (moderate). The 2024 annual accounts show equity of €201,172 and a net result of €19,455. Equity is growing by about 6.5% per year across the filed financial years. Its solvency ranks better than 95% of 35,974 sector peers (NACE 43, financial year 2024). The company has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals.

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E&F TechniekActiveChecked score 50/100
Risk analysis ReportCompare

Overview

Activity
Installation of electric heating, air conditioning, cooling and ventilation
NACE 43222
1 site
Size
€504,125turnover 2024
Equity
€201,172
Profit
€19,455
Financial health
50 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.9%
Structure
2025 accounts not filed, 90 days past the deadline1 of 2 deeds summarised
Why 50raises risk1 financial year not filed after the legal deadline; last filed accounts filed 176 days late; 2 of the last 3 lateFigures for financial year 2024 (filed 23-01-2026)Size: turnover €504,125, total assets €211,931lowers riskEquity €201,172 (94.9% of total assets)Show the evidence

Checked score

Score 2024
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 63% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Strong
Solvency 100=
equity 94.9% of total assets
Liquidity 69-25
short-term debt 5.1% · cash 15.2%
Profitability 69+3
return on assets 9.2%
Bankruptcy probability, 12 months
3.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,663 companies, NACE 43, micro)
Last 24 months 11-2024: 1.2%lowest value 12-2024: 1.7%▲ +0.5 percentage points vs 11-2024 01-2025: 2.3%▲ +0.6 percentage points vs 12-2024 02-2025: 2.3%● unchanged vs 01-2025 03-2025: 2.3%● unchanged vs 02-2025 04-2025: 2.1%▼ -0.2 percentage points vs 03-2025 05-2025: 2.1%● unchanged vs 04-2025 06-2025: 2.0%▼ -0.1 percentage points vs 05-2025 07-2025: 2.0%● unchanged vs 06-2025 08-2025: 3.7%▲ +1.7 percentage points vs 07-2025 09-2025: 3.7%● unchanged vs 08-2025 10-2025: 3.7%● unchanged vs 09-2025 11-2025: 3.7%● unchanged vs 10-2025 12-2025: 3.7%● unchanged vs 11-2025 01-2026: 3.7%● unchanged vs 12-2025 02-2026: 2.1%▼ -1.6 percentage points vs 01-2026 03-2026: 2.2%▲ +0.1 percentage points vs 02-2026 04-2026: 2.2%● unchanged vs 03-2026 05-2026: 2.2%● unchanged vs 04-2026 06-2026: 1.8%▼ -0.4 percentage points vs 05-2026 07-2026: 1.8%● unchanged vs 06-2026 08-2026: 2.2%▲ +0.4 percentage points vs 07-2026 09-2026: 2.6%▲ +0.4 percentage points vs 08-2026 10-2026: 3.9%▲ +1.3 percentage points vs 09-2026highest value
Credit of up to €10,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 16.31, compared with 4.08 in 2023, above the usual 1.5; short-term debt: 5.1% and cash: 15.2% of total assets), and 5.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 68% on liquidity, 35% on profitability and 59% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 176 days late; 2 of the last 3 late
NBB · filings
raises risk · Figures for financial year 2024 (filed 23-01-2026)
NBB · annual accounts
raises risk · Size: turnover €504,125, total assets €211,931
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €201,172 (94.9% of total assets)
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 90 days later.
NBB · 9 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline29-10-2026 today
raises risk · 2024 accounts filed 176 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-01-2026, 176 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 9 filings
Deviation from the deadline
2025
not filed
2024
176 days late
2023
541 days late
2022
35 days early
2021
347 days late
2020
67 days late
2019
224 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 220 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Annual accounts filedfinancial year 2023 · micro…
  3. Liquidity more than triplescurrent ratio 16.31

Key points

  • Positive: Among the best 5% on solvencysector median 46.6% · 35,974 companies 94.9% View
  • Caution: 2025 accounts not fileddeadline was 31-07-2026 90 days past the deadline View
  • Positive: 7 profitable years in a rowprofit 2024: €19,455 7 years View

By topic

Financials

Financial year
2024
Turnover
€504,125
Profit
€19,455
Solvency
94.9%
Turnover▲ 10.3%
Net result
20182024
Go to Financials

Timeline

Events
14
Since
2018
  1. 31-12-2024Equity above €200,000
  2. 13-07-2023Annual accounts filed
  3. 07-07-2023Resignations: OLMEZ Fersan (zaakvoerder) and OLMEZ Erkan…
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Installation of electric heating, air conditioning, cooling and…NACE 43222
Founded
09-12-2015
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
39
Annual meeting
First Friday of June at 17:00
Purpose
“Onderneming voor de installatie van elektrische bedrading en toebehoren; Onderneming voor…” (deed in Dutch)
Go to Articles of association

Key facts about E&F Techniek

What is the company number of E&F Techniek?
0643.984.186. In Belgium the VAT number is the company number with BE in front: BE 0643.984.186.
Where is E&F Techniek based?
The registered office is at Putsesteenweg 139, 2820 Bonheiden.Company details
What does E&F Techniek do?
According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
What is the legal form of E&F Techniek?
Private limited company (BV).
When was E&F Techniek founded?
On 09-12-2015.
Is E&F Techniek still active?
Yes, E&F Techniek is an active enterprise in the KBO register.
What is the turnover of E&F Techniek?
€504,125 in financial year 2024, according to the filed annual accounts.Financials
Is E&F Techniek profitable?
In financial year 2024, E&F Techniek made a profit of €19,455.
Where can I find the annual accounts of E&F Techniek?
E&F Techniek filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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