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e-DIZ

Active
Private limited companyfounded 20224 yrs activeTenrodestraat 17, 3090 Overijse, BelgiumKBO/BCE: BE 0784.459.190

e-DIZ has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77k and a net result of €-5k. Equity is growing by ~34.8% per year across the filed fiscal years. Its solvency ranks better than 63% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
71 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▼-86
Solvency94▼-6
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.19 against 5.43 in 2024; short-term debt: 30.3% and cash: 75.3% of total assets), and 31% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
69%
Return on assets
-4.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
20 d late
2024
49 d late
2023
27 d late
2022
31 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€77k▼ 31.7%
2024 · €113k
2022: €32k 2023: €75k 2024: €113k
2022 → 2025
Total assets
€111k▼ 18.3%
2024 · €136k
2022: €62k 2023: €107k 2024: €136k
2022 → 2025
Net result
€-5k
2024 · €38k
2022: €32k 2023: €42k 2024: €38k
2022 → 2025
Working capital
€74k▼ 29.7%
2024 · €105k
2022: €26k 2023: €67k 2024: €105k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Equity€32k-€75k▲ 130%€113k▲ 50.8%€77k▼ 31.7%
Operating result€42k-€55k▲ 30.5%€54k▼ 1.5%€-5k
Net result€32k-€42k▲ 30.1%€38k▼ 10.0%€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40k€60kOperating result 2022: €42k€42kNet result 2022: €32k€32kOperating result 2023: €55k€55kNet result 2023: €42k€42kOperating result 2024: €54k€54kNet result 2024: €38k€38kOperating result 2025: €-5k€-5kNet result 2025: €-5k€-5k2022202320242025
The operating result turns negative in 2025: a loss of €5k after €54k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €111k
Fixed assets €4k▼ 50.4%
Current assets €108k▼ 16.5%
Equity and liabilities €111k
Equity €77k▼ 31.7%
Debt €35k▲ 45.4%
The debt ratio rises from 17.4% to 31.0%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-944
2024 · €62k
Cash flow
€-894
2024 · €46k
Solvency
69.0%
2024 · 82.6%
Current ratio
3.19
2024 · 5.43
Quick ratio
3.19
2024 · 5.43
Debt / equity
0.45
2024 · 0.21
ROE
-6.0%
2024 · 33.7%
ROA
-4.1%
2024 · 27.8%
Interest coverage
-5.43
2024 · 99.97
Debt
€35k
2024 · €24k
Debt ≤ 1 year
€34k
2024 · €24k
Income taxes
€132
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€136k€111k
Fixed assets21/28€7k€4k
Tangible fixed assets22/27€7k€4k
Furniture and vehicles24€7k€4k
Current assets29/58€129k€108k
Amounts receivable within one year40/41€19k€21k
Trade receivables40€13k€3k
Other amounts receivable41€6k€18k
Cash at bank and in hand54/58€108k€84k
Deferred charges and accrued income490/1€3k€3k
Equity and liabilities
Total equity and liabilities10/49€136k€111k
Equity10/15€113k€77k
Contributions10/11€100€100=
Profit (loss) carried forward14€112k€77k
Amounts payable17/49€24k€35k
Amounts payable within one year42/48€24k€34k
Current portion of amounts payable after more than one year42€3k-
Trade debts44€6k€181
Suppliers440/4€6k€181
Taxes, remuneration and social security45€15k€8k
Taxes450/3€15k€8k
Other amounts payable47/48-€26k
Accrued charges and deferred income492/3-€794
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€4k
Other operating charges640/8€236€544
Gross operating margin9900€62k€-400
Operating profit (loss)9901€54k€-5k
Financial income75/76B€313€355
Recurring financial income75€313€355
Financial charges65/66B€623€174
Recurring financial charges65€623€174
Profit (loss) for the period before taxes9903€53k€-4k
Income taxes67/77€16k€132
Profit (loss) for the period9904€38k€-5k
Profit (loss) for the period to be appropriated9905€38k€-5k
Appropriation of the result
Profit (loss) to be appropriated9906€112k€108k
Profit (loss) brought forward from the previous period14P€74k€112k
Profit to be distributed694/7-€31k
Return on contributions (dividend)694-€31k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
20-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
31-12
Financial Weakest financial yearnet €-5k ▼112%
Net result drops to €-5k, the lowest in the series.
18-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 49 days late
2024
31-12
Financial Equity above €100kEq €113k ▲50.8%
3 profitable years in a row build equity to €113k.
27-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial Highest result since 2022net €42k ▲30.1%
Operating result €55k, net result €42k, both a record.
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2022
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Tenrodestraat 173090 Overijse
Ground area
581 m²
Building footprint
127 m²
Volume, LiDAR
459 m³
Parcel 23546L0395/00N009, Flanders · tallest building 9.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
e-DIZ
Tenrodestraat 17, 3090 OverijseWholesale trade
since 20222.330.973.742
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23546L0395/00N009 Flanders 581 m² 1 · 127 m² 9.4 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 39,964 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded04-04-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
77224Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.