Financials
- Financial year
- 2025
- Turnover
- €403,838
- Loss
- -€10,854
- Solvency
- 34.9%
E-DIRECT
ActiveSummary
The computed 12-month bankruptcy probability of E-DIRECT is 1.6% (moderate). The 2025 annual accounts show equity of €69,146 and a net result of -€10,854. Its solvency ranks better than 41% of 9,689 sector peers (NACE 46, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Wholesale trade
NACE 46474
1 site
Size
€403,838turnover 2025
- Equity
- €69,146
- Loss
- -€10,854
Structure
Accounts 9 days early1 of 2 deeds read
Why 55raises riskFounded in 20241 change of registered office in 24 monthslowers riskLiquidity: current ratio 1.50, cash €101,299Figures for financial year 2025 (filed 22-07-2026)Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 45% of its sector peers (NACE 46, micro)
Financial strength
Average
Solvency
60
equity 34.9% of total assets
Liquidity
66
short-term debt 65.1% · cash 51.2%
Profitability
16
return on assets -5.5%
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2025: 1.6%
06-2025: 1.7%▲ +0.1 percentage points vs 05-2025
07-2025: 1.7%● unchanged vs 06-2025
08-2025: 2.1%▲ +0.4 percentage points vs 07-2025
09-2025: 2.1%● unchanged vs 08-2025
10-2025: 2.4%▲ +0.3 percentage points vs 09-2025
11-2025: 4.9%▲ +2.5 percentage points vs 10-2025
12-2025: 4.9%● unchanged vs 11-2025
01-2026: 4.8%▼ -0.1 percentage points vs 12-2025
02-2026: 4.8%● unchanged vs 01-2026
03-2026: 5.1%▲ +0.3 percentage points vs 02-2026
04-2026: 5.3%▲ +0.2 percentage points vs 03-2026highest value
05-2026: 5.3%● unchanged vs 04-2026highest value
06-2026: 5.3%● unchanged vs 05-2026highest value
07-2026: 5.3%● unchanged vs 06-2026highest value
08-2026: 1.6%▼ -3.7 percentage points vs 07-2026lowest value
09-2026: 1.6%● unchanged vs 08-2026lowest value
10-2026: 1.6%● unchanged vs 09-2026lowest value
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity ample (current ratio 1.5; short-term debt: 65.1% and cash: 51.2% of total assets), but 65.1% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 44% on solvency, 71% on liquidity and 20% on profitability.
The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
9 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · abbreviated…
- Registered officeRegistered-office move · Power of…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale tradeNACE 46474
- Founded
- 15-04-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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