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E-CONSILIO

Active
Private limited companyfounded 20188 yrs activeRoger Pietersstraat 14, 8431 Middelkerke, BelgiumKBO/BCE: BE 0696.821.076
Summary

E-CONSILIO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €200k and a net result of €429. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 536 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability38▲+1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
short-term debt: 0.3% and cash: 85.1% of total assets, and 0.6% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 90
Relative position
BE, all sectors
reference
Arts creation and performing arts activities (NACE 90)
about 58% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
99.4%
Return on assets
0.2%
Age of the figures
12 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 8 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
3 d early
2024
8 d early
2023
7 d early
2022
7 d early
2021
2 d early
2020
3 d early
2019
2 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

E-CONSILIO was incorporated on 28 May 2018.1 Total assets rose from EUR 129,858 in 2019 to EUR 201,652 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

Financials · fiscal year 2025, abbreviated schema

Turnover
€275k
EBIT margin
64.7%
Net result
€429
2024 · €-678
Working capital
€201k▼ 21.0%
2024 · €255k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover
Operating result€47k▼ 73.8%€25k▼ 45.6%€25k▼ 2.4%€-1k€-221▲ 82.3%
Net result€34k▼ 71.9%€20k▼ 42.5%€19k▼ 5.7%€-678€429
EBIT margin
Equity€217k▲ 18.8%€236k▲ 9.1%€255k▲ 7.9%€254k▼ 0.3%€200k▼ 21.2%
Total assets€258k▼ 1.6%€266k▲ 3.3%€267k▲ 0.4%€260k▼ 2.8%€202k▼ 22.4%
Debt€41k▼ 48.4%€30k▼ 27.1%€12k▼ 58.6%€6k▼ 54.6%€1k▼ 76.8%
Working capital€216k▲ 19.4%€229k▲ 6.0%€250k▲ 8.9%€255k▲ 1.9%€201k▼ 21.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40kOperating result 2021: €47k€47kNet result 2021: €34k€34kOperating result 2022: €25k€25kNet result 2022: €20k€20kOperating result 2023: €25k€25kNet result 2023: €19k€19kOperating result 2024: €-1k€-1kNet result 2024: €-678€-678Operating result 2025: €-221€-221Net result 2025: €429€42920212022202320242025€-10k€0€10k€20kOperating result 2023: €25k€25kNet result 2023: €19k€19kOperating result 2024: €-1k€-1.2kNet result 2024: €-678€-678Operating result 2025: €-221€-221Net result 2025: €429€429202320242025
The operating result stays negative: a loss of €221 in 2025 against €1k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €202k
Equity €200k ▼ 21.2%
Debt €1k ▼ 76.8%
Debt's share of the balance-sheet total falls from 2.2% to 0.6%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.01▼
2024 · 0.02
ROE
0.2%▲
2024 · -0.3%
ROA
0.2%▲
2024 · -0.3%
Debt ≤ 1 year
€526▼
2024 · €5k
Income taxes
€161▼
2024 · €626
A ratio outside any meaningful range has been withheld (balance sheet total €202k, equity €200k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€260k€202k▼
Current assets29/58€260k€202k▼
Amounts receivable after more than one year29€30k€30k=
Other amounts receivable291€30k€30k=
Amounts receivable within one year40/41€4k-
Other amounts receivable41€4k-
Cash at bank and in hand54/58€226k€172k▼
Deferred charges and accrued income490/1€43-
Equity and liabilities
Total equity and liabilities10/49€260k€202k▼
Equity10/15€254k€200k▼
Contributions10/11€6k€6k=
Reserves13€249k€194k▼
Distributable reserves133€249k€194k▼
Profit (loss) carried forward14€-678€-249▲
Amounts payable17/49€6k€1k▼
Amounts payable within one year42/48€5k€526▼
Trade debts44-€141
Suppliers440/4-€141
Taxes, remuneration and social security45-€161
Taxes450/3-€161
Other amounts payable47/48€5k€225▼
Accrued charges and deferred income492/3€384€775▲
Income statement Code20242025
Other operating charges640/8€560€712▲
Gross operating margin9900€-687€491▲
Operating profit (loss)9901€-1k€-221▲
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€54€434▲
Recurring financial charges65€54€434▲
Profit (loss) for the period before taxes9903€-52€590▲
Income taxes67/77€626€161▼
Profit (loss) for the period9904€-678€429▲
Profit (loss) for the period to be appropriated9905€-678€429▲
Appropriation of the result
Profit (loss) to be appropriated9906€-678€-249▲
Profit (loss) brought forward from the previous period14P-€-678
Transfer from equity791/2-€54k
Profit to be distributed694/7-€54k
Return on contributions (dividend)694-€54k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€585€1k€2k---
Other operating charges640/8€922€771€489€560€712▲ 27.1%
Gross operating margin9900€48k€27k€27k€-687€491▲ 172%
Operating profit (loss)9901€47k€25k€25k€-1k€-221▲ 82.3%
Financial income75/76B€1k€2k€1k€1k€1k▼ 0.3%
Recurring financial income75€1k€2k€1k€1k€1k▼ 0.3%
Financial charges65/66B€320€5€128€54€434▲ 704%
Recurring financial charges65€320€5€128€54€434▲ 704%
Profit (loss) for the period before taxes9903€48k€27k€26k€-52€590▲ 1,227%
Income taxes67/77€13k€7k€7k€626€161▼ 74.3%
Profit (loss) for the period9904€34k€20k€19k€-678€429▲ 163%
Profit (loss) for the period to be appropriated9905€34k€20k€19k€-678€429▲ 163%
Line20212022202320242025Change
Assets
Total assets20/58€258k€266k€267k€260k€202k▼ 22.4%
Fixed assets21/28€709€7k€6k---
Tangible fixed assets22/27€709€7k€6k---
Furniture and vehicles24€709€280----
Other tangible fixed assets26-€7k€6k---
Current assets29/58€257k€259k€262k€260k€202k▼ 22.4%
Amounts receivable after more than one year29€30k€30k€30k€30k€30k=
Other amounts receivable291€30k€30k€30k€30k€30k=
Amounts receivable within one year40/41€93k€89k€85k€4k--
Trade receivables40€91k€78k€82k---
Other amounts receivable41€1k€11k€3k€4k--
Cash at bank and in hand54/58€129k€135k€143k€226k€172k▼ 24.1%
Deferred charges and accrued income490/1€5k€4k€4k€43--
Equity and liabilities
Total equity and liabilities10/49€258k€266k€267k€260k€202k▼ 22.4%
Equity10/15€217k€236k€255k€254k€200k▼ 21.2%
Contributions10/11€6k€6k€6k€6k€6k=
Reserves13€210k€230k€249k€249k€194k▼ 21.8%
Non-distributable reserves130/1€2k€2k€2k---
Reserves not available under the articles1311€2k€2k€2k---
Distributable reserves133€209k€228k€247k€249k€194k▼ 21.8%
Profit (loss) carried forward14---€-678€-249▲ 63.3%
Amounts payable17/49€41k€30k€12k€6k€1k▼ 76.8%
Amounts payable within one year42/48€40k€29k€12k€5k€526▼ 89.9%
Trade debts44€7k€565€276-€141-
Suppliers440/4€7k€565€276-€141-
Taxes, remuneration and social security45€23k€9k€10k-€161-
Taxes450/3€23k€9k€10k-€161-
Other amounts payable47/48€11k€20k€2k€5k€225▼ 95.7%
Accrued charges and deferred income492/3€446€344€374€384€775▲ 102%
Line20212022202320242025Change
Profit (loss) for the period9904€34k€20k€19k€-678€429▲ 163%
+ Depreciation and write-downs630€585€1k€2k---
Operating cash flow (approximation)€35k€21k€20k€-678€429▲ 163%
Investment in fixed assets (approximation)-€-8k€0---
Change in cash-€6k€8k€83k€-54k▼ 166%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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More with these figures Sector benchmark What changed Value indication

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
27-04
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial Back to profitnet €429
Net result €429 after one loss-making year.
30-09
Financial Liquidity times 8current ratio 383.24
Current ratio from 49.72 to 383.24; short-term debt falls from €5k to €526.
22-04
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial Weakest financial yearnet €-678
Net result drops to €-678, the lowest in the series; recovery starts the following year.
30-09
Financial Liquidity doublescurrent ratio 49.72
Current ratio from 21.83 to 49.72; short-term debt falls from €12k to €5k.
23-04
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial Liquidity doublescurrent ratio 21.83
Current ratio from 8.78 to 21.83; short-term debt falls from €29k to €12k.
23-04
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-04
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial Equity above €200kEq €217k ▲18.8%
3 profitable years in a row build equity to €217k.
27-04
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
Show earlier events
2020
30-09
Financial Highest result since 2019net €122k ▲125%
Operating result €178k, net result €122k, both a record.
30-09
Financial Equity above €150kEq €182k ▲202%
2 profitable years in a row build equity to €182k.
28-04
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Middelkerke · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
540 m²
Building footprint
105 m²
Volume, LiDAR
569 m³
Parcel 35024A0202/00P003, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
E-CONSILIO
Roger Pietersstraat 14, 8431 MiddelkerkeArts creation and performing arts activities
since 20182.276.263.861
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35024A0202/00P003 Flanders 540 m² 1 · 105 m² 7.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 8,315 companies in sector 90201 we hold annual accounts for 602. 453 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-05-2018
Fiscal year end30-09
Activities, NACEBEL 2025
90201Performing arts by independent artists
82100Office administrative and support services
82990Other business support services
90399Other support activities for arts and performing arts
93299Other amusement and recreation activities
96999Other personal services

Scores and ratios are computed by Checked and are not a credit decision.