Equity
E-COMMIT has made a profit without a break since 2023.
E-COMMIT has made a profit without a break since 2023.
The micro format states no turnover.
In 2025, 4 people joined and 2 left.
The 2016 accounts came latest: 197 days after the end of the period.
Lower solvency than 90% of companies in financial services. Sector median 50.9% · 9,770 companies.
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 52 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| E-COMMIT Bilzen-Hoeselt | €191,534 | €304,118 | 2.2% | - |
| DESALCO Schoten | €221,393 | €279,503 | 78.5% | - |
| VS Invest Lubbeek | €168,371 | €263,196 | 81.5% | - |
| Cherry Meadow Koksijde | €148,578 | €302,636 | 26.3% | - |
| proper@vies Avelgem | €209,638 | €251,087 | 95.3% | - |
| The House of Value- Advisory&Solutions Pepingen | €249,009 | €288,188 | 9.2% | - |
| MULTIMEDI Leuven | €258,836 | €297,407 | -46.3% | 5.1 |
These companies have the same main activity as E-COMMIT: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €149,000 and €259,000, founded between 2015 and 2017.
E-COMMIT files the micro format. That format states no turnover. The gross margin rose from €16,791 in 2016 to €304,118 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Higher than 10% of 9,770 companies in 2025.
Higher than 74% of 9,624 companies in 2025.
Net result: middle half · Equity: bottom quarter · Balance sheet total: middle half
Staff costs divided by the average number of full-time equivalents.
In 2025, 4 people joined and 2 left.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||
20/58 |
191,534 | 233,814 | 274,897 | 462,232 | 303,102 | 316,802 | 200,558 | 232,731 | 147,333 | 39,047 | |
21/28 |
30,061 | 35,775 | 45,190 | 48,040 | 45,887 | 24,587 | 29,797 | 43,086 | 50,470 | 16,406 | |
21 |
- | - | - | 0 | 1,707 | 13,073 | 24,440 | 35,807 | 38,640 | - | |
22/27 |
30,061 | 35,775 | 45,190 | 48,040 | 44,180 | 11,514 | 5,357 | 7,279 | 11,830 | 16,406 | |
22 |
27,567 | 30,616 | 33,666 | 36,715 | 35,578 | 9,566 | 1,638 | - | - | - | |
23 |
285 | 2,019 | 4,046 | 6,324 | 8,602 | 1,948 | 1,003 | - | - | - | |
24 |
2,210 | 3,140 | 7,478 | 5,001 | - | - | 2,716 | 7,279 | 11,830 | 16,406 | |
29/58 |
161,473 | 198,039 | 229,706 | 414,192 | 257,215 | 292,214 | 170,761 | 189,645 | 96,863 | 22,641 | |
3 |
124,592 | 164,449 | 203,401 | 173,488 | 142,243 | 118,186 | 116,016 | 116,016 | 41,407 | - | |
30/36 |
124,592 | 164,449 | 203,401 | 173,488 | 142,243 | 118,186 | 116,016 | 116,016 | 41,407 | - | |
40/41 |
20,433 | 11,267 | 12,833 | 234,599 | 114,286 | 170,015 | 48,953 | 61,196 | 36,816 | 17,223 | |
40 |
8,713 | 9,118 | 4,396 | 204,658 | 78,236 | 119,238 | 22,575 | 48,064 | 36,816 | 2,182 | |
41 |
11,720 | 2,149 | 8,437 | 29,941 | 36,051 | 50,777 | 26,378 | 13,132 | - | 15,041 | |
50/53 |
4,331 | 3,195 | - | - | - | - | - | 7,571 | 10,563 | - | |
54/58 |
8,879 | 13,684 | 9,590 | 1,557 | 686 | 4,013 | 4,037 | 3,232 | 8,077 | 3,423 | |
490/1 |
3,238 | 5,443 | 3,882 | 4,548 | - | - | 1,755 | 1,630 | - | 1,995 | |
| Balance sheet: equity and liabilities | |||||||||||
10/49 |
191,534 | 233,814 | 274,897 | 462,232 | 303,102 | 316,802 | 200,558 | 232,731 | 147,333 | 39,047 | |
10/15 |
4,220 | -45,264 | -48,838 | -211,286 | -41,420 | -82,394 | 37,851 | 19,812 | 19,583 | 12,665 | |
10/11 |
6,200 | 6,200 | 6,200 | 18,600 | 18,600 | 18,600 | 18,600 | 6,200 | 6,200 | 6,200 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | - | - | - | - | 12,400 | 12,400 | 12,400 | |
13 |
1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | |
130/1 |
- | - | 0 | 1,860 | 1,860 | 1,860 | - | - | - | - | |
130 |
- | - | - | - | - | - | 1,860 | 1,860 | 1,860 | 1,860 | |
1311 |
- | - | 0 | 1,860 | 1,860 | 1,860 | - | - | - | - | |
133 |
1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | |
14 |
-3,840 | -53,324 | -56,898 | -231,746 | -61,880 | -102,854 | 17,391 | 11,752 | 11,523 | 4,605 | |
17/49 |
187,314 | 279,078 | 323,735 | 673,518 | 344,522 | 399,196 | 162,707 | 212,918 | 127,750 | 26,382 | |
17 |
0 | 43,593 | 36,897 | 49,466 | 114,916 | 53,172 | 44,172 | - | - | - | |
170/4 |
0 | 1,389 | 18,056 | 38,966 | 100,000 | 9,000 | - | - | - | - | |
178/9 |
0 | 42,204 | 18,841 | 10,500 | 14,916 | 44,172 | 44,172 | - | - | - | |
42/48 |
187,314 | 235,485 | 285,214 | 622,429 | 229,605 | 200,326 | 118,535 | 212,918 | 127,750 | 26,382 | |
42 |
1,389 | 16,667 | 22,299 | 40,444 | - | - | - | 7,000 | - | - | |
43 |
4,190 | 6,042 | 25,253 | 21,164 | 13,642 | 19,728 | 16,843 | 55,894 | 500 | - | |
430/8 |
4,190 | 6,042 | 25,253 | 21,164 | 13,642 | 19,728 | 16,843 | 55,894 | 500 | - | |
44 |
90,499 | 96,831 | 55,790 | 64,507 | 183,246 | 164,486 | 65,616 | 59,996 | 52,557 | 10,830 | |
440/4 |
90,499 | 96,831 | 55,790 | 64,507 | 183,246 | 164,486 | 65,616 | 59,996 | 52,557 | 10,830 | |
45 |
87,186 | 68,819 | 65,802 | 138,566 | 32,718 | 16,113 | 36,075 | 89,841 | 62,782 | 4,006 | |
450/3 |
58,482 | 41,984 | 36,985 | 110,744 | 32,718 | 16,113 | 36,075 | 36,641 | 37,598 | 4,006 | |
454/9 |
28,704 | 26,835 | 28,817 | 27,823 | - | - | - | 53,200 | 25,184 | - | |
47/48 |
4,050 | 47,126 | 116,070 | 357,748 | - | - | - | 187 | 11,911 | 11,546 | |
492/3 |
- | 0 | 1,624 | 1,624 | - | 145,697 | - | - | - | - | |
| Income statement | |||||||||||
76A |
155,000 | 145,000 | 300,000 | 5,950 | 2,912 | 20,911 | - | - | - | - | |
9900 |
304,118 | 225,689 | 443,687 | 45,435 | 213,151 | 1,563 | 162,525 | 132,103 | 101,044 | 16,791 | |
62 |
217,604 | 209,702 | 219,460 | 202,567 | 149,809 | 95,735 | 132,225 | 108,462 | 68,632 | - | |
630 |
5,715 | 6,007 | 7,747 | 7,250 | 15,048 | 14,815 | 16,363 | 15,917 | 14,237 | 3,808 | |
640/8 |
2,271 | 1,005 | 18,008 | 4,680 | 799 | 1,668 | 1,186 | 1,070 | 5,179 | 1,683 | |
66A |
0 | 408 | 0 | 1,264 | - | - | - | - | - | - | |
9901 |
78,529 | 8,568 | 198,472 | -170,326 | 47,496 | -110,654 | 12,751 | 6,653 | 12,997 | 11,301 | |
75/76B |
175 | 2,223 | 186 | 17,738 | 75 | 105 | 392 | 7 | 7 | 1 | |
75 |
175 | 2,223 | 186 | 17,738 | 75 | 105 | 392 | 7 | 7 | 1 | |
65/66B |
10,745 | 4,168 | 22,212 | 17,113 | 6,597 | 8,411 | 5,120 | 5,631 | 3,736 | 831 | |
65 |
10,745 | 4,168 | 20,709 | 15,730 | 6,597 | 8,411 | 5,120 | 5,631 | 3,736 | 831 | |
66B |
- | 0 | 1,502 | 1,383 | - | - | - | - | - | - | |
9903 |
67,959 | 6,623 | 176,447 | -169,701 | 40,974 | -118,960 | 8,022 | 1,029 | 9,268 | 10,470 | |
67/77 |
18,475 | 3,049 | 1,599 | 165 | - | 1,285 | 2,384 | - | 2,350 | 4,006 | |
9904 |
49,484 | 3,574 | 174,848 | -169,866 | 40,974 | -120,245 | 5,639 | 1,029 | 6,918 | 6,465 | |
9905 |
49,484 | 3,574 | 174,848 | -169,866 | 40,974 | -120,245 | 5,639 | 1,029 | 6,918 | 6,465 | |
| Appropriation of the result | |||||||||||
9906 |
-3,840 | -53,324 | -56,898 | -231,746 | -61,880 | -102,854 | 17,391 | 12,552 | 11,523 | 6,465 | |
14P |
-53,324 | -56,898 | -231,746 | -61,880 | -102,854 | - | - | - | - | - | |
691/2 |
- | - | - | - | - | - | - | - | - | 1,860 | |
6920 |
- | - | - | - | - | - | - | - | - | 1,860 | |
694/7 |
- | - | - | - | - | - | - | 800 | - | - | |
694 |
- | - | - | - | - | - | - | 800 | - | - | |
| Social balance sheet | |||||||||||
9087 |
7.3 | 7.1 | 6.8 | 5.6 | 5.2 | 3.8 | 4.4 | 4.3 | 2.8 | - | |
Hours worked1013 |
9,134 | 9,077 | 10,459 | 10,050 | 9,170 | 5,155 | 7,805 | 6,663 | 3,458 | - | |
| Document | |||||||||||
The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 03-07-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 03-07-2026 | 2026-00246761 | |
| 31-12-2024 | micro format | 10-07-2025 | 2025-00252880 | |
| 31-12-2023 | micro format | 30-08-2024 | 2024-00431459 | |
| 31-12-2022 | micro format | 29-12-2023 | 2023-00539362 | |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20364392 | |
| 31-12-2020 | micro format | 16-11-2021 | 2021-77300097 | |
| 31-12-2019 | micro format | 30-10-2020 | 2020-65100161 | |
| 31-12-2018 | micro format | 30-08-2019 | 2019-55300190 | |
| 31-12-2017 | micro format | 03-10-2018 | 2018-67700184 | |
| 31-12-2016 | micro format | 13-02-2018 | 2018-04800278 |
| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €6,337 | €6,337 |
| 2024 | 3 | €8,770 | €8,770 |
| 2023 | 2 | €14,558 | €14,558 |
| 2022 | 1 | €11,625 | €11,625 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | -3,408 | 4,897 | 9,403 | 36,347 | 9,605 | 3,074 | 8,534 | 48,300 | 20,214 | ||
| -4,805 | 4,094 | 8,033 | 871 | -3,327 | -24 | 805 | -4,845 | 4,654 | - | ||
| 2.2% | -19.4% | -17.8% | -45.7% | -13.7% | -26.0% | 18.9% | 8.5% | 13.3% | 32.4% | ||
| - | - | - | - | - | - | 14.9% | 5.2% | 35.3% | 51.0% | ||
| 25.8% | 1.5% | 63.6% | -36.7% | 13.5% | -38.0% | 2.8% | 0.4% | 4.7% | 16.6% |
A ratio outside any meaningful range has been withheld (balance sheet total €191,534, equity €4,220).
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 31-12-2025 | 31-12-2024 | 31-12-2023 | 31-12-2022 | 31-12-2021 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 9 | 7 | 8 | 7 | 6 |
| full-time | 8 | 5 | 7 | 6 | 5 |
| part-time | 1 | 2 | 1 | 1 | 1 |
| in full-time equivalents | 8.5 | 6.1 | 7.5 | 6.5 | 5.5 |
| 7.3 | 7.1 | 6.8 | 5.6 | 5.2 | |
| On a permanent contract | 8 | 6 | 6 | 7 | 5 |
| Joined | 4 | 3 | 5 | 2 | 2 |
| Left | 2 | 4 | 4 | 1 | 1 |
| Training hours | 0 | 0 | - | - | - |
Source: social balance sheet in the 2021 to 2025 annual accounts
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | €4,897 | €9,403 | €36,347 |
| €5,715 | €6,007 | €7,747 | €7,250 | €15,048 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 9.2 times that of 2024. It is a recovery after the fall in 2024.
Debt's share of the balance-sheet total is 97.8%.
E-COMMIT has no parent and no holdings in its annual accounts. DEVROEY Stefan Elvira Arthur is the only director.
The connected companies are in the list below.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Zizoo registered office Maastrichterstraat 30A, 3740 Bilzen-Hoeselt 47120 Other non-specialised retail sale | 22-02-2016 | 2.250.647.844 |
| Zizoo Luikerstraat 82, 3800 Sint-Truiden 47120 Other non-specialised retail sale | 26-04-2017 | 2.263.827.966 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 73006G0496/00S000 | 853 m² | 1 · 216 m² | 11.6 m · 2 |
| 71053H1162/00Z000 | 627 m² | 1 · 281 m² | 15.2 m · 2 |
1 of these parcels carries protected heritage. Expect extra rules on renovation or sale.
If something looks wrong or is missing, please tell us.