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E-COMMIT

Active Risk: not assessed Private limited companyfounded 2016active for 10 yearsMaastrichterstraat 30A, 3740 Bilzen-HoeseltKBO/BCE: BE 0648.858.932

Overview

Lifetime

10 annual accounts with figures on one time axis
peak €443,687 (2023)
€304,118▲ 34.8%
lowest -€169,866 (2022)
€49,484▲ 14×
peak €37,851 (2019)
€4,220▲ €49,484
€187,314▼ 32.9%
peak 4.4 FTE (2019)
-not published
Board1 name since 2016
Documentsfilings and deeds
03-07-202628 days before the deadline
2025micro format
Gross margin from €225,689 to €304,118Result from €3,574 to €49,484Equity from -€45,264 to €4,220Debts from €279,078 to €187,314Cash from €13,684 to €8,879

Key points

from the 2025 annual accounts

Equity

€4,220

E-COMMIT has made a profit without a break since 2023.

Turnover

≈ €400,000 estimated

The micro format states no turnover.

Debts

€187,314 98% of the balance sheet
Financial debts 2%Suppliers 48%Taxes and wages 47%Other 3%

Staff

9 employees on 31-12-2025
212021212022542023342024422025

In 2025, 4 people joined and 2 left.

Filings

10 annual accounts 8 late
AprilJune31 JulyOctober20202025

The 2016 accounts came latest: 197 days after the end of the period.

Position in the sector

2.2%

Lower solvency than 90% of companies in financial services. Sector median 50.9% · 9,770 companies.

Financial institution: outside the modelBankruptcy probability: sector outside the model

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Two signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 9770 sector peers (2025).
NBB · sector comparison
Position among 9770 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
28 days early
2024
21 days early
2023
30 days late
2022
151 days late
2021
31 days late
2020
108 days late
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 52 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 59 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0648858932
Change of role: DEVROEY Stefan Elvira Arthur, from manager to director General meeting of 28-12-2023 · Gazette deed
New establishment in Sint-Truiden Zizoo, Luikerstraat 82
Incorporation published on 24-02-2016 · Gazette deed
All 18 events

Comparable companies

same main activity, similar in size and age
Company
E-COMMIT Bilzen-Hoeselt €191,534 €304,118 2.2% -
DESALCO Schoten €221,393 €279,503 78.5% -
VS Invest Lubbeek €168,371 €263,196 81.5% -
Cherry Meadow Koksijde €148,578 €302,636 26.3% -
proper@vies Avelgem €209,638 €251,087 95.3% -
The House of Value- Advisory&Solutions Pepingen €249,009 €288,188 9.2% -
MULTIMEDI Leuven €258,836 €297,407 -46.3% 5.1

These companies have the same main activity as E-COMMIT: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €149,000 and €259,000, founded between 2015 and 2017.

Official details

Source: KBO
Status
Active since 22-02-2016Normal situation
Activity
Activities of holding companiesNACE 64210and 1 other
Joint committee
149.01Electricians: installation and distribution · annual accounts 2025
Establishment units
2.250.647.8443740 Bilzen-Hoeselt, since 22-02-2016
2.263.827.9663800 Sint-Truiden, since 26-04-2017
Financial year end
31 December
Peppol
Reachable since 02-06-2025
Company details

Annual accounts 2025

€49,484▲ 14×
€4,220
€191,534▼ 18.1%
Employeeson 31-12-2025
9▲ 28.6%
Filing
Filed on 03-07-2026, 28 days before the end of the filing period
Financials

Insights on E-COMMIT

E-COMMIT files the micro format. That format states no turnover. The gross margin rose from €16,791 in 2016 to €304,118 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 03-07-2026, 28 days before the deadline
€4,220
▲ €49,484
€191,534
▼ 18.1%
€49,484
▲ 14×
2.2%
▲ 21.6 percentage points
-
25.8%
▲ 24.3 percentage points

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance sheet

balance sheet total €191,534 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

2.2%

Higher than 10% of 9,770 companies in 2025.

25.8%

Higher than 74% of 9,624 companies in 2025.

E-COMMIT Middle half of the sector 80% of the sector Micro accounts in financial services (NACE 64)

Net result: middle half · Equity: bottom quarter · Balance sheet total: middle half

Staff

€29,809

Staff costs divided by the average number of full-time equivalents.

+2 people

people who joined people who left

In 2025, 4 people joined and 2 left.

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019201820172016
Balance sheet: assets
20/58 191,534233,814274,897462,232303,102316,802200,558232,731147,33339,047
21/28 30,06135,77545,19048,04045,88724,58729,79743,08650,47016,406
21 ---01,70713,07324,44035,80738,640-
22/27 30,06135,77545,19048,04044,18011,5145,3577,27911,83016,406
22 27,56730,61633,66636,71535,5789,5661,638---
23 2852,0194,0466,3248,6021,9481,003---
24 2,2103,1407,4785,001--2,7167,27911,83016,406
29/58 161,473198,039229,706414,192257,215292,214170,761189,64596,86322,641
3 124,592164,449203,401173,488142,243118,186116,016116,01641,407-
30/36 124,592164,449203,401173,488142,243118,186116,016116,01641,407-
40/41 20,43311,26712,833234,599114,286170,01548,95361,19636,81617,223
40 8,7139,1184,396204,65878,236119,23822,57548,06436,8162,182
41 11,7202,1498,43729,94136,05150,77726,37813,132-15,041
50/53 4,3313,195-----7,57110,563-
54/58 8,87913,6849,5901,5576864,0134,0373,2328,0773,423
490/1 3,2385,4433,8824,548--1,7551,630-1,995
Balance sheet: equity and liabilities
10/49 191,534233,814274,897462,232303,102316,802200,558232,731147,33339,047
10/15 4,220-45,264-48,838-211,286-41,420-82,39437,85119,81219,58312,665
10/11 6,2006,2006,20018,60018,60018,60018,6006,2006,2006,200
100 ------18,60018,60018,60018,600
101 -------12,40012,40012,400
13 1,8601,8601,8601,8601,8601,8601,8601,8601,8601,860
130/1 --01,8601,8601,860----
130 ------1,8601,8601,8601,860
1311 --01,8601,8601,860----
133 1,8601,8601,860-------
14 -3,840-53,324-56,898-231,746-61,880-102,85417,39111,75211,5234,605
17/49 187,314279,078323,735673,518344,522399,196162,707212,918127,75026,382
17 043,59336,89749,466114,91653,17244,172---
170/4 01,38918,05638,966100,0009,000----
178/9 042,20418,84110,50014,91644,17244,172---
42/48 187,314235,485285,214622,429229,605200,326118,535212,918127,75026,382
42 1,38916,66722,29940,444---7,000--
43 4,1906,04225,25321,16413,64219,72816,84355,894500-
430/8 4,1906,04225,25321,16413,64219,72816,84355,894500-
44 90,49996,83155,79064,507183,246164,48665,61659,99652,55710,830
440/4 90,49996,83155,79064,507183,246164,48665,61659,99652,55710,830
45 87,18668,81965,802138,56632,71816,11336,07589,84162,7824,006
450/3 58,48241,98436,985110,74432,71816,11336,07536,64137,5984,006
454/9 28,70426,83528,81727,823---53,20025,184-
47/48 4,05047,126116,070357,748---18711,91111,546
492/3 -01,6241,624-145,697----
Income statement
76A 155,000145,000300,0005,9502,91220,911----
9900 304,118225,689443,68745,435213,1511,563162,525132,103101,04416,791
62 217,604209,702219,460202,567149,80995,735132,225108,46268,632-
630 5,7156,0077,7477,25015,04814,81516,36315,91714,2373,808
640/8 2,2711,00518,0084,6807991,6681,1861,0705,1791,683
66A 040801,264------
9901 78,5298,568198,472-170,32647,496-110,65412,7516,65312,99711,301
75/76B 1752,22318617,73875105392771
75 1752,22318617,73875105392771
65/66B 10,7454,16822,21217,1136,5978,4115,1205,6313,736831
65 10,7454,16820,70915,7306,5978,4115,1205,6313,736831
66B -01,5021,383------
9903 67,9596,623176,447-169,70140,974-118,9608,0221,0299,26810,470
67/77 18,4753,0491,599165-1,2852,384-2,3504,006
9904 49,4843,574174,848-169,86640,974-120,2455,6391,0296,9186,465
9905 49,4843,574174,848-169,86640,974-120,2455,6391,0296,9186,465
Appropriation of the result
9906 -3,840-53,324-56,898-231,746-61,880-102,85417,39112,55211,5236,465
14P -53,324-56,898-231,746-61,880-102,854-----
691/2 ---------1,860
6920 ---------1,860
694/7 -------800--
694 -------800--
Social balance sheet
9087 7.37.16.85.65.23.84.44.32.8-
Hours worked1013 9,1349,07710,45910,0509,1705,1557,8056,6633,458-
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 03-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 03-07-2026 2026-00246761 PDF
31-12-2024 micro format 10-07-2025 2025-00252880 PDF
31-12-2023 micro format 30-08-2024 2024-00431459 PDF
31-12-2022 micro format 29-12-2023 2023-00539362 PDF
31-12-2021 micro format 31-08-2022 2022-20364392 PDF
31-12-2020 micro format 16-11-2021 2021-77300097 PDF
31-12-2019 micro format 30-10-2020 2020-65100161 PDF
31-12-2018 micro format 30-08-2019 2019-55300190 PDF
31-12-2017 micro format 03-10-2018 2018-67700184 PDF
31-12-2016 micro format 13-02-2018 2018-04800278 PDF

Subsidies and aid

Flemish government 2022 to 2025, 7 entries, €41,290 awarded, €41,290 paid

Year Entries AwardedPaid
2025 1 €6,337€6,337
2024 3 €8,770€8,770
2023 2 €14,558€14,558
2022 1 €11,625€11,625

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019201820172016
0-3,4084,8979,40336,3479,6053,0748,53448,30020,214
-4,8054,0948,033871-3,327-24805-4,8454,654-
2.2%-19.4%-17.8%-45.7%-13.7%-26.0%18.9%8.5%13.3%32.4%
------14.9%5.2%35.3%51.0%
25.8%1.5%63.6%-36.7%13.5%-38.0%2.8%0.4%4.7%16.6%

A ratio outside any meaningful range has been withheld (balance sheet total €191,534, equity €4,220).

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202531-12-202431-12-202331-12-202231-12-2021
Employees at the balance-sheet date97876
full-time85765
part-time12111
in full-time equivalents8.56.17.56.55.5
7.37.16.85.65.2
On a permanent contract86675
Joined43522
Left24411
Training hours00---

Source: social balance sheet in the 2021 to 2025 annual accounts

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets--€4,897€9,403€36,347
€5,715€6,007€7,747€7,250€15,048

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on E-COMMIT

The operating result for 2025 is 9.2 times that of 2024. It is a recovery after the fall in 2024.

Debt's share of the balance-sheet total is 97.8%.

Large changes and their cause
  • 2024 Net result -98% on 2023. The 2023 profit included a one-off income of €300,000.

Board & ownership

Board

1 director, last change in 2024
Director (not named in the articles)
appointed by deed of 23-01-2024 term without a fixed end
earlier manager, until 23-01-2024
also on the board of 2 other companies
listed in the 2025 annual accounts, filed on 03-07-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Artikel 13. Vertegenwoordigingsbevoegdheid Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als…”
deed of 23-01-2024

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
DEVROEY Stefan Elvira Arthur
Director (not named in the articles)
BoardEarliermandate already running before its first mention
Mandates as a list
  • DEVROEY Stefan Elvira Arthur
    • Director (not named in the articles), from 22-02-2016 to date
    • Manager, until 23-01-2024

See the board, name and registered office on a given date →

Control

Capital

Contribution
€6,200
Source
2025 annual accounts

Articles of association

deed of 23-01-2024 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
“Op naam, register van aandelen op naam met WVV-vermeldingen”
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Voor helft ten laste overdrager en helft ten laste koper(s),naar evenredigheid aantal aandelen bij meerdere kopers, elke overdracht onder…”
Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
“Ontbinding om welke reden en wanneer ook, recht algemene vergadering een of meerdere vereffenaars aan te duiden bevoegdheden omlijnen…”

Network & group

No group

E-COMMIT has no parent and no holdings in its annual accounts. DEVROEY Stefan Elvira Arthur is the only director.

Connections & network

2 connected companies
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
WEFIXIT
via DEVROEY Stefan Elvira Arthur · Director (not named in the articles) · deed of 11-03-2021
Founded in 2018 · 0.3 FTE (2026)
→
DELTANXT
via DEVROEY Stefan Elvira Arthur · Director (not named in the articles) · deed of 25-03-2021
Founded in 1999 · total assets €77,143 (2025)
→

Timeline

Timeline

18 events since 2016

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 28 days before the deadline
2025
Annual accounts 2024 filed PDFmicro format · 21 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0648858932
2024
Annual accounts 2023 filed PDFmicro format · 30 days late
Change of role: DEVROEY Stefan Elvira Arthur, from manager to directorGeneral meeting of 28-12-20234 points ▸

Open the deed in the Belgian Official Gazette

2023
Back to profit net €174,848 The net result is €174,848, after one loss-making year.
Annual accounts 2022 filed PDFmicro format · 151 days late
2022
Weakest financial year net -€169,866 The net result drops to -€169,866, the lowest from 2016 to 2025. It recovers the following year.
Annual accounts 2021 filed PDFmicro format · 31 days late
2021
Back to profit net €40,974 The net result is €40,974, after one loss-making year.
Annual accounts 2020 filed PDFmicro format · 108 days late
2020
Annual accounts 2019 filed PDFmicro format · 91 days late
2019
Annual accounts 2018 filed PDFmicro format · 30 days late
2018
Annual accounts 2017 filed PDFmicro format · 64 days late
Annual accounts 2016 filed PDFmicro format · 197 days late
2017
New establishment in Sint-Truiden Zizoo, Luikerstraat 82
2016
Incorporation PDFpublished on 24-02-2016
First establishment Zizoo, Maastrichterstraat 30A, Bilzen-Hoeselt

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

E-COMMIT was incorporated on 22 February 2016.1 Total assets fell from €232,731 in 2018 to €191,534 in 2025 and headcount from 4.3 to 7.3 full-time equivalents.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0648.858.932
VAT number
BE 0648.858.932
Peppol ID
0208:0648858932
Other Peppol ID
9925:BE0648858932
Legal form
Private limited company
Status
Active, normal situation
Founded
22-02-2016
Financial year
ends on 31 December
Peppol
Reachable since 02-06-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
E-COMMIT in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 23-01-2024 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 23-01-2024 (in Dutch)

Activities

NACEBEL 2025
VAT activities
Social security (RSZ) activities
Joint committees annual accounts 2025
JC 149.01 Electricians: installation and distribution
Codes under NACEBEL 2008
VAT activities
64200 Holdings main activity
Social security (RSZ) activities
47410 Retail trade main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Managementvennootschap; Webdesign, online-verkoop; Beheer van vastgoed; Management in het algemeen; Aan- en verkoop & import-export…”
6 activities
  1. Managementvennootschap
  2. Webdesign, online-verkoop
  3. Beheer van vastgoed
  4. Management in het algemeen
  5. Aan- en verkoop & import-export algemeen
  6. Diverse dienstverleningen
deed of 23-01-2024 (in Dutch)

Registered office and establishments

2 establishments
Establishment Since Unit number
Zizoo registered office Maastrichterstraat 30A, 3740 Bilzen-Hoeselt 47120 Other non-specialised retail sale 22-02-2016 2.250.647.844
Zizoo Luikerstraat 82, 3800 Sint-Truiden 47120 Other non-specialised retail sale 26-04-2017 2.263.827.966

Buildings and parcels at the addresses

Ground area
1,480 m²
Buildings
497 m²
Volume, LiDAR
3,656 m³
Tallest building
15.2 m
Buildings to scale, each on its own parcel
281 m², 15.2 m 216 m², 11.6 m 281 m², 15.2 m 216 m², 11.6 m

Location

registered office establishment All 2 establishment units on the map

Parcels

Cadastral parcelArea Buildings Height / floors
73006G0496/00S000853 m² 1 · 216 m² 11.6 m · 2
71053H1162/00Z000
ProtectedMonumentOverblijfselen van de BrustempoortSource ↗
627 m² 1 · 281 m² 15.2 m · 2

1 of these parcels carries protected heritage. Expect extra rules on renovation or sale.

Contact

Phone +32 499 67 30 12
Phone +32 89 25 74 98 establishment in Bilzen-Hoeselt