Skip to content

E.C.S.H.

Active
Private limited companyfounded 199332 yrs activeChemin les Tombes(BN) 14, 5021 Namur, BelgiumKBO/BCE: BE 0451.668.028
Summary

The computed 12-month bankruptcy probability of E.C.S.H. is 2.3% (moderate). The 2024 annual accounts show equity of €55,694 and a net result of €18,815. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 62% of 36365 sector peers (fiscal year 2024). The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
General electrical installation work
NACE 43211NACE 45310
1 site
Size
€97,326total assets 2024
Equity
€55,694
Profit
€18,815
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2024
Bankruptcy chance 12 m
2.3%
Structure
Accounts 63 d overdue
Why 54- Figures for FY 2024 (filed 03-12-2025)- 1 financial year not filed after the legal deadline; latest accounts 120 days late; 2 of the last 3 late- Sector Specialised construction activities (NACE 43)+ Founded in 1993Show the evidence

Checked score

Score 2024
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 61% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency 82+3
equity 57.2% of total assets
Liquidity 30-1
short-term debt 42.5% · cash 0.6%
Profitability 93+27
return on assets 19.3%
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,004 companies)
Last 16 months 07-2025: 1.3% 08-2025: 1.6%▲ +28.1% vs 07-2025 09-2025: 1.9%▲ +14.3% vs 08-2025 10-2025: 2.5%▲ +31.9% vs 09-2025 11-2025: 2.6%▲ +3.9% vs 10-2025 12-2025: 3.3%▲ +29.0% vs 11-2025highest value 01-2026: 1.1%▼ -65.7% vs 12-2025 02-2026: 1.1%▼ -1.9% vs 01-2026 03-2026: 1.2%▲ +3.1% vs 02-2026 04-2026: 1.2%▲ +0.3% vs 03-2026 05-2026: 1.2%▼ -0.3% vs 04-2026 06-2026: 1.1%▼ -8.9% vs 05-2026lowest value 07-2026: 1.1%▲ +5.6% vs 06-2026 08-2026: 1.7%▲ +49.5% vs 07-2026 09-2026: 1.8%▲ +10.6% vs 08-2026 10-2026: 2.3%▲ +26.0% vs 09-2026
  • Figures for FY 2024 (filed 03-12-2025) raises the probability
  • Founded in 1993 lowers the probability for this profile
  • 1 financial year not filed after the legal deadline; latest accounts 120 days late; 2 of the last 3 late raises the probability
  • Sector Specialised construction activities (NACE 43) raises the probability
Credit up to €3,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.32 against 2.15 in 2023; short-term debt: 42.5% and cash: 0.6% of total assets), and 42.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 62%, liquidity 19%, profitability 79%, growth against the median 83%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Figures for FY 2024 (filed 03-12-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1993
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · 1 financial year not filed after the legal deadline; latest accounts 120 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €55,694
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-11-2025, 120 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
120 d late
2023
119 d late
2022
12 d early
2021
2 d early
2020
33 d early
2019
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 37 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Annual accounts filedfiscal year 2022 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 63 d late View
  • Active since 1993founded 16-12-1993 32 years View
  • Total assets 20246 fiscal years filed €97,326 View

By topic

Financials

Fiscal year
2024
Total assets
€97,326
Profit
€18,815
Solvency
57.2%
Total assets▲ 41.9%
Net result
20182024
Go to Financials

Timeline

Events
14
Since
2016
  1. 28-11-2025Annual accounts filed
  2. 27-11-2024Annual accounts filed
  3. 19-07-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General electrical installation workNACE 43211
Founded
16-12-1993
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.