E.C.E.B.
ActiveE.C.E.B. has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €7.87M and a net result of €119k. Equity is growing by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 19345 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
86
/ 100
Excellent▼ -8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability8▼-19
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €700k at 30 days only on tighter terms
balance sheet total too small for a liquidity verdict, and 2.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
97.1%
Return on assets
1.5%
Age of the figures
27 mo
raises risk · Annual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 227 days later.
NBB · 10 filingsPosition against the passed deadline
30-06-2025 close31-01-2026 deadline15-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 10-02-2025, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
10 d late
2023
on the day
2022
28 d late
2021
25 d late
2019
122 d late
2018
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€7.87M▲ 1.5%
2023 · €7.75M
2018: €3.40M
2019: €3.37M
2021: €7.33M
2022: €7.33M
2023: €7.75M
2018 → 2024
Total assets
€8.11M▼ 0.3%
2023 · €8.13M
2018: €4.37M
2019: €4.58M
2021: €8.47M
2022: €8.83M
2023: €8.13M
2018 → 2024
Net result
€119k▼ 71.8%
2023 · €421k
2018: €-53k
2019: €-31k
2021: €3.97M
2022: €2k
2023: €421k
2018 → 2024
Working capital
€4.99M▲ 24.5%
2023 · €4.01M
2018: €332k
2019: €374k
2021: €4.74M
2022: €4.41M
2023: €4.01M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192021202220232024Trend
Equity€3.37M-€7.33M▲ 117%€7.33M=€7.75M▲ 5.7%€7.87M▲ 1.5%
Operating result€-20k-€1.59M€-32k€30k€-3k
Net result€-31k-€3.97M€2k▼ 100.0%€421k▲ 22,454%€119k▼ 71.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €3k after €30k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €8.11M
Fixed assets
€3.07M▼ 24.0%
Current assets
€5.03M▲ 23.1%
Equity and liabilities €8.11M
Equity
€7.87M▲ 1.5%
Provisions
€10k▼ 26.9%
Debt
€224k▼ 38.3%
The debt ratio falls from 4.5% to 2.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€218k▲
2023 · €185k
Cash flow
€340k▼
2023 · €577k
Solvency
97.1%▲
2023 · 95.4%
Debt / equity
0.03▼
2023 · 0.05
ROE
1.5%▼
2023 · 5.4%
ROA
1.5%▼
2023 · 5.2%
Interest coverage
21.55▲
2023 · 10.77
Debt
€224k▼
2023 · €362k
Debt ≤ 1 year
€40k▼
2023 · €77k
Debt > 1 year
€183k▼
2023 · €285k
Income taxes
€65k▼
2023 · €65k
A ratio outside any meaningful range has been withheld (balance sheet total €8.11M, equity €7.87M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€8.13M€8.11M▼
Fixed assets21/28€4.04M€3.07M▼
Intangible fixed assets21€11k€10k▼
Tangible fixed assets22/27€2.71M€2.49M▼
Land and buildings22€2.37M€2.22M▼
Plant, machinery and equipment23€346k€269k▼
Financial fixed assets28€1.32M€571k▼
Current assets29/58€4.09M€5.03M▲
Amounts receivable after more than one year29€3.70M€3.90M▲
Other amounts receivable291€3.70M€3.90M▲
Amounts receivable within one year40/41€105k€110k▲
Trade receivables40€42k€7k▼
Other amounts receivable41€63k€102k▲
Cash at bank and in hand54/58€284k€1.02M▲
Equity and liabilities
Total equity and liabilities10/49€8.13M€8.11M▼
Equity10/15€7.75M€7.87M▲
Contributions10/11€343k€343k=
Capital10€343k€343k=
Issued capital100€343k€343k=
Reserves13€5.31M€5.43M▲
Non-distributable reserves130/1€59k€59k=
Legal reserve130€59k€59k=
Tax-exempt reserves132€42k€31k▼
Distributable reserves133€5.21M€5.34M▲
Profit (loss) carried forward14€2.10M€2.10M=
Provisions and deferred taxes16€14k€10k▼
Deferred taxes168€14k€10k▼
Amounts payable17/49€362k€224k▼
Amounts payable after more than one year17€285k€183k▼
Other amounts payable178/9€285k€183k▼
Amounts payable within one year42/48€77k€40k▼
Trade debts44-€345
Suppliers440/4-€345
Taxes, remuneration and social security45€77k€40k▼
Taxes450/3€77k€40k▼
Other amounts payable47/48€365-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€156k€221k▲
Other operating charges640/8€32k€17k▼
Gross operating margin9900€217k€235k▲
Operating profit (loss)9901€30k€-3k▼
Financial income75/76B€470k€201k▼
Recurring financial income75€470k€201k▼
Financial charges65/66B€17k€17k▲
Recurring financial charges65€17k€10k▼
Non-recurring financial charges66B-€7k
Profit (loss) for the period before taxes9903€483k€180k▼
Transfer from deferred taxes780€4k€4k=
Income taxes67/77€65k€65k▼
Profit (loss) for the period9904€421k€119k▼
Transfer from tax-exempt reserves789€11k€11k=
Profit (loss) for the period to be appropriated9905€432k€130k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2.53M€2.23M▼
Profit (loss) brought forward from the previous period14P€2.10M€2.10M=
Transfer to equity691/2€432k€130k▼
To other reserves6921€432k€130k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 10 days late
2024
30-06
Financial
Liquidity doublescurrent ratio 125.36
Current ratio from 53.07 to 125.36; short-term debt falls from €77k to €40k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Liquidity times 7current ratio 53.07
Current ratio from 7.15 to 53.07; short-term debt falls from €717k to €77k.
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
25-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
30-06
Financial
Back to profitnet €3.97M
Net result €3.97M after 2 loss-making years.
30-06
Financial
Liquidity times 6current ratio 8.83
Current ratio from 1.56 to 8.83; short-term debt falls from €663k to €605k.
30-06
Financial
Equity above €5MEq €7.33M ▲117%
Equity rises from €3.37M to €7.33M.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 92 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 59 days late
2016
27-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
31-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merchtem · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spiegellaan 371785 MerchtemGround area
1,925 m²
Building footprint
329 m²
Volume, LiDAR
1,286 m³
2 parcels, Flanders · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
E.C.E.B. NV
since 19932.063.256.910
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23602H0238/00H000 | Flanders | 1,140 m² | 1 · 198 m² | 6.7 m · 1 fl. |
| 23045C0232/00D000 | Flanders | 785 m² | 1 · 131 m² | 4.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900NO5J2L1TO6EH58
Similar companies · same sector, comparable size
VANDAMME & CIE
BE 0448.003.309
Brussel · Eq €7.87M
MOVAST
BE 0475.006.129
Antwerpen · Eq €7.88M
VAN VAEK ZENITH IMMO
BE 0472.406.232
Antwerpen · Eq €7.89M
Inmo Noord
BE 0501.774.367
Ingelmunster · Eq €7.89M
IMMODEG
BE 0436.271.356
Gent · Eq €7.84M
Of 11,979 companies in sector 68203 we hold annual accounts for 5,949. 2,136 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded17-07-1993
Fiscal year end30-06
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
70203
35110Production of electricity from non-renewable sources
35150Electricity, gas, steam and air conditioning supply
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:Erik@wonitrol.be