E.C. Albertini
ActiveSummary
The computed 12-month bankruptcy probability of E.C. Albertini is 2.9% (moderate). The 2025 annual accounts show equity of €7k and a net result of €5k. Its solvency ranks better than 14% of 27965 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability66
Solvency34
Growth-
Track record67
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.62; short-term debt: 90.9% and cash: 5.8% of total assets), and 90.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 27965 sector peers (2025).
NBB · sector comparisonPosition among 27965 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-03-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
30 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Turnover
€138k
EBIT margin
3.6%
Net result
€5k
Working capital
€-26k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €75k
Fixed assets
€33k
Current assets
€43k
Equity and liabilities €75k
Equity
€7k
Debt
€69k
Debt finances 90.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€8k
Cash flow
€8k
Current ratio
0.62
Debt to equity
9.95
ROE
71.0%
ROA
6.5%
Interest coverage
211.65
Debt ≤ 1 year
€69k
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet
Code2025
Assets
Total assets20/58€75k
Fixed assets21/28€33k
Tangible fixed assets22/27€33k
Plant, machinery and equipment23€27k
Furniture and vehicles24€6k
Current assets29/58€43k
Amounts receivable within one year40/41€38k
Trade receivables40€30k
Other amounts receivable41€9k
Cash at bank and in hand54/58€4k
Equity and liabilities
Total equity and liabilities10/49€75k
Equity10/15€7k
Contributions10/11€2k
Capital10€2k
Issued capital100€2k
Profit (loss) carried forward14€5k
Amounts payable17/49€69k
Amounts payable within one year42/48€69k
Trade debts44€62k
Suppliers440/4€62k
Other amounts payable47/48€7k
Income statement
Code2025
Turnover70€138k
Goods, raw materials, services and sundry goods60/61€130k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Other operating charges640/8€536
Gross operating margin9900€9k
Operating profit (loss)9901€5k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€38
Recurring financial charges65€38
Profit (loss) for the period before taxes9903€5k
Profit (loss) for the period9904€5k
Profit (loss) for the period to be appropriated9905€5k
Appropriation of the result
Profit (loss) to be appropriated9906€5k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Turnover70 | €138k |
| Goods, raw materials, services and sundry goods60/61 | €130k |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k |
| Other operating charges640/8 | €536 |
| Gross operating margin9900 | €9k |
| Operating profit (loss)9901 | €5k |
| Financial income75/76B | €0 |
| Recurring financial income75 | €0 |
| Financial charges65/66B | €38 |
| Recurring financial charges65 | €38 |
| Profit (loss) for the period before taxes9903 | €5k |
| Profit (loss) for the period9904 | €5k |
| Profit (loss) for the period to be appropriated9905 | €5k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €75k | |
| Fixed assets21/28 | €33k | |
| Tangible fixed assets22/27 | €33k | |
| Plant, machinery and equipment23 | €27k | |
| Furniture and vehicles24 | €6k | |
| Current assets29/58 | €43k | |
| Amounts receivable within one year40/41 | €38k | |
| Trade receivables40 | €30k | |
| Other amounts receivable41 | €9k | |
| Cash at bank and in hand54/58 | €4k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €75k | |
| Equity10/15 | €7k | |
| Contributions10/11 | €2k | |
| Capital10 | €2k | |
| Issued capital100 | €2k | |
| Profit (loss) carried forward14 | €5k | |
| Amounts payable17/49 | €69k | |
| Amounts payable within one year42/48 | €69k | |
| Trade debts44 | €62k | |
| Suppliers440/4 | €62k | |
| Other amounts payable47/48 | €7k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €5k |
| + Depreciation and write-downs630 | €3k |
| Operating cash flow (approximation) | €8k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
02-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jemeppe-sur-Sambre
Ground area
1,060 m²
Building footprint
169 m²
Volume, LiDAR
1,068 m³
Parcel 92091B0226/00K000, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92091B0226/00K000 | Wallonia | 1,060 m² | 1 · 169 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,041 companies in sector 43221 we hold annual accounts for 3,473. 1,406 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-03-2024
Fiscal year end30-06
Activities, NACEBEL 2025
43221Plumbing work
Scores and ratios are computed by Checked and are not a credit decision.