E-Bike

Active

Private limited companyfounded 20214 yrs activeNerviërsstraat 126, 1730 Asse, BelgiumKBO/BCE: BE 0776.988.608

The computed 12-month bankruptcy probability of E-Bike is 1.7% (moderate). The 2025 annual accounts show equity of €64k and a net result of €35k. Equity is growing by ~113.4% per year across the filed fiscal years. Its solvency ranks better than 32% of 18024 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

66 / 100

Healthy= vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency25=

Growth78=

Stability94

Bankruptcy probability, 12 months

1.7% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €4k at 30 days acceptable

Liquidity tight (current ratio 1.25 against 1.44 in 2024), and 87.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

12.7%

Return on assets

Age of the figures

8 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

17 d late

2024

on the day

2023

20 d late

2022

29 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

15-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€64k▲ 123%

2024 · €29k

2022: €-4k 2023: €9k 2024: €29k

2022 → 2025

Total assets

€503k▲ 18.8%

2024 · €424k

2022: €48k 2023: €201k 2024: €424k

2022 → 2025

Net result

€35k▲ 77.2%

2024 · €20k

2022: €-6k 2023: €12k 2024: €20k

2022 → 2025

Working capital

€83k▼ 27.6%

2024 · €114k

2022: €-9k 2023: €71k 2024: €114k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€-4k-€9k€29k▲ 228%€64k▲ 123%

Operating result€-6k-€14k€30k▲ 120%€51k▲ 70.2%

Net result€-6k-€12k€20k▲ 60.9%€35k▲ 77.2%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has risen three years in a row; 2025 is 70% above 2024 and is the highest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €503k

18.1%

81.9%

Fixed assets €91k▲ 92.6%

Current assets €412k▲ 9.6%

Equity and liabilities €503k

12.7%

87.3%

Equity €64k▲ 123%

Debt €440k▲ 11.3%

The debt ratio falls from 93.3% to 87.3%: equity grows faster than debt.

Key figures and ratios

2025 value · change against 2024

EBITDA

€74k▲

2024 · €37k

Cash flow

€57k▲

2024 · €26k

Solvency

12.7%▲

2024 · 6.7%

Current ratio

1.25▼

2024 · 1.44

Quick ratio

0.42▼

2024 · 0.52

Debt / equity

6.89▼

2024 · 13.82

ROE

55.2%▼

2024 · 69.5%

ROA

7.0%▲

2024 · 4.7%

Interest coverage

5.83▲

2024 · 4.07

Debt

€440k▲

2024 · €395k

Debt ≤ 1 year

€329k▲

2024 · €262k

Debt > 1 year

€109k▼

2024 · €132k

Income taxes

€13k▲

2024 · €5k

Staff costs

€46k▲

2024 · €15k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€424k€503k▲

Fixed assets21/28€47k€91k▲

Intangible fixed assets21€3k€5k▲

Tangible fixed assets22/27€45k€86k▲

Plant, machinery and equipment23€27k€29k▲

Furniture and vehicles24€17k€57k▲

Current assets29/58€376k€412k▲

Stocks and contracts in progress3€240k€274k▲

Stocks30/36€240k€274k▲

Amounts receivable within one year40/41€113k€129k▲

Trade receivables40€113k€128k▲

Other amounts receivable41-€1k

Cash at bank and in hand54/58€7k€9k▲

Deferred charges and accrued income490/1€16k€0▼

Equity and liabilities

Total equity and liabilities10/49€424k€503k▲

Equity10/15€29k€64k▲

Contributions10/11€2k€2k=

Reserves13€27k€62k▲

Distributable reserves133€27k€62k▲

Amounts payable17/49€395k€440k▲

Amounts payable after more than one year17€132k€109k▼

Financial debts170/4€132k€109k▼

Amounts payable within one year42/48€262k€329k▲

Current portion of amounts payable after more than one year42€20k€22k▲

Financial debts43€50k€50k=

Credit institutions430/8€50k€50k=

Trade debts44€66k€43k▼

Suppliers440/4€66k€43k▼

Taxes, remuneration and social security45€31k€54k▲

Taxes450/3€29k€46k▲

Remuneration and social security454/9€2k€7k▲

Other amounts payable47/48€95k€160k▲

Accrued charges and deferred income492/3€490€1k▲

Income statement Code20242025

Remuneration, social security and pensions62€15k€46k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€22k▲

Other operating charges640/8€64€0▼

Gross operating margin9900€52k€120k▲

Operating profit (loss)9901€30k€51k▲

Financial income75/76B€3k€10k▲

Recurring financial income75€3k€10k▲

Financial charges65/66B€9k€13k▲

Recurring financial charges65€9k€13k▲

Profit (loss) for the period before taxes9903€24k€48k▲

Income taxes67/77€5k€13k▲

Profit (loss) for the period9904€20k€35k▲

Profit (loss) for the period to be appropriated9905€20k€35k▲

Appropriation of the result

Profit (loss) to be appropriated9906€20k€35k▲

Profit (loss) brought forward from the previous period14P€0-

Transfer to equity691/2€20k€35k▲

To other reserves6921€20k€35k▲

The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

17-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 17 days late

2025

31-12

Financial Highest result since 2022net €35k ▲77.2%

Operating result €51k, net result €35k, both a record.

31-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

20-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 20 days late

2023

31-12

Financial Back to profitnet €12k

Net result €12k after one loss-making year.

29-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 29 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Asse · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Nerviërsstraat 1261730 Asse

Ground area

299 m²

Building footprint

194 m²

Volume, LiDAR

928 m³

Parcel 23322B0074/00M002, Flanders · tallest building 10.3 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

E-Bike

Nerviërsstraat 126, 1730 AsseNACE 45111

since 20212.323.843.252

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23322B0074/00M002	Flanders	299 m²	1 · 194 m²	10.3 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Grobbendonk · Eq €63k

Of 1,451 companies in sector 47632 we hold annual accounts for 721. 577 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded09-11-2021

Fiscal year end31-12

Trade name NL Premium E-Bike store

Activities, NACEBEL

47632Retail sale of bicycles

47785Retail trade

47811Retail sale of cars and light vans (up to 3.5 tonnes)

45402

46495Wholesale trade

47639Retail sale of other sporting goods

47640Retail trade

47830Retail sale of motorcycles and motorcycle parts and accessories

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.