e-bex
Activee-bex has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €92k and a net result of €10k. Equity is growing by ~19.6% per year across the filed fiscal years. Its solvency ranks better than 59% of 1236 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
91
/ 100
Excellent▲ +7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability54▲+13
Solvency98▲+8
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.11 against 1.76 in 2023), and 39.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
34 d early
2022
7 d early
2021
30 d early
2020
2 d early
2019
55 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€92k▲ 12.1%
2023 · €82k
2018: €3k
2019: €21k
2020: €54k
2021: €91k
2022: €75k
2023: €82k
2018 → 2024
Total assets
€152k▼ 6.6%
2023 · €163k
2018: €147k
2019: €139k
2020: €182k
2021: €166k
2022: €181k
2023: €163k
2018 → 2024
Net result
€10k▲ 49.6%
2023 · €7k
2018: €3k
2019: €18k
2020: €33k
2021: €37k
2022: €-16k
2023: €7k
2018 → 2024
Working capital
€67k▲ 23.8%
2023 · €54k
2018: €-18k
2019: €-5k
2020: €37k
2021: €77k
2022: €47k
2023: €54k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€54k-€91k▲ 68.1%€75k▼ 17.6%€82k▲ 8.8%€92k▲ 12.1%
Operating result€47k-€53k▲ 13.0%€-20k€13k€7k▼ 41.6%
Net result€33k-€37k▲ 12.6%€-16k€7k€10k▲ 49.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 42% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €152k
Fixed assets
€26k▼ 34.1%
Current assets
€127k▲ 2.1%
Equity and liabilities €152k
Equity
€92k▲ 12.1%
Debt
€61k▼ 25.3%
The debt ratio falls from 49.9% to 39.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€21k▼
2023 · €27k
Cash flow
€23k▲
2023 · €21k
Solvency
60.1%▲
2023 · 50.1%
Current ratio
2.11▲
2023 · 1.76
Quick ratio
0.26▲
2023 · 0.16
Debt / equity
0.66▼
2023 · 1.00
ROE
10.8%▲
2023 · 8.1%
ROA
6.5%▲
2023 · 4.1%
Interest coverage
7.41▼
2023 · 18.91
Debt
€61k▼
2023 · €81k
Debt ≤ 1 year
€60k▼
2023 · €70k
Debt > 1 year
€763▼
2023 · €11k
Income taxes
€7k▲
2023 · €3k
Staff costs
€90k▲
2023 · €85k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€163k€152k▼
Fixed assets21/28€39k€26k▼
Tangible fixed assets22/27€32k€18k▼
Land and buildings22€319-
Furniture and vehicles24€31k€18k▼
Financial fixed assets28€7k€7k=
Current assets29/58€124k€127k▲
Stocks and contracts in progress3€113k€111k▼
Stocks30/36€113k€111k▼
Amounts receivable within one year40/41€4k€4k▼
Trade receivables40€1k-
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€6k€10k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€163k€152k▼
Equity10/15€82k€92k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€61k€71k▲
Amounts payable17/49€81k€61k▼
Amounts payable after more than one year17€11k€763▼
Financial debts170/4€11k€763▼
Amounts payable within one year42/48€70k€60k▼
Current portion of amounts payable after more than one year42€14k€10k▼
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€31k€22k▼
Taxes450/3€12k€14k▲
Remuneration and social security454/9€19k€9k▼
Other amounts payable47/48€24k€26k▲
Income statement
Code20232024
Remuneration, social security and pensions62€85k€90k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€13k▼
Other operating charges640/8€904€1k▲
Gross operating margin9900€112k€112k▼
Operating profit (loss)9901€13k€7k▼
Financial income75/76B-€12k
Recurring financial income75-€1
Non-recurring financial income76B-€12k
Financial charges65/66B€3k€3k▼
Recurring financial charges65€1k€3k▲
Non-recurring financial charges66B€2k-
Profit (loss) for the period before taxes9903€9k€17k▲
Income taxes67/77€3k€7k▲
Profit (loss) for the period9904€7k€10k▲
Profit (loss) for the period to be appropriated9905€7k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€61k€71k▲
Profit (loss) brought forward from the previous period14P€55k€61k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-16k ▼143%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €37k ▲12.6%
Operating result €53k, net result €37k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
2016
06-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Courcelles · 2 establishment units since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Paul Pastur(CO) 906180 CourcellesGround area
754 m²
Building footprint
493 m²
Volume, LiDAR
5,688 m³
3 parcels, Wallonia · tallest building 15.2 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
LOVERSHOP
since 20072.162.949.451
LOVERSHOP
since 20082.198.322.777
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52322B0473/00M014 | Wallonia | 369 m² | 1 · 96 m² | 7.5 m · 2 fl. |
| 55372D0051/00L015 | Wallonia | 260 m² | 1 · 261 m² | 15.2 m · 4 fl. |
| 57081F0544/00F000 | Wallonia | 125 m² | 1 · 136 m² | 14.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ppuntt 3D & GRAPHICS
BE 0893.099.784
Huldenberg · Eq €91k
Scott & Bowne
BE 0538.798.178
Vorst · Eq €91k
Oblique Books
BE 0878.257.497
Houthulst · Eq €91k
G.D-F
BE 0698.795.522
Pelt · Eq €91k
Wikiwi
BE 0760.785.153
Marche-en-Famenne · Eq €91k
Of 2,853 companies in sector 18130 we hold annual accounts for 828. 693 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded31-05-2007
Fiscal year end31-12
Activities, NACEBEL
18130Pre-press and pre-media services
22250
47789Other retail sale of new goods
52498
47714Retail trade
47784Retail sale of souvenirs and religious articles
47786Retail trade
52425
52497
59130Motion picture, video and television programme production, sound recording and music publishing activities
59140Motion picture, video and television programme production, sound recording and music publishing activities
62900Other information technology and computer services
72600
92120
92130
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.