E.B.P.T.
ActiveE.B.P.T. has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €500k and a net result of €116k. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 44% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+8
Solvency78▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 2.1 against 1.95 in 2024; short-term debt: 46.4% and cash: 96.6% of total assets), and 47.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.6%
Return on assets
12.2%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
51 d early
2023
44 d early
2022
44 d early
2021
1 d early
2020
27 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€500k▲ 30.4%
2024 · €384k
2018: €185k
2019: €193k
2020: €239k
2021: €281k
2022: €316k
2023: €340k
2024: €384k
2018 → 2025
Total assets
€951k▲ 28.0%
2024 · €743k
2018: €610k
2019: €648k
2020: €328k
2021: €398k
2022: €512k
2023: €594k
2024: €743k
2018 → 2025
Net result
€116k▲ 165%
2024 · €44k
2018: €8k
2019: €8k
2020: €46k
2021: €42k
2022: €36k
2023: €23k
2024: €44k
2018 → 2025
Working capital
€484k▲ 42.2%
2024 · €340k
2018: €155k
2019: €174k
2020: €215k
2021: €265k
2022: €304k
2023: €320k
2024: €340k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€281k-€316k▲ 12.7%€340k▲ 7.3%€384k▲ 12.9%€500k▲ 30.4%
Operating result€56k-€50k▼ 11.2%€39k▼ 22.3%€72k▲ 86.6%€171k▲ 138%
Net result€42k-€36k▼ 15.4%€23k▼ 34.7%€44k▲ 88.8%€116k▲ 165%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 138% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €951k
Fixed assets
€26k▼ 40.8%
Current assets
€926k▲ 32.2%
Equity and liabilities €951k
Equity
€500k▲ 30.4%
Debt
€451k▲ 25.5%
The debt ratio falls from 48.4% to 47.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€189k▲
2024 · €90k
Cash flow
€134k▲
2024 · €62k
Solvency
52.6%▲
2024 · 51.6%
Current ratio
2.10▲
2024 · 1.95
Quick ratio
2.10▲
2024 · 1.95
Debt / equity
0.90▼
2024 · 0.94
ROE
23.3%▲
2024 · 11.4%
ROA
12.2%▲
2024 · 5.9%
Interest coverage
15.53▲
2024 · 7.68
Debt
€451k▲
2024 · €360k
Debt ≤ 1 year
€442k▲
2024 · €360k
Income taxes
€50k▲
2024 · €19k
Staff costs
€90▼
2024 · €468
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€743k€951k▲
Fixed assets21/28€43k€26k▼
Tangible fixed assets22/27€33k€16k▼
Furniture and vehicles24€32k€15k▼
Other tangible fixed assets26€910€797▼
Financial fixed assets28€10k€10k=
Current assets29/58€700k€926k▲
Amounts receivable within one year40/41€17k€7k▼
Trade receivables40-€7k
Other amounts receivable41€17k-
Current investments50/53€275k-
Cash at bank and in hand54/58€408k€919k▲
Equity and liabilities
Total equity and liabilities10/49€743k€951k▲
Equity10/15€384k€500k▲
Contributions10/11€19k€19k=
Reserves13€365k€481k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€17k€17k=
Distributable reserves133€346k€463k▲
Amounts payable17/49€360k€451k▲
Amounts payable within one year42/48€360k€442k▲
Trade debts44€170k€200k▲
Suppliers440/4-€199
Bills of exchange payable441€170k€200k▲
Taxes, remuneration and social security45€3k€22k▲
Taxes450/3€3k€22k▲
Other amounts payable47/48€186k€220k▲
Accrued charges and deferred income492/3-€10k
Income statement
Code20242025
Non-recurring operating income76A€34€3▼
Goods, raw materials, services and sundry goods60/61€134k€123k▼
Remuneration, social security and pensions62€468€90▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▼
Other operating charges640/8€887€852▼
Non-recurring operating charges66A€3k€18▼
Gross operating margin9900€94k€190k▲
Operating profit (loss)9901€72k€171k▲
Financial income75/76B€2k€8k▲
Recurring financial income75€2k€8k▲
Financial charges65/66B€12k€12k▲
Recurring financial charges65€12k€12k▲
Non-recurring financial charges66B-€119
Profit (loss) for the period before taxes9903€62k€167k▲
Income taxes67/77€19k€50k▲
Profit (loss) for the period9904€44k€116k▲
Profit (loss) for the period to be appropriated9905€44k€116k▲
Appropriation of the result
Profit (loss) to be appropriated9906€44k€116k▲
Transfer to equity691/2€44k€116k▲
To other reserves6921€44k€116k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
31-12
Financial
Highest result since 2018net €116k ▲165%
Operating result €171k, net result €116k, both a record.
31-12
Financial
Equity above €500kEq €500k ▲30.4%
8 profitable years in a row build equity to €500k.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 3.40
Current ratio from 1.38 to 3.40; short-term debt falls from €455k to €90k.
31-12
Financial
Equity above €200kEq €239k ▲23.6%
3 profitable years in a row build equity to €239k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Weakest financial yearnet €8k ▼4.2%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Chapelle-lez-Herlaimont · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Station 957160 Chapelle-lez-HerlaimontGround area
273 m²
Building footprint
95 m²
Volume, LiDAR
818 m³
Parcel 52010C0004/00B004, Wallonia · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Station 95, 7160 Chapelle-lez-Herlaimont
since 20012.098.202.347
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52010C0004/00B004 | Wallonia | 273 m² | 1 · 95 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SPARTAN ADVICE
BE 0893.714.052
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BE NETWORKS
BE 0895.681.172
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ZEROPOINT.IT
BE 0508.648.895
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Limyè
BE 0538.838.760
Lasne · Eq €501k
Y.P. CONSULTING
BE 0837.616.774
Beveren-Kruibeke-Zwijndrecht · Eq €499k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 11,961 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-05-2001
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.