E.A. TOTAAL BOUW
ActiveThe computed 12-month bankruptcy probability of E.A. TOTAAL BOUW is 1.9% (moderate). The 2025 annual accounts show equity of €11k and a net result of €24k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 51% of 27787 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency73▲+72
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.93 against 0.81 in 2024; short-term debt: 51.7% and cash: 0.3% of total assets), but 51.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.3%
Return on assets
107.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
17 d late
2024
28 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
24 d late
2019
119 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€107k
EBIT margin
-48.5%
Net result
€24k
2024 · €-52k
2019: €9k
2020: €13k
2021: €21k
2022: €3k
2023: €-20k
2024: €-52k
2019 → 2025
Working capital
€11k
2024 · €-13k
2019: €10k
2020: €21k
2021: €23k
2022: €37k
2023: €31k
2024: €-13k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€107k
Equity€57k-€59k▲ 4.5%€39k▼ 33.5%€-13k€11k
Operating result€29k-€4k▼ 85.5%€-11k€-52k▼ 374%€24k
Net result€21k-€3k▼ 88.1%€-20k€-52k▼ 164%€24k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €24k after a loss of €52k in 2024.
Balance-sheet composition
Equity and liabilities €22k
Equity
€11k
Debt
€11k
Debt finances 51.7% of the balance-sheet total.
Key figures and ratios
Solvency
48.3%▲
2024 · -23.7%
Current ratio
1.93▲
2024 · 0.81
Quick ratio
1.93▲
2024 · 0.81
Debt / equity
1.07▲
2024 · -5.22
ROE
222.4%
ROA
107.3%▲
2024 · -95.6%
Debt
€11k▼
2024 · €68k
Debt ≤ 1 year
€11k▼
2024 · €68k
Staff costs
€-6k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€55k€22k▼
Current assets29/58€55k€22k▼
Amounts receivable within one year40/41€54k€22k▼
Trade receivables40€40k€16k▼
Other amounts receivable41€14k€6k▼
Cash at bank and in hand54/58€626€70▼
Equity and liabilities
Total equity and liabilities10/49€55k€22k▼
Equity10/15€-13k€11k▲
Contributions10/11€13k€13k=
Reserves13€22k€22k=
Distributable reserves133€22k€22k=
Profit (loss) carried forward14€-48k€-25k▲
Amounts payable17/49€68k€11k▼
Amounts payable within one year42/48€68k€11k▼
Trade debts44€68k€11k▼
Suppliers440/4€68k€11k▼
Income statement
Code20242025
Turnover70€107k-
Goods, raw materials, services and sundry goods60/61€121k-
Remuneration, social security and pensions62€16k€-6k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k-
Other operating charges640/8€2k-
Non-recurring operating charges66A€11k-
Gross operating margin9900€-14k€18k▲
Operating profit (loss)9901€-52k€24k▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€719€238▼
Recurring financial charges65€719€238▼
Profit (loss) for the period before taxes9903€-52k€24k▲
Profit (loss) for the period9904€-52k€24k▲
Profit (loss) for the period to be appropriated9905€-52k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-48k€-25k▲
Profit (loss) brought forward from the previous period14P€4k€-48k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
31-12
Financial
Back to profitnet €24k
Net result €24k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.93
Current ratio from 0.81 to 1.93; short-term debt falls from €68k to €11k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-52k
Net result drops to €-52k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 24 days late
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boom · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Uitbreidingsstraat 292850 BoomGround area
612 m²
Building footprint
612 m²
Volume, LiDAR
16,392 m³
Parcel 11005A0008/00G000, Flanders · tallest building 30.4 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
E.A. TOTAAL BOUW
since 20192.288.147.351
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11005A0008/00G000 | Flanders | 612 m² | 1 · 612 m² | 30.4 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ETS VIVONE
BE 0426.677.066
Nivelles · Eq €11k
Dakwerken Siebens
BE 0436.064.785
Duffel · Eq €11k
Ken Débouchage
BE 0784.587.468
Dilbeek · Eq €11k
AS-TECHNIK
BE 0793.212.055
Roeselare · Eq €11k
GUIMAPEX
BE 1015.033.239
Sint-Genesius-Rode · Eq €11k
Of 7,042 companies in sector 43221 we hold annual accounts for 3,471. 1,838 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-04-2019
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
46150Agents in the wholesale of furniture, household goods and hardware
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.