EBEMA
ActiveSummary
EBEMA has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13.73M and a net result of €1.83M. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 39% of 4886 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability65▲+6
Solvency61▲+3
Growth37=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €900k at 30 days acceptable
Liquidity ample (current ratio 2.85 against 2.73 in 2024; short-term debt: 28.2% and cash: 3.1% of total assets), but 63.9% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.1%
Return on assets
4.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €13.73M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
28 d early
2023
33 d early
2022
46 d early
2021
48 d early
2020
38 d early
2019
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, full schema
Turnover
€61.04M▲ 2.6%
2024 · €59.47M
EBIT margin
4.1%▲ 2.6pp
2024 · 1.5%
Net result
€1.83M▲ 347%
2024 · €410k
Working capital
€19.80M▲ 15.0%
2024 · €17.22M
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€57.89M▲ 12.0%€60.16M▲ 3.9%€59.06M▼ 1.8%€59.47M▲ 0.7%€61.04M▲ 2.6%
Operating result€386k▼ 36.7%€-1.44M€352k€874k▲ 149%€2.51M▲ 188%
Net result€109k▼ 60.1%€-1.61M€28k€410k▲ 1,349%€1.83M▲ 347%
EBIT margin0.7%▼ 0.5pp-2.4%▼ 3.1pp0.6%▲ 3.0pp1.5%▲ 0.9pp4.1%▲ 2.6pp
Equity€13.13M▲ 0.7%€11.51M▼ 12.4%€11.52M▲ 0.1%€11.92M▲ 3.4%€13.73M▲ 15.2%
Total assets€33.24M▲ 16.6%€37.71M▲ 13.5%€38.20M▲ 1.3%€35.60M▼ 6.8%€38.06M▲ 6.9%
Debt€20.08M▲ 30.0%€26.18M▲ 30.4%€26.67M▲ 1.9%€23.66M▼ 11.3%€24.33M▲ 2.8%
Working capital€5.47M▼ 9.9%€13.89M▲ 154%€15.19M▲ 9.4%€17.22M▲ 13.3%€19.80M▲ 15.0%
Staff (FTE)164.2▲ 6.6%160.1▼ 2.5%154.4▼ 3.6%135.7▼ 12.1%127.7▼ 5.9%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 188% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €38.06M
Fixed assets
€7.54M ▼ 10.5%
Current assets
€30.52M ▲ 12.3%
Equity and liabilities €38.06M
Equity
€13.73M ▲ 15.2%
Provisions
€0 ▼ 100%
Debt
€24.33M ▲ 2.8%
Debt's share of the balance-sheet total falls from 66.5% to 63.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€4.02M▲
2024 · €2.44M
Cash flow
€3.34M▲
2024 · €1.98M
Current ratio
2.85▲
2024 · 2.73
Quick ratio
1.67▲
2024 · 1.62
Debt to equity
1.77▼
2024 · 1.99
ROE
13.3%▲
2024 · 3.4%
ROA
4.8%▲
2024 · 1.2%
Interest coverage
21.19▲
2024 · 7.21
Debt ≤ 1 year
€10.72M▲
2024 · €9.96M
Debt > 1 year
€13.57M▼
2024 · €13.63M
Income taxes
€488k▲
2024 · €58k
Staff costs
€9.93M▼
2024 · €10.70M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | €58.79M | €61.00M | €61.51M | €59.56M | €61.90M | ▲ 3.9% |
| Turnover70 | €57.89M | €60.16M | €59.06M | €59.47M | €61.04M | ▲ 2.6% |
| Change in stocks of work in progress, finished goods and contracts in progress71 | €642k | €156k | €2.25M | €-46k | €746k | ▲ 1,711% |
| Other operating income74 | €257k | €600k | €184k | €137k | €113k | ▼ 17.0% |
| Non-recurring operating income76A | €1k | €80k | €10k | €7k | €344 | ▼ 95.0% |
| Operating charges60/66A | €58.41M | €62.44M | €61.15M | €58.69M | €59.38M | ▲ 1.2% |
| Goods for resale, raw materials and consumables60 | €31.59M | €31.87M | €32.82M | €31.50M | €32.63M | ▲ 3.6% |
| Purchases600/8 | €32.40M | €32.57M | €34.24M | €30.85M | €33.51M | ▲ 8.6% |
| Change in stocks: decrease (increase)609 | €-810k | €-698k | €-1.42M | €652k | €-876k | ▼ 234% |
| Services and other goods61 | €14.97M | €18.13M | €15.76M | €14.69M | €15.08M | ▲ 2.7% |
| Remuneration, social security and pensions62 | €10.63M | €10.92M | €10.86M | €10.70M | €9.93M | ▼ 7.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1.11M | €1.39M | €1.52M | €1.57M | €1.50M | ▼ 4.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €-97k | €-12k | - | €6k | €15k | ▲ 153% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €24k | €-10k | €-10k | €19k | - | - |
| Other operating charges640/8 | €164k | €161k | €206k | €214k | €224k | ▲ 4.7% |
| Operating profit (loss)9901 | €386k | €-1.44M | €352k | €874k | €2.51M | ▲ 188% |
| Financial income75/76B | €269k | €289k | €311k | €249k | €287k | ▲ 15.2% |
| Recurring financial income75 | €269k | €289k | €311k | €249k | €287k | ▲ 15.2% |
| Income from financial fixed assets750 | €242 | €220 | €4k | €132 | €4k | ▲ 3,008% |
| Income from current assets751 | - | €850 | €4k | - | - | - |
| Other financial income752/9 | €269k | €288k | €303k | €249k | €283k | ▲ 13.6% |
| Financial charges65/66B | €420k | €464k | €618k | €655k | €481k | ▼ 26.6% |
| Recurring financial charges65 | €420k | €464k | €618k | €654k | €481k | ▼ 26.5% |
| Debt charges650 | €22k | €94k | €319k | €339k | €190k | ▼ 44.0% |
| Other financial charges652/9 | €398k | €370k | €299k | €316k | €291k | ▼ 7.8% |
| Non-recurring financial charges66B | - | - | - | €874 | - | - |
| Profit (loss) for the period before taxes9903 | €235k | €-1.62M | €44k | €468k | €2.32M | ▲ 396% |
| Transfer from deferred taxes780 | €4k | - | - | - | - | - |
| Income taxes67/77 | €130k | €-13k | €16k | €58k | €488k | ▲ 738% |
| Taxes670/3 | €150k | €11k | €16k | €59k | €500k | ▲ 754% |
| Tax adjustments and reversals of tax provisions77 | €20k | €24k | - | €287 | €12k | ▲ 4,014% |
| Profit (loss) for the period9904 | €109k | €-1.61M | €28k | €410k | €1.83M | ▲ 347% |
| Transfer from tax-exempt reserves789 | €503k | - | - | - | €211k | - |
| Transfer to tax-exempt reserves689 | €211k | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €402k | €-1.61M | €28k | €410k | €2.04M | ▲ 398% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €33.24M | €37.71M | €38.20M | €35.60M | €38.06M | ▲ 6.9% |
| Fixed assets21/28 | €7.88M | €9.61M | €9.60M | €8.43M | €7.54M | ▼ 10.5% |
| Tangible fixed assets22/27 | €7.84M | €9.58M | €9.58M | €8.41M | €7.53M | ▼ 10.5% |
| Land and buildings22 | €4.76M | €6.03M | €5.81M | €5.37M | €5.17M | ▼ 3.7% |
| Plant, machinery and equipment23 | €2.06M | €2.71M | €2.92M | €2.47M | €1.98M | ▼ 19.9% |
| Furniture and vehicles24 | €1.03M | €842k | €855k | €570k | €382k | ▼ 33.0% |
| Financial fixed assets28 | €33k | €29k | €21k | €16k | €9k | ▼ 42.3% |
| Other financial fixed assets284/8 | €33k | €29k | €21k | €16k | €9k | ▼ 42.3% |
| Shares284 | €14k | €14k | €14k | €9k | €9k | = |
| Amounts receivable and cash guarantees285/8 | €19k | €14k | €7k | €7k | €160 | ▼ 97.7% |
| Current assets29/58 | €25.36M | €28.10M | €28.59M | €27.17M | €30.52M | ▲ 12.3% |
| Stocks and contracts in progress3 | €7.20M | €8.06M | €11.72M | €11.02M | €12.65M | ▲ 14.7% |
| Stocks30/36 | €7.20M | €8.06M | €11.72M | €11.02M | €12.65M | ▲ 14.7% |
| Raw materials and consumables30/31 | €1.94M | €2.90M | €2.00M | €1.59M | €2.09M | ▲ 31.7% |
| Work in progress32 | €79k | €41k | €233k | €351k | €721k | ▲ 105% |
| Finished goods33 | €2.68M | €2.87M | €4.93M | €4.76M | €5.14M | ▲ 7.9% |
| Goods purchased for resale34 | €2.51M | €2.24M | €4.56M | €4.32M | €4.69M | ▲ 8.6% |
| Amounts receivable within one year40/41 | €15.70M | €16.67M | €14.07M | €13.70M | €14.58M | ▲ 6.5% |
| Trade receivables40 | €7.91M | €8.74M | €8.13M | €8.52M | €8.22M | ▼ 3.6% |
| Other amounts receivable41 | €7.79M | €7.92M | €5.94M | €5.18M | €6.36M | ▲ 23.0% |
| Cash at bank and in hand54/58 | €1.03M | €1.37M | €777k | €438k | €1.19M | ▲ 171% |
| Deferred charges and accrued income490/1 | €1.42M | €2.01M | €2.02M | €2.02M | €2.10M | ▲ 4.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €33.24M | €37.71M | €38.20M | €35.60M | €38.06M | ▲ 6.9% |
| Equity10/15 | €13.13M | €11.51M | €11.52M | €11.92M | €13.73M | ▲ 15.2% |
| Contributions10/11 | €9.00M | €9.00M | €9.00M | €9.00M | €9.00M | = |
| Capital10 | €9.00M | €9.00M | €9.00M | €9.00M | €9.00M | = |
| Issued capital100 | €9.00M | €9.00M | €9.00M | €9.00M | €9.00M | = |
| Reserves13 | €3.38M | €3.38M | €3.38M | €3.38M | €3.38M | = |
| Non-distributable reserves130/1 | €900k | €900k | €900k | €900k | €900k | = |
| Legal reserve130 | €900k | €900k | €900k | €900k | €900k | = |
| Tax-exempt reserves132 | €211k | €211k | €211k | €211k | - | - |
| Distributable reserves133 | €2.27M | €2.27M | €2.27M | €2.27M | €2.48M | ▲ 9.3% |
| Profit (loss) carried forward14 | €513k | €-1.09M | €-1.07M | €-656k | €1.18M | ▲ 280% |
| Investment grants15 | €239k | €222k | €206k | €189k | €173k | ▼ 8.7% |
| Provisions and deferred taxes16 | €24k | €14k | €3k | €22k | - | - |
| Provisions for liabilities and charges160/5 | €24k | €14k | €3k | €22k | - | - |
| Pensions and similar obligations160 | €24k | €14k | €3k | - | - | - |
| Other liabilities and charges164/5 | - | - | - | €22k | - | - |
| Amounts payable17/49 | €20.08M | €26.18M | €26.67M | €23.66M | €24.33M | ▲ 2.8% |
| Amounts payable after more than one year17 | €108k | €11.68M | €13.20M | €13.63M | €13.57M | ▼ 0.4% |
| Financial debts170/4 | €108k | €648k | €1.93M | €1.76M | €1.34M | ▼ 24.0% |
| Credit institutions173 | €108k | €648k | €1.93M | €1.76M | €1.34M | ▼ 24.0% |
| Other amounts payable178/9 | - | €11.04M | €11.26M | €11.87M | €12.23M | ▲ 3.1% |
| Amounts payable within one year42/48 | €19.89M | €14.21M | €13.40M | €9.96M | €10.72M | ▲ 7.6% |
| Current portion of amounts payable after more than one year42 | €19k | €233k | €470k | €442k | €424k | ▼ 4.0% |
| Financial debts43 | €2.00M | €6.66M | €6.35M | €3.20M | €3.22M | ▲ 0.7% |
| Credit institutions430/8 | €2.00M | €6.66M | €6.35M | €3.20M | €3.22M | ▲ 0.7% |
| Trade debts44 | €3.99M | €3.17M | €2.78M | €2.39M | €2.64M | ▲ 10.5% |
| Suppliers440/4 | €3.99M | €3.17M | €2.78M | €2.39M | €2.64M | ▲ 10.5% |
| Taxes, remuneration and social security45 | €1.06M | €1.53M | €1.37M | €1.45M | €1.30M | ▼ 10.2% |
| Taxes450/3 | €7k | €447k | €179k | €108k | €82k | ▼ 23.6% |
| Remuneration and social security454/9 | €1.06M | €1.09M | €1.19M | €1.34M | €1.22M | ▼ 9.1% |
| Other amounts payable47/48 | €12.82M | €2.62M | €2.43M | €2.48M | €3.13M | ▲ 26.3% |
| Accrued charges and deferred income492/3 | €79k | €293k | €73k | €79k | €42k | ▼ 47.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €109k | €-1.61M | €28k | €410k | €1.83M | ▲ 347% |
| + Depreciation and write-downs630 | €1.11M | €1.39M | €1.52M | €1.57M | €1.50M | ▼ 4.0% |
| Operating cash flow (approximation) | €1.22M | €-218k | €1.55M | €1.98M | €3.34M | ▲ 68.8% |
| Investment in fixed assets (approximation) | - | €-3.12M | €-1.51M | €-393k | €-618k | ▼ 57.2% |
| Change in cash | - | €333k | €-590k | €-339k | €749k | ▲ 321% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-09
State Gazette act
Appointments: Brecon BV, KH Consulting and 4 othersResignation: BDO Bedrijfsrevisoren Burg. C.V. (statutory auditor) · Power of attorney10 facts ▸
State Gazette act
Appointments: Brecon BV, KH Consulting and 4 others
Resignation: BDO Bedrijfsrevisoren Burg. C.V. (statutory auditor) · Power of attorney10 facts ▸
- General meeting, 19-06-2026
- Director appointment, Brecon BV (director)
- Director appointment, KH Consulting (director)
- Director appointment, EBEMA Group NV (director)
- Auditor resignation, BDO Bedrijfsrevisoren Burg. C.V. (statutory auditor)
- Auditor appointment, BDO Bedrijfsrevisoren Burg. C.V. (statutory auditor)
- Power of attorney, EBEMA Group NV
- Other statement, bestuurder, alle
- Director appointment, Ragla Consult Comm. Ven. (director)
- Director appointment, Rob Geraerdts (managing director)
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-1.61M
Net result drops to €-1.61M, the lowest in the series; recovery starts the following year.
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 26 acts read
About the unread acts
Of the 26 Belgian State Gazette acts we know for this company, 1 has been read. The other 25 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
under verification, last change in 2026
This board is reconstructed from a single act (26115318). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
BRECON
CurrentDirector · since 14-09-2026 · Private limited company · perm. rep.: Stijn Panis
Ebema Group
CurrentDirector · since 14-09-2026 · Public limited company · perm. rep.: Toon-Bert Panis
KH Consulting
CurrentDirector · since 14-09-2026 · Private limited company · perm. rep.: Koen Heyens
Ragla Consult
CurrentDirector · since 14-09-2026 · Limited partnership · perm. rep.: Rob Geraerdts
Rob Geraerdts
CurrentManaging director · since 14-09-2026
14-09-2026
BRECON: Appointed as Director
14-09-2026
Ebema Group: Appointed as Director
14-09-2026
KH Consulting: Appointed as Director
14-09-2026
Ragla Consult: Appointed as Director
14-09-2026
Rob Geraerdts: Appointed as Managing director
Not every act has been read: a resignation may be missing here
25 of this company's 26 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Zutendaal · 2 establishment units since 1988
Ground area
19.6 ha
Building footprint
9,893 m²
Volume, LiDAR
87,700 m³
2 parcels, Flanders · tallest building 21.6 m, ±3 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
2 establishment units
Ebema
since 19882.040.541.092
Ebema
since 19992.040.541.191
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71582D0964/00T000 | Flanders | 13.9 ha | 1 · 9,539 m² | 21.6 m · 3 fl. |
| 13502E0035/00P004 | Flanders | 5.7 ha | 1 · 354 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| BDO Bedrijfsrevisoren Burg. C.V.Current Statutory auditor · represented by Gert Maris | 14-09-2026 → present |
Structure & network
Connections & network
5 connected companiesThis company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Linked via shared directors
E.B.R. (EBEMA BETON RIJKEVORSEL)
via Rob Geraerdts · Managing director
→
EURODAL
via Rob Geraerdts · Managing director
→
AVANTI RIJKEVORSEL
Shared corporate director
→
Edelbims
Shared corporate director
→
Show 1 more companies with a shared director
EURODAL PRODUCTIONS
Shared corporate director
→
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 41,250 EUR awarded · 41,251 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 5,274 EUR | 6,548 EUR |
| 2024 | 2 | 11,642 EUR | 10,369 EUR |
| 2023 | 1 | 14,955 EUR | 14,955 EUR |
| 2022 | 1 | 9,379 EUR | 9,379 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
Werkbaarheidscheque (stopgezet)
Recognitions · licences · registrations
Legal Entity Identifier
875500U40WPS8TE9N861
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BE 0418.677.041
Arlon · Eq €20.04M
Of 396 companies in sector 46839 we hold annual accounts for 251. 60 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded06-10-1988
Fiscal year end31-12
Activities, NACEBEL 2025
23610Manufacture of other non-metallic mineral products
46839Wholesale trade
46831Wholesale of construction materials, general range
Scores and ratios are computed by Checked and are not a credit decision.