DZ Student

Active

Private limited companyfounded 20241 yr activeMichel De Braeystraat 55, 2000 Antwerpen, BelgiumKBO/BCE: BE 1016.612.854

Summary

DZ Student has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€577) and a net result of -€5,577. The computed 12-month bankruptcy probability is 1.5% (low).

Risk analysisWatch Report Compare

DZ StudentActiveChecked score 53/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€3,812total assets 2025

Equity: -€577
Loss: -€5,577

Turnover not published (abridged schema)

Financial health

53 Fair Checked score 2025

Bankruptcy chance 12 m: 1.5%

Structure

Parent: TRIPLE LIVING HOLDING · 100%

Accounts 53 d early0 of 1 deed read

Why 53Capped at 59: negative equity- No main activity registered- Founded in 2024+ Size: total assets €3,812+ Liquidity: current ratio 0.87, cash €3,812Show the evidence

Checked score

Score 2025

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 17% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Negative equity caps the score at 59. Every signal that weighs is under Signals.

Financial strength

Weak

Solvency 10

equity -15.1% of total assets

Liquidity 50

short-term debt 115.1% · cash 100.0%

Profitability 0

return on assets -146.3%

Bankruptcy probability, 12 months

1.5% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2025: 2.4% 01-2026: 2.4%● 0.0% vs 12-2025 02-2026: 2.5%▲ +4.5% vs 01-2026 03-2026: 2.9%▲ +15.8% vs 02-2026 04-2026: 3.1%▲ +5.0% vs 03-2026 05-2026: 3.4%▲ +10.2% vs 04-2026highest value 06-2026: 3.4%● 0.0% vs 05-2026highest value 07-2026: 1.5%▼ -56.2% vs 06-2026 08-2026: 1.5%● 0.0% vs 07-2026 09-2026: 1.5%▼ -1.3% vs 08-2026 10-2026: 1.5%▼ -0.5% vs 09-2026lowest value

Size: total assets €3,812 lowers the probability for this profile
Liquidity: current ratio 0.87, cash €3,812 lowers the probability
No main activity registered raises the probability
Founded in 2024 raises the probability for this profile

No credit on open account

balance sheet total too small for a liquidity verdict, and equity is negative.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 11%, liquidity 35%, profitability 4%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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