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DZ-SOINS

Active
Private limited companyfounded 20241 yr activeRue de Châtelet(NAL) 3, 6120 Ham-sur-Heure-Nalinnes, BelgiumKBO/BCE: BE 1017.385.686
Summary

The computed 12-month bankruptcy probability of DZ-SOINS is 2.1% (moderate). The 2024 annual accounts show equity of €52,858 and a net result of €49,358. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability100
Solvency82
Growth-
Track record67
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity short (current ratio 0.08; short-term debt: 43.1% and cash: 3.6% of total assets), and 43.1% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
71 d early
2024
26 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 23 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

DZ-SOINS was incorporated on 13 December 2024 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, abbreviated schema

Equity
€52,858
Total assets
€92,963
Net result
€49,358
Working capital
-€36,773

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €92,963
Fixed assets €89,631
Current assets €3,332
Equity and liabilities €92,963
Equity €52,858
Debt €40,105
Debt finances 43.1% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€62,534
Cash flow
€49,727
Current ratio
0.08
Debt to equity
0.76
ROE
93.4%
ROA
53.1%
Interest coverage
153.60
Debt ≤ 1 year
€40,105
Income taxes
€12,400

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a higher bankruptcy probability: 2.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 30 lines
Balance sheet Code2024
Assets
Total assets20/58€92,963
Fixed assets21/28€89,631
Intangible fixed assets21€89,631
Current assets29/58€3,332
Cash at bank and in hand54/58€3,332
Equity and liabilities
Total equity and liabilities10/49€92,963
Equity10/15€52,858
Contributions10/11€3,500
Outside capital11€3,500
Other1109/19€3,500
Profit (loss) carried forward14€49,358
Amounts payable17/49€40,105
Amounts payable within one year42/48€40,105
Trade debts44€1,491
Suppliers440/4€1,491
Taxes, remuneration and social security45€15,475
Taxes450/3€13,224
Remuneration and social security454/9€2,251
Other amounts payable47/48€23,139
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€369
Other operating charges640/8€151
Gross operating margin9900€62,684
Operating profit (loss)9901€62,165
Financial charges65/66B€407
Recurring financial charges65€407
Profit (loss) for the period before taxes9903€61,758
Income taxes67/77€12,400
Profit (loss) for the period9904€49,358
Profit (loss) for the period to be appropriated9905€49,358
Appropriation of the result
Profit (loss) to be appropriated9906€49,358

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€369
Other operating charges640/8€151
Gross operating margin9900€62,684
Operating profit (loss)9901€62,165
Financial charges65/66B€407
Recurring financial charges65€407
Profit (loss) for the period before taxes9903€61,758
Income taxes67/77€12,400
Profit (loss) for the period9904€49,358
Profit (loss) for the period to be appropriated9905€49,358
Line2024
Assets
Total assets20/58€92,963
Fixed assets21/28€89,631
Intangible fixed assets21€89,631
Current assets29/58€3,332
Cash at bank and in hand54/58€3,332
Equity and liabilities
Total equity and liabilities10/49€92,963
Equity10/15€52,858
Contributions10/11€3,500
Outside capital11€3,500
Other1109/19€3,500
Profit (loss) carried forward14€49,358
Amounts payable17/49€40,105
Amounts payable within one year42/48€40,105
Trade debts44€1,491
Suppliers440/4€1,491
Taxes, remuneration and social security45€15,475
Taxes450/3€13,224
Remuneration and social security454/9€2,251
Other amounts payable47/48€23,139
Line2024
Profit (loss) for the period9904€49,358
+ Depreciation and write-downs630€369
Operating cash flow (approximation)€49,727

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
21-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
26-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ham-sur-Heure-Nalinnes · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,258 m²
Building footprint
115 m²
Volume, LiDAR
704 m³
Parcel 56452B0131/00V002, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DZ-SOINS
Rue de Châtelet(NAL) 3, 6120 Ham-sur-Heure-NalinnesHuman health activities
since 20242.369.391.284
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56452B0131/00V002 Wallonia 1,258 m² 1 · 115 m² 8.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded13-12-2024
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017385686
Registered 04-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.