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DZ Company

Active
Private limited companyfounded 2025active for 1 yearRue Scaillet 76, 1480 Tubize, BelgiumKBO/BCE: BE 1022.485.413
Summary

The computed 12-month bankruptcy probability of DZ Company is 1.5% (moderate). The 2025 annual accounts show equity of €29,735 and a net result of €26,735. Its solvency ranks better than 53% of 34,946 sector peers (NACE 43, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 17-04-2025 Normal situation
Activity
Installation of electric heating, air conditioning, cooling and ventilation NACE 43222and 1 other
Establishment unit
2.372.829.539 1480 Tubize, since 17-04-2025
Financial year end
31 December
Peppol
Reachable since 13-01-2026

Board and ownership

Board

Financial position

64 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Annual accounts 2025
Gross margin
€37,914
Turnover
≈ €220,000
estimated
Profit
€26,735
Equity
€29,735
Total assets
€60,534
  • 2025 accounts filed 43 days after the deadline
Score breakdownraises riskFounded in 2025Size: total assets €60,534Last filed accounts filed 43 days late; 1 of the last 3 accounts latelowers riskLiquidity: current ratio 0.81, cash €12,150Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 62% of micro companies in specialised construction (NACE 43)
Financial strength
Strong
Solvency 74
equity 49.1% of total assets
Liquidity 50
short-term debt 50.9% · cash 20.1%
Profitability 100
return on assets 44.2%
Bankruptcy probability within 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 05-2026: 1.9% 06-2026: 1.9%● unchanged vs 05-2026 07-2026: 1.9%● unchanged vs 06-2026 08-2026: 2.3%▲ +0.4 percentage points vs 07-2026 09-2026: 2.4%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 1.5%▼ -0.9 percentage points vs 09-2026lowest value 11-2026: 1.5%● unchanged vs 10-2026lowest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.81, below 1. Short-term debt is 50.9% and cash 20.1% of total assets. 50.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 53% of them on solvency, 41% on liquidity and 92% on profitability.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 0.81, cash €12,150
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €60,534
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 43 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 2025 accounts filed 43 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-09-2026, 43 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
43 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Recent changes

  1. · Gazette deed IncorporationStarting capital €3,000 · Appointment: LIUBOVICI Denis (director)
All 2 events

Comparable companies

These companies have the same main activity as DZ Company: installation of electric heating, air conditioning, cooling and ventilation (NACE 43222). They are comparable in size and age: total assets between €54,200 and €66,600, founded in 2025.

CompanyTotal assetsGross margin
DZ Company Tubize€60,534€37,914
BC THERM Ramillies€54,876€31,071
TyCosy Grez-Doiceau€63,519€31,200
AG Koeling Houthalen-Helchteren€65,223€38,835
DVM Air Technics Riemst€54,192€33,786
DELTAB Clavier€58,499€33,069
JF THERM Namur€66,649€31,721
Full comparison

Key facts about DZ Company

What is the company number of DZ Company?
The company number of DZ Company is 1022.485.413. The VAT number is the same number with BE in front: BE 1022.485.413.
Where is DZ Company based?
The registered office is at Rue Scaillet 76, 1480 Tubize.Company details
What does DZ Company do?
According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
What is the legal form of DZ Company?
The legal form of DZ Company is Private limited company (BV).
When was DZ Company founded?
DZ Company was founded on 17-04-2025.
Is DZ Company still active?
Yes, DZ Company is an active enterprise in the KBO register.
What is the turnover of DZ Company?
The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €37,914 and 33 comparable companies (NACE 43222). It probably lies between €160,000 and €250,000.Financials
Is DZ Company profitable?
In financial year 2025, DZ Company made a profit of €26,735.
Where can I find the annual accounts of DZ Company?
DZ Company filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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