Dyzo
ActiveSummary
Dyzo has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €375,806 and a net result of €27,924. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 41% of 277 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability59▼-19
Solvency80▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 3.08 against 3.81 in 2024; short-term debt: 32.2% and cash: 93.1% of total assets), and 45.4% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 94
Relative position
BE, all sectors
reference
Activities of membership organisations (NACE 94)
about 92% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.6%
Return on assets
4.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
49 d early
2024
38 d early
2023
37 d early
2022
48 d early
2021
61 d early
2020
108 d early
2019
25 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 45 days before the deadline; the sector median for financial year 2024 is 29 days before the deadline, and 25% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
€1.3m
EBIT margin
2.3%
Net result
€27,924▼ 36.0%
2024 · €43,635
Working capital
€460,741▲ 5.6%
2024 · €436,165
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 94, Activities of membership organisations, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€1.3m
Operating result€35,438▼ 80.6%€51,465▲ 45.2%-€8,820€46,235€29,105▼ 37.0%
Net result€61,821within the sector's middle half▼ 65.8%€47,490within the sector's middle half▼ 23.2%-€6,051within the sector's middle half€43,635within the sector's middle half€27,924within the sector's middle half▼ 36.0%
EBIT margin2.3%
Equity€262,808below the sector's middle half▲ 30.8%€310,298below the sector's middle half▲ 18.1%€304,247below the sector's middle half▼ 2.0%€347,881below the sector's middle half▲ 14.3%€375,806below the sector's middle half▲ 8.0%
Total assets€430,449below the sector's middle half▲ 22.3%€529,772below the sector's middle half▲ 23.1%€585,597below the sector's middle half▲ 10.5%€594,056below the sector's middle half▲ 1.4%€688,234below the sector's middle half▲ 15.9%
Debt€167,641▲ 11.0%€147,475▼ 12.0%€209,350▲ 42.0%€174,174▼ 16.8%€240,428▲ 38.0%
Working capital€238,312below the sector's middle half▲ 39.4%€376,481below the sector's middle half▲ 58.0%€412,464below the sector's middle half▲ 9.6%€436,165below the sector's middle half▲ 5.7%€460,741below the sector's middle half▲ 5.6%
Solvency61.1%within the sector's middle half▲ 4.0pp58.6%within the sector's middle half▼ 2.5pp52.0%within the sector's middle half▼ 6.6pp58.6%within the sector's middle half▲ 6.6pp54.6%within the sector's middle half▼ 4.0pp
Current ratio2.42within the sector's middle half▲ 0.293.74within the sector's middle half▲ 1.323.39within the sector's middle half▼ 0.353.81within the sector's middle half▲ 0.423.08within the sector's middle half▼ 0.73
Return on assets (ROA)14.4%above the sector's middle half▼ 37.0pp9.0%above the sector's middle half▼ 5.4pp-1.0%within the sector's middle half▼ 10.0pp7.3%above the sector's middle half▲ 8.4pp4.1%within the sector's middle half▼ 3.3pp
Staff (FTE)11.6within the sector's middle half▲ 2.7%11.5within the sector's middle half▼ 0.9%11within the sector's middle half▼ 4.3%9.5within the sector's middle half▼ 13.6%9.1within the sector's middle half▼ 4.2%
above
within
below
the middle half (P25 to P75) of NACE 94, Activities of membership organisations, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €688,234
Fixed assets
€5,815 ▲ 136%
Current assets
€682,419 ▲ 15.4%
Equity and liabilities €688,234
Equity
€375,806 ▲ 8.0%
Provisions
€72,000 =
Debt
€240,428 ▲ 38.0%
Debt's share of the balance-sheet total rises from 29.3% to 34.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€30,547▼
2024 · €47,230
Cash flow
€29,367▼
2024 · €44,630
Debt to equity
0.64▲
2024 · 0.50
ROE
7.4%▼
2024 · 12.5%
Interest coverage
143.41▲
2024 · 29.17
Debt ≤ 1 year
€221,678▲
2024 · €155,424
Income taxes
€968▼
2024 · €984
Staff costs
€784,522▲
2024 · €777,130
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,905 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.8%
went bankrupt
4.0%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | - | €1.3m | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | €472,730 | - |
| Remuneration, social security and pensions62 | €692,739 | €731,982 | €814,253 | €777,130 | €784,522 | ▲ 1.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,351 | €6,584 | €4,538 | €995 | €1,442 | ▲ 44.9% |
| Non-recurring operating charges66A | - | - | - | - | €3,497 | - |
| Gross operating margin9900 | €736,528 | €862,031 | €809,971 | €824,360 | €818,567 | ▼ 0.7% |
| Operating profit (loss)9901 | €35,438 | €51,465 | -€8,820 | €46,235 | €29,105 | ▼ 37.0% |
| Financial income75/76B | €310 | €1,162 | €6,684 | €4 | €0 | ▼ 96.6% |
| Recurring financial income75 | €310 | €912 | €159 | €4 | €0 | ▼ 96.6% |
| Non-recurring financial income76B | - | €250 | €6,525 | - | - | - |
| Financial charges65/66B | -€26,741 | €4,234 | €2,739 | €1,619 | €213 | ▼ 86.8% |
| Recurring financial charges65 | €307 | €971 | €2,134 | €1,619 | €213 | ▼ 86.8% |
| Non-recurring financial charges66B | -€27,048 | €3,263 | €605 | - | - | - |
| Profit (loss) for the period before taxes9903 | €62,490 | €48,394 | -€4,876 | €44,619 | €28,892 | ▼ 35.2% |
| Income taxes67/77 | €669 | €904 | €1,175 | €984 | €968 | ▼ 1.7% |
| Profit (loss) for the period9904 | €61,821 | €47,490 | -€6,051 | €43,635 | €27,924 | ▼ 36.0% |
| Profit (loss) for the period to be appropriated9905 | €61,821 | €47,490 | -€6,051 | €43,635 | €27,924 | ▼ 36.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €430,449 | €529,772 | €585,597 | €594,056 | €688,234 | ▲ 15.9% |
| Fixed assets21/28 | €24,496 | €15,817 | €546 | €2,467 | €5,815 | ▲ 136% |
| Tangible fixed assets22/27 | €11,668 | €5,084 | €546 | €2,467 | €5,815 | ▲ 136% |
| Plant, machinery and equipment23 | €1,737 | €1,008 | €279 | - | - | - |
| Furniture and vehicles24 | €9,932 | €4,076 | €267 | €2,467 | €5,815 | ▲ 136% |
| Financial fixed assets28 | €12,827 | €10,733 | - | - | - | - |
| Current assets29/58 | €405,953 | €513,956 | €585,051 | €591,589 | €682,419 | ▲ 15.4% |
| Amounts receivable within one year40/41 | €28,857 | €20,606 | €19,910 | €6,783 | €39,632 | ▲ 484% |
| Trade receivables40 | €28,857 | €20,606 | €19,910 | €6,783 | €24,416 | ▲ 260% |
| Other amounts receivable41 | - | - | - | - | €15,216 | - |
| Cash at bank and in hand54/58 | €262,537 | €113,004 | €409,541 | €567,856 | €640,751 | ▲ 12.8% |
| Deferred charges and accrued income490/1 | €114,559 | €380,345 | €155,600 | €16,950 | €2,035 | ▼ 88.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €430,449 | €529,772 | €585,597 | €594,056 | €688,234 | ▲ 15.9% |
| Equity10/15 | €262,808 | €310,298 | €304,247 | €347,881 | €375,806 | ▲ 8.0% |
| Contributions10/11 | - | €154,895 | €154,895 | €154,895 | €154,895 | = |
| Capital10 | - | €154,895 | €154,895 | €154,895 | €154,895 | = |
| Profit (loss) carried forward14 | €107,913 | €155,403 | €149,352 | €192,987 | €220,911 | ▲ 14.5% |
| Provisions and deferred taxes16 | - | €72,000 | €72,000 | €72,000 | €72,000 | = |
| Provisions for liabilities and charges160/5 | - | €72,000 | €72,000 | €72,000 | €72,000 | = |
| Other liabilities and charges164/5 | - | €72,000 | €72,000 | €72,000 | €72,000 | = |
| Amounts payable17/49 | €167,641 | €147,475 | €209,350 | €174,174 | €240,428 | ▲ 38.0% |
| Amounts payable within one year42/48 | €167,641 | €137,475 | €172,586 | €155,424 | €221,678 | ▲ 42.6% |
| Trade debts44 | €82,454 | €36,829 | €36,145 | €73,827 | €129,203 | ▲ 75.0% |
| Suppliers440/4 | €82,454 | €36,829 | €36,145 | €73,827 | €129,203 | ▲ 75.0% |
| Advances received on contracts in progress46 | €10,000 | - | - | - | - | - |
| Taxes, remuneration and social security45 | €75,186 | €100,646 | €136,442 | €81,598 | €92,475 | ▲ 13.3% |
| Taxes450/3 | €669 | €23,678 | €29,168 | €984 | €968 | ▼ 1.7% |
| Remuneration and social security454/9 | €74,517 | €76,969 | €107,274 | €80,613 | €91,508 | ▲ 13.5% |
| Accrued charges and deferred income492/3 | - | €10,000 | €36,764 | €18,750 | €18,750 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €61,821 | €47,490 | -€6,051 | €43,635 | €27,924 | ▼ 36.0% |
| + Depreciation and write-downs630 | €8,351 | €6,584 | €4,538 | €995 | €1,442 | ▲ 44.9% |
| Operating cash flow (approximation) | €70,172 | €54,074 | -€1,513 | €44,630 | €29,367 | ▼ 34.2% |
| Investment in fixed assets (approximation) | - | €2,095 | €10,733 | -€2,916 | -€4,791 | ▼ 64.3% |
| Change in cash | - | -€149,533 | €296,536 | €158,315 | €72,895 | ▼ 54.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €43,635
Net result €43,635 after one loss-making year.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
14-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €180,925
Net result €180,925 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.13
Current ratio from 0.97 to 2.13.
31-12
Financial
Equity above €200,000Eq €200,987 ▲902%
Equity rises from €20,062 to €200,987.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2014
Ground area
1.2 ha
Building footprint
5,177 m²
Volume, LiDAR
233,164 m³
Parcel 21814P0404/00A006, Brussels · tallest building 142.2 m, ±9 floors. Linked by address, not a title deed.
43
companies at this address
See who is registered here
1 establishment unit
Willebroekkaai 37, 1000 Brussel
since 20142.232.873.880
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21814P0404/00A006 | Brussels | 1.2 ha | 1 · 5,177 m² | 142.2 m · 9 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 2,572,200 EUR awarded · 2,570,140 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 685,000 EUR | 694,890 EUR |
| 2024 | 1 | 684,200 EUR | 828,650 EUR |
| 2023 | 2 | 585,000 EUR | 754,100 EUR |
| 2022 | 2 | 618,000 EUR | 292,500 EUR |
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Of 1,256 companies in sector 94110 we hold annual accounts for 584. 442 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formNon-profit association
Founded19-06-2014
Fiscal year end31-12
Activities, NACEBEL 2025
94110Activities of business and employers' organisations
E-invoicing
Reachable via Peppol
Peppol ID
0208:0554898792
Also
9925:BE0554898792
Registered
30-01-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.