Skip to content

DYVINS

Active
Private limited company (pre-2019)founded 20197 yrs activeRue Sur le Thier(Solwaster) 1, 4845 Jalhay, BelgiumKBO/BCE: BE 0721.669.706

DYVINS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €4k. Equity is growing by ~25.4% per year across the filed fiscal years. Its solvency ranks better than 84% of 11206 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2025
85 / 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+3
Growth78=
Stability100
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 6.08 against 2.32 in 2024), and 15.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
84.1%
Return on assets
21.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
53 d early
2024
38 d early
2023
33 d early
2022
30 d late
2021
20 d early
2020
41 d late
2019
122 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€14k▲ 16.2%
2024 · €12k
2019: €4k 2020: €5k 2021: €240 2022: €7k 2023: €10k 2024: €12k
2019 → 2025
Total assets
€16k▼ 21.8%
2024 · €21k
2019: €10k 2020: €11k 2021: €8k 2022: €18k 2023: €18k 2024: €21k
2019 → 2025
Net result
€4k▼ 5.8%
2024 · €4k
2019: €-2k 2020: €684 2021: €-5k 2022: €7k 2023: €3k 2024: €4k
2019 → 2025
Working capital
€13k▲ 11.3%
2024 · €12k
2019: €4k 2020: €5k 2021: €276 2022: €7k 2023: €10k 2024: €12k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€240-€7k▲ 2,755%€10k▲ 41.8%€12k▲ 21.4%€14k▲ 16.2%
Operating result€-5k-€7k€4k▼ 42.6%€5k▲ 31.1%€5k▼ 10.7%
Net result€-5k-€7k€3k▼ 56.7%€4k▲ 31.3%€4k▼ 5.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-5k€0€5kOperating result 2021: €-5k€-5kNet result 2021: €-5k€-5kOperating result 2022: €7k€7kNet result 2022: €7k€7kOperating result 2023: €4k€4kNet result 2023: €3k€3kOperating result 2024: €5k€5kNet result 2024: €4k€4kOperating result 2025: €5k€5kNet result 2025: €4k€4k20212022202320242025
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €16k
Fixed assets €500
Current assets €16k
Equity and liabilities €16k
Equity €14k▲ 16.2%
Debt €3k▼ 71.3%
The debt ratio falls from 43.4% to 15.9%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
Solvency
84.1%
2024 · 56.6%
Current ratio
6.08
2024 · 2.32
Quick ratio
4.43
2024 · 1.46
Debt / equity
0.19
2024 · 0.77
ROE
25.8%
2024 · 31.9%
ROA
21.7%
2024 · 18.0%
Debt
€3k
2024 · €9k
Debt ≤ 1 year
€3k
2024 · €9k
Income taxes
€1k
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€21k€16k
Fixed assets21/28-€500
Financial fixed assets28-€500
Current assets29/58€21k€16k
Stocks and contracts in progress3€8k€4k
Stocks30/36€8k€4k
Amounts receivable within one year40/41€9k€5k
Trade receivables40€6k€3k
Other amounts receivable41€3k€3k
Cash at bank and in hand54/58€2k€6k
Deferred charges and accrued income490/1€2k€98
Equity and liabilities
Total equity and liabilities10/49€21k€16k
Equity10/15€12k€14k
Contributions10/11€6k€6k=
Profit (loss) carried forward14€6k€8k
Amounts payable17/49€9k€3k
Amounts payable within one year42/48€9k€3k
Trade debts44€6k€935
Suppliers440/4€6k€935
Taxes, remuneration and social security45€2k€245
Taxes450/3€2k€245
Other amounts payable47/48€2k€1k
Accrued charges and deferred income492/3€74€0
Income statement Code20242025
Non-recurring operating income76A-€2k
Other operating charges640/8€9k€10k
Non-recurring operating charges66A€30€0
Gross operating margin9900€14k€15k
Operating profit (loss)9901€5k€5k
Financial income75/76B€81€98
Recurring financial income75€81€98
Financial charges65/66B€174€2
Recurring financial charges65€174€2
Profit (loss) for the period before taxes9903€5k€5k
Income taxes67/77€1k€1k
Profit (loss) for the period9904€4k€4k
Profit (loss) for the period to be appropriated9905€4k€4k
Appropriation of the result
Profit (loss) to be appropriated9906€7k€9k
Profit (loss) brought forward from the previous period14P€4k€6k
Profit to be distributed694/7€2k€2k
Return on contributions (dividend)694€2k€2k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Liquidity triplescurrent ratio 6.08
Current ratio from 2.32 to 6.08; short-term debt falls from €9k to €3k.
23-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial Back to profitnet €7k
Net result €7k after one loss-making year.
11-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet €-5k ▼797%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
10-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 41 days late
2020
31-12
Financial Back to profitnet €684
Net result €684 after one loss-making year.
30-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jalhay · 1 establishment unit since 2019
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Sur le Thier(Solwaster) 14845 Jalhay
Ground area
955 m²
Building footprint
280 m²
Volume, LiDAR
1,855 m³
2 parcels, Wallonia · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DYVINS
Grand'Rue(SART) 49, 4845 JalhayWholesale of wines and spirits
since 20192.286.542.495
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63068B0511/00F000 Wallonia 572 m² 1 · 146 m² 9.5 m · 2 fl.
63068B1996/00B000 Wallonia 383 m² 1 · 134 m² 9.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Jalhay2.286.542.495
1 permission
Groothandelaar LM>3 maand · since 01-03-2019

Similar companies · same sector, comparable size

Of 1,052 companies in sector 46341 we hold annual accounts for 535. 278 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded28-02-2019
Fiscal year end31-12
Activities, NACEBEL
46341Wholesale of wines and spirits
47251Retail sale of wines and spirits
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
E-mail:yves.marganne@outlook.fr
Establishment Jalhay 2.286.542.495
Phone:0032455108081
Establishment Jalhay 2.286.542.495