Equity
€105,769 ▲ 10.2%
DYSTA CONSTRUCTIONS has made a profit in every financial year since 2021.
DYSTA CONSTRUCTIONS
Lifetime
4 annual accounts with figures on one time axisGross marginpeak €99,795 (2021)
€20,868▼ 4.3%
Resultpeak €79,404 (2021)
€9,755▲ 52.6%
Equitypeak €105,769 (2024)
€105,769▲ 10.2%
Debts
€115,038▲ 52.0%
Board1 name since 2021
1 directorDe Clercq Stan
Documentsfilings and deeds
29-09-202560 days late
2024micro format
Result from €6,393 to €9,755Debts from €75,668 to €115,038Cash from €22,361 to €712
Key points
from the 2024 annual accountsChecked score
35
Weak
Financially stronger than 45% of micro companies in construction of buildings (NACE 41)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
7.1% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,462 companies (NACE 41, micro).
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.8%
01-2025: 2.8%● unchanged vs 12-2024
02-2025: 2.8%● unchanged vs 01-2025
03-2025: 2.7%▼ -0.1 percentage points vs 02-2025lowest value
04-2025: 2.8%▲ +0.1 percentage points vs 03-2025
05-2025: 2.9%▲ +0.1 percentage points vs 04-2025
06-2025: 3.1%▲ +0.2 percentage points vs 05-2025
07-2025: 3.1%● unchanged vs 06-2025
08-2025: 3.6%▲ +0.5 percentage points vs 07-2025
09-2025: 3.9%▲ +0.3 percentage points vs 08-2025
10-2025: 5.8%▲ +1.9 percentage points vs 09-2025
11-2025: 5.8%● unchanged vs 10-2025
12-2025: 5.8%● unchanged vs 11-2025
01-2026: 6.0%▲ +0.2 percentage points vs 12-2025
02-2026: 6.0%● unchanged vs 01-2026
03-2026: 6.1%▲ +0.1 percentage points vs 02-2026
04-2026: 5.7%▼ -0.4 percentage points vs 03-2026
05-2026: 5.7%● unchanged vs 04-2026
06-2026: 5.7%● unchanged vs 05-2026
07-2026: 5.4%▼ -0.3 percentage points vs 06-2026
08-2026: 5.8%▲ +0.4 percentage points vs 07-2026
09-2026: 5.8%● unchanged vs 08-2026
10-2026: 7.1%▲ +1.3 percentage points vs 09-2026highest value
11-2026: 7.1%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
1 financial year not filed after the legal deadline; last filed accounts filed 60 days late; 3 of the last 3 accounts late
Figures for financial year 2024 (filed on 29-09-2025)
Sector: Construction of residential and non-residential buildings (NACE 41)
Liquidity: current ratio 1.83, cash €712, halved
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 56% of them on solvency, 20% on liquidity, 50% on profitability and 54% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,047 companies had the same profile as DYSTA CONSTRUCTIONS has now. Each dot stands for 13 companies, two years later.
93.9%
were still trading
3.8%
stopped another way
2.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DYSTA CONSTRUCTIONS itself is higher: 7.1% within 12 months. It rests on far more data about DYSTA CONSTRUCTIONS than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,047 companies, not a prediction for DYSTA CONSTRUCTIONS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is ample, with a current ratio of 1.83 (1.99 in 2023), above the usual 1.5. Short-term debt is 52.1% and cash 0.3% of total assets. However, 52.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 98 days later.
NBB · 4 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline06-11-2026 today
raises risk · 2024 accounts filed 60 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
not filed
2024
60 days late
2023
56 days late
2022
66 days late
2021
23 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 51 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0760480394
Incorporation
published on 28-12-2020 · Gazette deed
First establishment
Wondelgemstationplein 33, Ghent
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| DYSTA CONSTRUCTIONS Ghent | €220,807 | €20,868 | 47.9% | - |
| LUC-CRI Ghent | €223,018 | €25,205 | 26.1% | - |
| SD Projects Berlare | €198,609 | €18,349 | 33.5% | - |
| STS-Infraconsult Aalst | €179,634 | €24,127 | 87.3% | - |
| Valdagno Invest Charleroi | €216,017 | €20,235 | 2.6% | - |
| SCG CONCEPT Wemmel | €200,346 | €20,437 | 30.3% | - |
| BOUWWERKEN DEMPSEY GALLE Zonnebeke | €208,771 | €25,191 | 6.6% | - |
These companies have the same main activity as DYSTA CONSTRUCTIONS: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €180,000 and €223,000, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 23-12-2020Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 12 others
- Establishment unit
- 2.311.693.5089032 Ghent, since 23-12-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 15-09-2025
Insights on DYSTA CONSTRUCTIONS
DYSTA CONSTRUCTIONS files the micro format. That format states no turnover. The gross margin fell from €99,795 in 2021 to €20,868 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DYSTA CONSTRUCTIONS
- What is the company number of DYSTA CONSTRUCTIONS?
- The company number of DYSTA CONSTRUCTIONS is 0760.480.394. The VAT number is the same number with BE in front: BE 0760.480.394.
- Where is DYSTA CONSTRUCTIONS based?
- The registered office is at Wondelgemstationplein 33, 9032 Ghent.Company details
- What does DYSTA CONSTRUCTIONS do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of DYSTA CONSTRUCTIONS?
- DYSTA CONSTRUCTIONS is a private limited company (BV).
- When was DYSTA CONSTRUCTIONS founded?
- DYSTA CONSTRUCTIONS was founded on 23-12-2020.
- Is DYSTA CONSTRUCTIONS still active?
- Yes, DYSTA CONSTRUCTIONS is an active enterprise in the KBO register.
- What is the turnover of DYSTA CONSTRUCTIONS?
- The turnover in financial year 2024 is ≈ €250,000. This figure is estimated from the gross margin of €20,868 and 266 comparable companies (NACE 41001). It probably lies between €130,000 and €450,000. It is a rough estimate.Financials
- Is DYSTA CONSTRUCTIONS profitable?
- In financial year 2024, DYSTA CONSTRUCTIONS made a profit of €9,755.
- Where can I find the annual accounts of DYSTA CONSTRUCTIONS?
- DYSTA CONSTRUCTIONS filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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