Financials
- Fiscal year
- 2025
- Total assets
- €52,964
- Profit
- €48,549
- Solvency
- 65.2%
Dynamic-Psy
ActiveSummary
Dynamic-Psy has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34,549 and a net result of €48,549. Its solvency ranks better than 52% of 19338 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Psychology services
NACE 86931
1 site
Size
€52,964total assets 2025
- Equity
- €34,549
- Profit
- €48,549
Turnover not published (abridged schema)
Structure
Accounts filed 55 d late0 of 1 deed read
Why 95- Latest accounts 55 days late; 1 of the last 3 late+ Sector Human health activities (NACE 86)+ Liquidity: current ratio 2.77, cash €14,767+ Figures for FY 2025 (filed 24-09-2026)Show the evidence
Checked score
Score 2025
95
/ 100
Excellent
Probability in this band: under 0.55%
Better than 61% of its sector peers (NACE 86, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
90
equity 65.2% of total assets
Liquidity
69
short-term debt 34.8% · cash 27.9%
Profitability
100
return on assets 91.7%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2026: 0.3%
07-2026: 0.3%● 0.0% vs 06-2026
08-2026: 0.3%▲ +2.3% vs 07-2026
09-2026: 0.3%▲ +1.0% vs 08-2026highest value
10-2026: < 0.1%▼ -87.6% vs 09-2026lowest value
- Sector Human health activities (NACE 86) lowers the probability
- Liquidity: current ratio 2.77, cash €14,767 lowers the probability
- Latest accounts 55 days late; 1 of the last 3 late raises the probability
- Figures for FY 2025 (filed 24-09-2026) lowers the probability
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 2.77; short-term debt: 34.8% and cash: 27.9% of total assets), and 34.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 86, micro). Better than this share of them on solvency 52%, liquidity 50%, profitability 80%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
55 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 24-09-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Psychology servicesNACE 86931
- Founded
- 28-05-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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