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DYNAMIC CAR DESIGN

Active
Private limited company (pre-2019)·Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)· 29 yrs active
Rue les Acacias(Som) 24 ·5651 Walcourt, Belgium
KBO/BCE: BE 0460.182.846
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Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age29 yrs
Staff (FTE)1.8

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of DYNAMIC CAR DESIGN is 1.2% (low). The 2024 annual accounts show negative equity (€-464k) and a net result of €-13k. Equity is shrinking by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 6696 sector peers (fiscal year 2024). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.2% Low
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Long track record Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
Long-established
Founded in 1997, 29 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-13k+16.4%
Working capital€-474k-2.7%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro
€-60k€-40k€-20k€0Operating result 2020: €-43k€-43kNet result 2020: €-45k€-45kOperating result 2021: €5k€5kNet result 2021: €2k€2kOperating result 2022: €-2k€-2kNet result 2022: €-6k€-6kOperating result 2023: €-11k€-11kNet result 2023: €-15k€-15kOperating result 2024: €-9k€-9kNet result 2024: €-13k€-13k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~3.5%/year over 7 fiscal years, indicative, assuming unchanged policy.
€-600k€-550k€-500k€-450k€-400k€-350k2025: €-482k (€-520k - €-445k)2026: €-498k (€-535k - €-461k)2027: €-513k (€-550k - €-476k)2018: €-357k2019: €-388k2020: €-433k2021: €-431k2022: €-437k2023: €-452k2024: €-464k2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -231.6% 20.4%
better than 5% of 6696 sector peers
Net result €-13k €4k
better than 16% of 6676 sector peers
Equity €-464k €16k
better than 5% of 6710 sector peers
Gross operating margin €61k €24k
better than 70% of 6655 sector peers
Staff costs €60k €33k
higher than 69% of 3033 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P5
2020: P5 · n=13522021: P5 · n=25282022: P5 · n=42792023: P5 · n=57062024: P5 · n=66962020 2024
Stable position over 2020-2024 · n=1352-6696
Net result P16
2020: P5 · n=13482021: P46 · n=25212022: P26 · n=42672023: P15 · n=56862024: P16 · n=66762020 2024
Stable position over 2020-2024 · n=1348-6676
Equity P5
2020: P5 · n=13542021: P5 · n=25312022: P5 · n=42872023: P5 · n=57132024: P5 · n=67102020 2024
Stable position over 2020-2024 · n=1354-6710
Gross operating margin P70
2020: P62 · n=13432021: P82 · n=25082022: P81 · n=42572023: P76 · n=56602024: P70 · n=66552020 2024
Stable position over 2020-2024 · n=1343-6655
Describes the position versus peers, not a forecast.
EBITDA
€-6k
-2.2% 18-24
Net profit
€-13k
+16.4% 18-24
Cash flow
€-10k
+0.9% 18-24
Total assets
€201k
+6.0% 18-24
Equity
€-464k
-2.8% 18-24
Working capital
€-474k
-2.7% 18-24
Employees (FTE)
2
0.0% 18-24
Staff costs
€60k
-20.8% 18-24
Income taxes
€681
- 18-24
Debt
€665k
+3.7% 18-24
Debt ≤ 1y
€665k
+3.7% 18-24
Current ratio
0.29
+2.6% 18-24
Quick ratio
0.22
-15.1% 18-24
Solvency
-231.6%
+3.0% 18-24
Debt / equity
-1.43
-0.9% 18-24
ROE
2.7%
-18.6% 18-24
ROA
-6.3%
+21.1% 18-24
Interest coverage
-1.69
+14.9% 18-24
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€-6k
Net profit€-13k
Cash flow€-10k
Staff costs€60k
Income taxes-
Dividends-
Total assets€201k
Equity€-464k
Debt€665k
of which ≤ 1y€665k
of which > 1y-
Working capital€-474k
Employees (FTE)1.8
Ratios (computed)
2024
Current ratio0.29
Quick ratio0.22
Working capital ratio-236.5%
Solvency-231.6%
Debt / equity-1.43
Long-term debt ratio-
Interest coverage-1.69
Gross margin-
Net margin-
ROA-6.3%
ROE2.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€201k
Fixed assets 21/28€10k
Tangible fixed assets 22/27€4k
Financial fixed assets 28€5k
Current assets 29/58€191k
Stocks & contracts in progress 3€46k
Amounts receivable within one year 40/41€143k
Cash & bank 54/58€640
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€201k
Equity 10/15€-464k
Contributions / capital 10/11€19k
Accumulated profits (losses) 14€-483k
Amounts payable 17/49€665k
Amounts payable within one year 42/48€665k
Trade debts payable within one year 44€620k
Income statement
Gross operating margin 9900€61k
Operating result 9901€-9k
Financial income 75€190
Financial charges 65€4k
Result before taxes 9903€-13k
Net result for the period 9904€-13k
Result to be appropriated 9905€-13k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
8 / 100 Critical
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

1 location
Chaussée de Philippeville(GER) 223, 6280 Gerpinnes
Groothandel in motorvoertuigen
since 20032.122.537.667
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,898 m²
Buildings2
Building footprint202 m²
Volume (LiDAR)929 m³
Tallest building9.9 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
93071A0095/00D004 Wallonia 1,082 m² 1 · 85 m² -
52025A0313/00Y046 Wallonia 815 m² 1 · 117 m² 9.9 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health8Profitability14Solvency33Growth58Stability100
43 / 100

Fragile profile, watch health in particular.

Health 8
Profitability 14
Solvency 33
Growth 58
Stability 100

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Detailhandel in motorvoertuigen50103Detailhandel in andere motorvoertuigen (> 3,5 ton)45193Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)45201Reparatie en montage van specifieke auto-onderdelen45203Carrosserieherstelling45204Bandenservicebedrijven45205Wassen en poetsen van motorvoertuigen45206Onderhoud en reparatie van motorvoertuigen, n.e.g.45209Handelsbemiddeling en groothandel in onderdelen en accessoires van motorvoertuigen45310Groothandel in delen en toebehoren van motorvoertuigen46720Detailhandel in andere motorvoertuigen (> 3,5 ton)47812Groothandel in onderdelen en accessoires van auto's50301Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311Reparatie en montage van specifieke auto-onderdelen95313Carrosserieherstelling (inclusief spuiten en verven)95314Bandenservicebedrijven95315Wassen en poetsen van motorvoertuigen95316Onderhoud en reparatie van motorvoertuigen, neg95319
Primary activity highlighted.
Names & trade names
Legal nameFR DYNAMIC CAR DESIGN
Registered office
Rue les Acacias(Som) 24
5651 Walcourt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.