DYNAMIC CAR DESIGN
ActiveDYNAMIC CAR DESIGN has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-484k) and a net result of €-19k. Equity is shrinking by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
24
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-11
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.18 against 0.29 in 2024; short-term debt: 517.3% and cash: 1.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-417.3%
Return on assets
-16.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-484k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-08-2026, 16 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
16 d late
2024
29 d late
2023
59 d late
2022
72 d late
2021
94 d late
2020
283 d late
2019
312 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-484k▼ 4.1%
2024 · €-464k
2018: €-357k
2019: €-388k
2020: €-433k
2021: €-431k
2022: €-437k
2023: €-452k
2024: €-464k
2018 → 2025
Total assets
€116k▼ 42.2%
2024 · €201k
2018: €191k
2019: €204k
2020: €181k
2021: €195k
2022: €206k
2023: €189k
2024: €201k
2018 → 2025
Net result
€-19k▼ 51.9%
2024 · €-13k
2018: €673
2019: €-31k
2020: €-45k
2021: €2k
2022: €-6k
2023: €-15k
2024: €-13k
2018 → 2025
Working capital
€-492k▼ 3.7%
2024 · €-474k
2018: €-363k
2019: €-398k
2020: €-440k
2021: €-452k
2022: €-452k
2023: €-462k
2024: €-474k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-431k-€-437k▼ 1.4%€-452k▼ 3.5%€-464k▼ 2.8%€-484k▼ 4.1%
Operating result€5k-€-2k€-11k▼ 488%€-9k▲ 19.7%€-16k▼ 71.2%
Net result€2k-€-6k€-15k▼ 155%€-13k▲ 16.4%€-19k▼ 51.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €16k in 2025 against €9k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €116k
Fixed assets
€8k▼ 17.8%
Current assets
€108k▼ 43.5%
Key figures and ratios
EBITDA
€-14k▼
2024 · €-6k
Cash flow
€-17k▼
2024 · €-10k
Solvency
-417.3%▼
2024 · -231.6%
Current ratio
0.18▼
2024 · 0.29
Quick ratio
0.08▼
2024 · 0.22
Debt / equity
-1.24▲
2024 · -1.43
ROA
-16.5%▼
2024 · -6.3%
Interest coverage
-3.96▼
2024 · -1.69
Debt
€599k▼
2024 · €665k
Debt ≤ 1 year
€599k▼
2024 · €665k
Staff costs
€81k▲
2024 · €60k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€201k€116k▼
Fixed assets21/28€10k€8k▼
Tangible fixed assets22/27€4k€3k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€5k€5k=
Current assets29/58€191k€108k▼
Stocks and contracts in progress3€46k€60k▲
Stocks30/36€46k€60k▲
Amounts receivable within one year40/41€143k€46k▼
Trade receivables40€143k€46k▼
Cash at bank and in hand54/58€640€2k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€201k€116k▼
Equity10/15€-464k€-484k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Profit (loss) carried forward14€-483k€-502k▼
Amounts payable17/49€665k€599k▼
Amounts payable within one year42/48€665k€599k▼
Financial debts43€35k€24k▼
Credit institutions430/8€25k€24k▼
Other loans439€10k-
Trade debts44€620k€560k▼
Suppliers440/4€620k€560k▼
Taxes, remuneration and social security45€9k€14k▲
Taxes450/3€8k€10k▲
Remuneration and social security454/9€1k€4k▲
Other amounts payable47/48€807€461▼
Income statement
Code20242025
Remuneration, social security and pensions62€60k€81k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A€4k-
Gross operating margin9900€61k€69k▲
Operating profit (loss)9901€-9k€-16k▼
Financial income75/76B€190€77▼
Recurring financial income75€190€77▼
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€-13k€-19k▼
Profit (loss) for the period9904€-13k€-19k▼
Profit (loss) for the period to be appropriated9905€-13k€-19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-483k€-502k▼
Profit (loss) brought forward from the previous period14P€-470k€-483k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 16 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
28-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 59 days late
2023
11-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 72 days late
2022
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 94 days late
10-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 283 days late
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 312 days late
2020
31-12
Financial
Weakest financial yearnet €-45k
Net result drops to €-45k, the lowest in the series; recovery starts the following year.
2019
07-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 99 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 143 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walcourt · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue les Acacias(Som) 245651 WalcourtGround area
1,898 m²
Building footprint
202 m²
Volume, LiDAR
929 m³
2 parcels, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Chaussée de Philippeville(GER) 223, 6280 Gerpinnes
since 20032.122.537.667
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93071A0095/00D004 | Wallonia | 1,082 m² | 1 · 85 m² | - |
| 52025A0313/00Y046 | Wallonia | 815 m² | 1 · 117 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AUTOHAN
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BE 0685.991.423
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ACCH
BE 0799.803.107
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DREAM MOTORS
BE 0801.250.484
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EASY TRACT GARAGE
BE 0789.918.807
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Of 10,672 companies in sector 47811 we hold annual accounts for 5,223. 1,443 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-03-1997
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50103
47812Retail trade
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95313Repair and fitting of specific motor vehicle parts
45204
95315Tyre services
95316Washing and cleaning of motor vehicles
95319Other maintenance and repair of motor vehicles
45310
46720Wholesale of motor vehicle parts and accessories
50301
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.