DYNA LEARN
ActiveSummary
DYNA LEARN has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,492 and a net result of €10,272. Its solvency ranks better than 29% of 9,664 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 23-04-2024 Normal situation
- Activity
- Other business support services NACE 82990and 2 others
- Financial year end
- 30 April
- Peppol
- Reachable since 30-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- €13,577
- Turnover
- ≈ €79,000
- estimated
- Profit
- €10,272
- Equity
- €16,492
- Total assets
- €73,725
- 2025 accounts filed 5 days after the deadline
Score breakdownraises riskFounded in 2024No registered site in the KBOlowers riskSector: Office administrative, office support and other business support activities (NACE 82)Liquidity: current ratio 1.29, cash €55,472Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 30% of them on solvency, 52% on liquidity and 42% on profitability.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 5 days after the deadline Filed on 5 December 2025, deadline 30 November 2025 (7 months after the close on 30 April 2025, Companies Code art. 3:10). Source: NBB, 2025-00576534.
Annual accounts 2025 filed on 05-12-2025 PDF
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €705 |
| Gross operating margin9900 | €13,577 |
| Operating profit (loss)9901 | €12,872 |
| Financial charges65/66B | €8 |
| Recurring financial charges65 | €8 |
| Profit (loss) for the period before taxes9903 | €12,864 |
| Income taxes67/77 | €2,592 |
| Profit (loss) for the period9904 | €10,272 |
| Profit (loss) for the period to be appropriated9905 | €10,272 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €73,725 | |
| Current assets29/58 | €73,725 | |
| Amounts receivable within one year40/41 | €18,253 | |
| Trade receivables40 | €18,253 | |
| Cash at bank and in hand54/58 | €55,472 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €73,725 | |
| Equity10/15 | €16,492 | |
| Contributions10/11 | €6,220 | |
| Profit (loss) carried forward14 | €10,272 | |
| Amounts payable17/49 | €57,233 | |
| Amounts payable within one year42/48 | €57,233 | |
| Trade debts44 | €43,723 | |
| Suppliers440/4 | €43,723 | |
| Taxes, remuneration and social security45 | €10,119 | |
| Taxes450/3 | €10,119 | |
| Other amounts payable47/48 | €3,391 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €10,272 |
| Operating cash flow (approximation) | €10,272 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 7,976 companies had the same profile as DYNA LEARN has now. Two years later, 94.3% were still going and 3.6% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DYNA LEARN itself is lower: 0.2% within 12 months. It rests on far more data about DYNA LEARN than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for DYNA LEARN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-04-2025 | micro format | 05-12-2025 | 2025-00576534 |
Board & ownership
Directors
Owners and capital
Shareholders
- MALVAUX Victoria Ambre 40 shares (40%) · €2,480
- MALVAUX Patrick Jean-Michel 60 shares (60%) · €3,720
Capital transactions
- 25-04-2024 Incorporation · €6,200 · 100 shares
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Portée aux frais généraux, indépendamment des frais de représentation, voyages et déplacements, si rémunéré, assemblée générale à majorité…”
Articles of association, deed of 25-04-2024 (in French)
Network & group
DYNA LEARN shares no director with another company.
Companies at the same address
4 other companiesConnections & network
1 current directorThe network starts from the directors of DYNA LEARN. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
25-04
Gazette deed
IncorporationStarting capital €6,200 · Appointment: MALVAUX Patrick Jean-Michel (director) · Founder12 points ▸
- Incorporation, “DYNA LEARN” (deed in French)
- Founder, MALVAUX Victoria Ambre
- Founder, MALVAUX Patrick Jean-Michel
- Founding capital, €6,200
- Bank account, 6200, “compte spécial ouvert au nom de la société en formation” (deed in French)
- Declaration, “attestation bancaire de dépôt”, 6200 (deed in French)
- Declaration, “plan financier et responsabilité des fondateurs, capitaux propres de départ justifiés” (deed in French)
- Registered office clause, “1410 WATERLOO, Drève Richelle numéro 31 – boîte 2” (deed in French)
- Other provision, “info@dyna-learn.com, site internet et adresse électronique” (deed in French)
- Board rule, 1
- Director appointment, MALVAUX Patrick Jean-Michel (director (not named in the articles))
- Pre-incorporation commitments, “takeover, engagements, obligations et activités entreprises par comparants au nom et pour compte de société en formation” (deed in French)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
12 activities
- La digitalisation de tout type de documents et de contenu propres aux entreprises,dans le cadre de leur stratégie digitale
- La consultance et les prestations de services sous forme d’études,d’expertises,de conseils et d’avis informatiques,financiers,techniques,commerciaux,administratifs dans le domaine de la digitalisation précité
- Le développement,la coordination,la supervision,le conseil dans le domaine du traitement de données,de programmes et de systèmes informatiques dans le domaine de la digitalisation précité
- La conception,le développement et l’animation de formations et de sessions de coachings en présentiel ou en distanciel,ainsi que des missions de consulting
- Tous biens immobiliers,tant construits qu'à construire,tant en Belgique qu'à l'étranger,ainsi que tous droits immobiliers relatifs à de tels biens(y compris les droits d'emphytéose ou de superficie)
- Tous investissements financiers,tant dans des valeurs à rente fixe que dans des actions,émises par des sociétés belges ou étrangères
- Donner ou prendre en location,ériger,aliéner ou échanger tous biens meubles ou immeubles,matériels et installations,et d'une manière générale,entreprendre toutes opérations commerciales,industrielles ou financières se rapportant directement ou indirectement à son objet à l'exclusion de l'activité d'agence immobilière sauf si l'organe de gestion en a l'accès à la profession ou qui seraient de nature à en faciliter la réalisation,y compris la sous-traitance en général et l'exploitation de tous droits intellectuels,de propriété industrielle et commerciale y relatifs
- Acquérir à titre d'investissement tous biens meubles et immeubles,même sans rapport direct ou indirect avec l'objet de la société
- Accomplir toutes opérations commerciales,industrielles,financières,mobilières ou immobilières,soit pour son compte,soit pour le compte de tiers,se rapportant directement ou indirectement à son objet ou qui seraient de nature à en faciliter directement ou indirectement,entièrement ou partiellement la réalisation
- Exercer toutes fonctions et mandats et s’intéresser par voie d’apport,de fusion,de souscription ou de toute autres manière dans toutes autres affaires,entreprises,associations ou sociétés ayant un objet identique,analogue ou connexe au sien ou qui sont de nature à favoriser le développement de son entreprise,à lui procurer des ressources ou à faciliter l’écoulement des services et produits
- Se porter caution et donner toute sûreté personnelle ou réelle en faveur de toute personne ou société liée ou non
- Être administrateur ou liquidateur
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25763L0646/00D000 | Wallonia | 804 m² | 1 · 183 m² | 11.2 m · 3 |