DYFODOL
ActiveThe annual accounts of DYFODOL for fiscal year 2024 show a net loss of 90% of total assets and of 58% of the equity at the start of that year. The 2024 annual accounts show equity of €6k and a net result of €-8k. Equity is shrinking by ~15.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 77% of 26046 sector peers (fiscal year 2024). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. A confirmed filing finding caps the score. Each of these causes sets the same score on its own. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency91▼-9
Growth32=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 3.37 against 4.68 in 2023; short-term debt: 29.6% and cash: 37.2% of total assets), and 33.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
66.1%
Return on assets
-89.8%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
181920212324
2018 to 2024 · latest year €-8k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-12-2025, 123 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
123 d late
2023
61 d late
2021
299 d late
2020
117 d late
2019
24 d late
2018
29 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€6k▼ 57.6%
2023 · €14k
2018: €31k
2019: €34k
2020: €41k
2021: €32k
2023: €14k
2018 → 2024
Total assets
€9k▼ 50.9%
2023 · €19k
2018: €42k
2019: €59k
2020: €49k
2021: €37k
2023: €19k
2018 → 2024
Net result
€-8k▲ 28.3%
2023 · €-11k
2018: €211
2019: €3k
2020: €7k
2021: €-9k
2023: €-11k
2018 → 2024
Working capital
€6k▼ 56.0%
2023 · €15k
2018: €31k
2019: €34k
2020: €41k
2021: €32k
2023: €15k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120232024Trend
Equity€34k-€41k▲ 19.8%€32k▼ 22.6%€14k▼ 55.4%€6k▼ 57.6%
Operating result€4k-€7k▲ 65.4%€-8k€-11k▼ 47.2%€-8k▲ 28.4%
Net result€3k-€7k▲ 131%€-9k€-11k▼ 22.8%€-8k▲ 28.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2024 against €11k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €9k
Equity
€6k▼ 57.6%
Debt
€3k▼ 29.0%
The debt ratio rises from 23.5% to 33.9%. Equity and debt are lower.
Key figures and ratios
Solvency
66.1%▼
2023 · 76.5%
Current ratio
3.37▼
2023 · 4.68
Quick ratio
3.37▼
2023 · 4.68
Debt / equity
0.51▲
2023 · 0.31
ROE
-135.8%▼
2023 · -80.3%
ROA
-89.8%▼
2023 · -61.5%
Debt
€3k▼
2023 · €4k
Debt ≤ 1 year
€3k▼
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€19k€9k▼
Current assets29/58€19k€9k▼
Amounts receivable within one year40/41€8k€6k▼
Trade receivables40€7k€4k▼
Other amounts receivable41€824€2k▲
Cash at bank and in hand54/58€10k€3k▼
Equity and liabilities
Total equity and liabilities10/49€19k€9k▼
Equity10/15€14k€6k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-6k€-14k▼
Amounts payable17/49€4k€3k▼
Amounts payable within one year42/48€4k€3k▼
Trade debts44€741€472▼
Suppliers440/4€741€472▼
Taxes, remuneration and social security45€853-
Taxes450/3€853-
Other amounts payable47/48€2k€2k▼
Accrued charges and deferred income492/3€384€387▲
Income statement
Code20232024
Other operating charges640/8€496€995▲
Gross operating margin9900€-11k€-7k▲
Operating profit (loss)9901€-11k€-8k▲
Financial income75/76B€4€1▼
Recurring financial income75€4€1▼
Financial charges65/66B€117€102▼
Recurring financial charges65€117€102▼
Profit (loss) for the period before taxes9903€-11k€-8k▲
Profit (loss) for the period9904€-11k€-8k▲
Profit (loss) for the period to be appropriated9905€-11k€-8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-14k▼
Profit (loss) brought forward from the previous period14P€5k€-6k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 123 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
26-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 299 days late
2021
25-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 117 days late
2020
31-12
Financial
Highest result since 2018net €7k ▲131%
Operating result €7k, net result €7k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 6.48
Current ratio from 2.38 to 6.48; short-term debt falls from €25k to €7k.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
16-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 47 days late
2016
22-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
14-07
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Linkhoutstraat 953560 LummenGround area
2,102 m²
Building footprint
199 m²
Volume, LiDAR
1,192 m³
Parcel 71035B0649/00S000, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DYFODOL
since 20102.193.952.730
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71035B0649/00S000 | Flanders | 2,102 m² | 1 · 199 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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RELEX COMPUTER SERVICES
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Of 3,227 companies in sector 47400 we hold annual accounts for 1,806. 718 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-12-2010
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
58290Other software publishing
61100Wired, wireless and satellite telecommunications
61200Telecommunications
62020IT consultancy
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.