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DYAMAND

Active
Private limited companyfounded 20215 yrs activeAlbrecht Rodenbachstraat 8, 9840 Nazareth-De Pinte, BelgiumKBO/BCE: BE 0768.589.396
Summary

DYAMAND has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€214,814) and a net result of -€184,051. Equity is shrinking by ~224.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 20780 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability0=
Solvency0▼-18
Growth32=
Track record94
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.15 against 1.5 in 2023; short-term debt: 38.1% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-53.8%
Return on assets
-46.1%
Age of the figures
21 mo
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
222324
2022 to 2024 · latest year -€214,814
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
on the day
2023
26 d early
2022
12 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

DYAMAND was incorporated on 20 May 2021 as a Private limited company.1 Total assets rose from EUR 167,420 in 2022 to EUR 399,363 in 2024 and headcount from 1.1 to 1 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2024

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Financials · fiscal year 2024, micro schema

Equity
-€214,814▼ 598%
2023 · -€30,763
Total assets
€399,363▼ 4.1%
2023 · €416,581
Net result
-€184,051▼ 99.4%
2023 · -€92,303
Working capital
-€128,928
2023 · €46,154
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Operating result-€7,836--€76,159▼ 872%-€156,640▼ 106%
Net result-€8,249below the sector's middle half--€92,303below the sector's middle half▼ 1,019%-€184,051below the sector's middle half▼ 99.4%
Equity€61,541within the sector's middle half--€30,763below the sector's middle half-€214,814below the sector's middle half▼ 598%
Total assets€167,420within the sector's middle half-€416,581above the sector's middle half▲ 149%€399,363above the sector's middle half▼ 4.1%
Debt€105,879-€447,344▲ 323%€614,176▲ 37.3%
Working capital-€41,312below the sector's middle half-€46,154within the sector's middle half-€128,928below the sector's middle half
Solvency36.8%within the sector's middle half--7.4%below the sector's middle half▼ 44.1pp-53.8%below the sector's middle half▼ 46.4pp
Current ratio0.52below the sector's middle half-1.50within the sector's middle half▲ 0.980.15below the sector's middle half▼ 1.35
Return on assets (ROA)-4.9%below the sector's middle half--22.2%below the sector's middle half▼ 17.2pp-46.1%below the sector's middle half▼ 23.9pp
Staff (FTE)1.1-2.1▲ 90.9%1▼ 52.4%
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€200,000-€150,000-€100,000-€50,000€0Operating result 2022: -€7,836-€7,836Net result 2022: -€8,249-€8,249Operating result 2023: -€76,159-€76,159Net result 2023: -€92,303-€92,303Operating result 2024: -€156,640-€156,640Net result 2024: -€184,051-€184,051202220232024-€200,000-€150,000-€100,000-€50,000€0Operating result 2022: -€7,836-€7,840Net result 2022: -€8,249-€8,250Operating result 2023: -€76,159-€76,200Net result 2023: -€92,303-€92,300Operating result 2024: -€156,640-€157,000Net result 2024: -€184,051-€184,000202220232024
The operating result stays negative: a loss of €156,640 in 2024 against €76,159 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €399,363
Fixed assets €376,159 ▲ 35.1%
Current assets €23,204 ▼ 83.2%
Equity and liabilities
Equity-€214,814
Debt€614,176
Equity is negative: debt (€614,176) exceeds the balance-sheet total (€399,363).
Key figures and ratios
2024 value · change against 2023
EBITDA
-€108,952▼
2023 · -€63,125
Cash flow
-€136,363▼
2023 · -€79,270
Interest coverage
-4.00▼
2023 · -3.91
Debt ≤ 1 year
€152,132▲
2023 · €91,996
Debt > 1 year
€343,000=
2023 · €343,000
Income taxes
€181
Staff costs
€98,420▼
2023 · €162,311
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,010 companies that looked in July 2024 the way this one looks now, 7.9% went bankrupt within 24 months and 83% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
7.9% went bankrupt
8.4% stopped otherwise
83% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,010 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet Code20232024
Assets
Total assets20/58€416,581€399,363▼
Fixed assets21/28€278,431€376,159▲
Intangible fixed assets21€269,245€368,750▲
Tangible fixed assets22/27€9,186€7,408▼
Plant, machinery and equipment23€3,196€2,619▼
Furniture and vehicles24€5,990€4,790▼
Financial fixed assets28€0-
Current assets29/58€138,150€23,204▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€7,116€9,936▲
Trade receivables40€0€8,149▲
Other amounts receivable41€7,116€1,788▼
Cash at bank and in hand54/58€131,034-
Deferred charges and accrued income490/1€0€13,268▲
Equity and liabilities
Total equity and liabilities10/49€416,581€399,363▼
Equity10/15-€30,763-€214,814▼
Contributions10/11€69,789€69,789=
Profit (loss) carried forward14-€100,552-€284,603▼
Amounts payable17/49€447,344€614,176▲
Amounts payable after more than one year17€343,000€343,000=
Financial debts170/4€343,000€343,000=
Amounts payable within one year42/48€91,996€152,132▲
Financial debts43€0€412▲
Credit institutions430/8€0€412▲
Trade debts44€7,391€28,016▲
Suppliers440/4€7,391€28,016▲
Taxes, remuneration and social security45€19,362€7,431▼
Taxes450/3€13,198€7,431▼
Remuneration and social security454/9€6,165-
Other amounts payable47/48€65,243€116,274▲
Accrued charges and deferred income492/3€12,348€119,045▲
Income statement Code20232024
Remuneration, social security and pensions62€162,311€98,420▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,034€47,688▲
Other operating charges640/8€561€413▼
Gross operating margin9900€99,747-€10,119▼
Operating profit (loss)9901-€76,159-€156,640▼
Financial income75/76B€2€29▲
Recurring financial income75€2€29▲
Financial charges65/66B€16,147€27,260▲
Recurring financial charges65€16,147€27,260▲
Profit (loss) for the period before taxes9903-€92,303-€183,870▼
Income taxes67/77-€181
Profit (loss) for the period9904-€92,303-€184,051▼
Profit (loss) for the period to be appropriated9905-€92,303-€184,051▼
Appropriation of the result
Profit (loss) to be appropriated9906-€100,552-€284,603▼
Profit (loss) brought forward from the previous period14P-€8,249-€100,552▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Remuneration, social security and pensions62€123,398€162,311€98,420▼ 39.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,549€13,034€47,688▲ 266%
Other operating charges640/8€355€561€413▼ 26.5%
Gross operating margin9900€120,466€99,747-€10,119▼ 110%
Operating profit (loss)9901-€7,836-€76,159-€156,640▼ 106%
Financial income75/76B€65€2€29▲ 1,220%
Recurring financial income75€65€2€29▲ 1,220%
Financial charges65/66B€478€16,147€27,260▲ 68.8%
Recurring financial charges65€478€16,147€27,260▲ 68.8%
Profit (loss) for the period before taxes9903-€8,249-€92,303-€183,870▼ 99.2%
Income taxes67/77--€181-
Profit (loss) for the period9904-€8,249-€92,303-€184,051▼ 99.4%
Profit (loss) for the period to be appropriated9905-€8,249-€92,303-€184,051▼ 99.4%
Line202220232024Change
Assets
Total assets20/58€167,420€416,581€399,363▼ 4.1%
Fixed assets21/28€123,253€278,431€376,159▲ 35.1%
Intangible fixed assets21€119,274€269,245€368,750▲ 37.0%
Tangible fixed assets22/27€1,909€9,186€7,408▼ 19.4%
Plant, machinery and equipment23€1,909€3,196€2,619▼ 18.1%
Furniture and vehicles24-€5,990€4,790▼ 20.0%
Financial fixed assets28€2,070€0--
Current assets29/58€44,167€138,150€23,204▼ 83.2%
Stocks and contracts in progress3€12,583€0--
Stocks30/36€12,583€0--
Amounts receivable within one year40/41€16,276€7,116€9,936▲ 39.6%
Trade receivables40€15,204€0€8,149-
Other amounts receivable41€1,072€7,116€1,788▼ 74.9%
Cash at bank and in hand54/58€15,006€131,034--
Deferred charges and accrued income490/1€302€0€13,268-
Equity and liabilities
Total equity and liabilities10/49€167,420€416,581€399,363▼ 4.1%
Equity10/15€61,541-€30,763-€214,814▼ 598%
Contributions10/11€69,789€69,789€69,789=
Profit (loss) carried forward14-€8,249-€100,552-€284,603▼ 183%
Amounts payable17/49€105,879€447,344€614,176▲ 37.3%
Amounts payable after more than one year17€20,000€343,000€343,000=
Financial debts170/4€20,000€343,000€343,000=
Amounts payable within one year42/48€85,479€91,996€152,132▲ 65.4%
Financial debts43€2,289€0€412-
Credit institutions430/8€2,289€0€412-
Trade debts44€24,111€7,391€28,016▲ 279%
Suppliers440/4€24,111€7,391€28,016▲ 279%
Taxes, remuneration and social security45€56,572€19,362€7,431▼ 61.6%
Taxes450/3€22,150€13,198€7,431▼ 43.7%
Remuneration and social security454/9€34,423€6,165--
Other amounts payable47/48€2,507€65,243€116,274▲ 78.2%
Accrued charges and deferred income492/3€400€12,348€119,045▲ 864%
Line202220232024Change
Profit (loss) for the period9904-€8,249-€92,303-€184,051▼ 99.4%
+ Depreciation and write-downs630€4,549€13,034€47,688▲ 266%
Operating cash flow (approximation)-€3,700-€79,270-€136,363▼ 72.0%
Investment in fixed assets (approximation)--€168,213-€145,415▲ 13.6%
Change in cash-€116,028--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet -€184,051
Net result drops to -€184,051, the lowest in the series.
05-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Liquidity triplescurrent ratio 1.50
Current ratio from 0.52 to 1.50.
19-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
777 m²
Building footprint
171 m²
Volume, LiDAR
725 m³
Parcel 44012B0540/00N002, Flanders · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
DYAMAND
Albrecht Rodenbachstraat 8, 9840 Nazareth-De PinteRetail trade
since 20212.319.381.549
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44012B0540/00N002 Flanders 777 m² 1 · 171 m² 5.9 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Subsidies and aid

Flemish government

2022 to 2025 · 8 entries · 303,094 EUR awarded · 154,234 EUR paid
Year Entries awardedpaid
2025 2 0 EUR99,000 EUR
2024 2 249,344 EUR1,484 EUR
2022 4 53,750 EUR53,750 EUR
Schemes
1 entry · 220,001 EUR · Fonds voor Innoveren en Ondernemen
1 entry · 50,000 EUR · 50,000 EUR paid · Fonds voor Innoveren en Ondernemen
4 entries · 27,859 EUR · 99,000 EUR paid · Fonds voor Innoveren en Ondernemen
1 entry · 3,750 EUR · 3,750 EUR paid · Vlaams Agentschap voor Internationaal Ondernemen
1 entry · 1,484 EUR · 1,484 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 16,913 companies in this sector we hold annual accounts for 8,787. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded20-05-2021
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
47400Retail sale of information and communication equipment
62200Computer consultancy and computer facilities management
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID 0208:0768589396
Also 9925:BE0768589396
Registered 27-05-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.