DYALPA · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of DYALPA is 2.0% (moderate). The 2024 annual accounts show negative equity (€-158k) and a net result of €-11k. Equity is shrinking by ~32.9% per year across the filed fiscal years. The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

2.0% Moderate

0%0,5%1,5%4%10%≥25%

No NACE activity registered +Annual accounts: weaker financial profile +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence

Negative equity

Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).

View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 11 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	03-07-2025	28 d early	2025-00243758
31-12-2023	31-07-2024	13-06-2024	48 d early	2024-00143064
31-12-2022	31-07-2023	29-06-2023	32 d early	2023-00198530
31-12-2021	31-07-2022	20-06-2022	41 d early	2022-20082287
31-12-2020	31-07-2021	11-06-2021	50 d early	2021-19500172
31-12-2019	31-07-2020	01-07-2020	30 d early	2020-25400462
31-12-2018	31-07-2019	21-06-2019	40 d early	2019-21300497
31-12-2017	31-07-2018	28-06-2018	33 d early	2018-25200208
31-12-2016	31-07-2017	17-07-2017	14 d early	2017-32200409
31-12-2015	31-07-2016	05-07-2016	26 d early	2016-28500399

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Established

Founded in 2012, 14 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€-11k+45.3%

Working capital€-289k-9.3%

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 03-07-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining Equity: declining trend of ~32.9%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA

€-374

+91.5% 18-24

Net profit

€-11k

+45.3% 18-24

Cash flow

€-6k

+41.0% 18-24

Total assets

€320k

+4.4% 18-24

Equity

€-158k

-7.2% 18-24

Working capital

€-289k

-9.3% 18-24

Income taxes

€3

+64.9% 18-24

Debt

€478k

+5.3% 18-24

Debt ≤ 1y

€323k

+15.1% 18-24

Debt > 1y

€155k

-10.6% 18-24

Current ratio

0.11

+80.1% 18-24

Quick ratio

0.11

+80.1% 18-24

Solvency

-49.2%

-2.7% 18-24

Debt / equity

-3.03

+1.8% 18-24

ROE

6.7%

-49.0% 18-24

ROA

-3.3%

+47.6% 18-24

Interest coverage

-0.06

+91.0% 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€-374
Net profit	€-11k
Cash flow	€-6k
Staff costs	-
Income taxes	€3
Dividends	-
Total assets	€320k
Equity	€-158k
Debt	€478k
of which ≤ 1y	€323k
of which > 1y	€155k
Working capital	€-289k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	0.11
Quick ratio	0.11
Working capital ratio	-90.3%
Solvency	-49.2%
Debt / equity	-3.03
Long-term debt ratio	-0.98
Interest coverage	-0.06
Gross margin	-
Net margin	-
ROA	-3.3%
ROE	6.7%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €286k · 89.4% Current assets €34k · 10.6%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€320k
Fixed assets	21/28	€286k
Tangible fixed assets	22/27	€286k
Current assets	29/58	€34k
Amounts receivable within one year	40/41	€261
Cash & bank	54/58	€31k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€320k
Equity	10/15	€-158k
Contributions / capital	10/11	€170k
Accumulated profits (losses)	14	€-328k
Amounts payable	17/49	€478k
Amounts payable after one year	17	€155k
Amounts payable within one year	42/48	€323k
Income statement
Gross operating margin	9900	€379
Operating result	9901	€-5k
Financial income	75	€12
Financial charges	65	€6k
Result before taxes	9903	€-11k
Income taxes	67/77	€3
Net result for the period	9904	€-11k
Result to be appropriated	9905	€-11k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

8 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location

Rue d'En-Haut, Bonlez 58, 1325 Chaumont-Gistoux

Ontwikkeling van residentiële bouwprojecten

since 20122.212.324.629

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area4,664 m²

Buildings1

Building footprint191 m²

Volume (LiDAR)1,213 m³

Tallest building8.7 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25010E0262/00A002	Wallonia	4,664 m²	1 · 191 m²	8.7 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes

47 / 100

Mixed profile: strong on stability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 8

Profitability 34

Solvency 33

Growth 58

Stability 100

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Credit advice

verdict per customer and amount

Company registry

Company registry (CBE)

Crossroads Bank

Names & trade names

Legal nameFR

DYALPA

Registered office

Rue d'En-Haut, Bonlez 58

1325 Chaumont-Gistoux, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.