DWYD ARCHITECTURE
ActiveDWYD ARCHITECTURE has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56k and a net result of €9k. Equity is growing by ~20.9% per year across the filed fiscal years. Its solvency ranks better than 89% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+9
Solvency100▲+35
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 8.09 against 1.65 in 2024; short-term debt: 11% and cash: 10.2% of total assets), and 11% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89%
Return on assets
13.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
4 d late
2023
40 d late
2022
4 d early
2021
8 d late
2020
23 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€56k▲ 18.5%
2024 · €47k
2018: €15k
2019: €16k
2020: €21k
2021: €37k
2022: €43k
2023: €39k
2024: €47k
2018 → 2025
Total assets
€63k▼ 46.7%
2024 · €118k
2018: €21k
2019: €44k
2020: €60k
2021: €53k
2022: €61k
2023: €59k
2024: €118k
2018 → 2025
Net result
€9k▲ 8.6%
2024 · €8k
2018: €4k
2019: €1k
2020: €5k
2021: €16k
2022: €7k
2023: €-4k
2024: €8k
2018 → 2025
Working capital
€49k▲ 6.7%
2024 · €46k
2018: €15k
2019: €16k
2020: €16k
2021: €32k
2022: €41k
2023: €37k
2024: €46k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€43k▲ 18.6%€39k▼ 9.7%€47k▲ 20.5%€56k▲ 18.5%
Operating result€21k-€9k▼ 56.3%€-4k€9k€12k▲ 23.6%
Net result€16k-€7k▼ 56.6%€-4k€8k€9k▲ 8.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 24% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63k
Fixed assets
€7k▲ 419%
Current assets
€56k▼ 52.1%
Equity and liabilities €63k
Equity
€56k▲ 18.5%
Debt
€7k▼ 90.2%
The debt ratio falls from 60.0% to 11.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12k▲
2024 · €10k
Cash flow
€10k▲
2024 · €9k
Solvency
89.0%▲
2024 · 40.0%
Current ratio
8.09▲
2024 · 1.65
Quick ratio
8.09▲
2024 · 1.65
Debt / equity
0.12▼
2024 · 1.50
ROE
15.6%▼
2024 · 17.0%
ROA
13.9%▲
2024 · 6.8%
Interest coverage
308.90▲
2024 · 208.82
Debt
€7k▼
2024 · €71k
Debt ≤ 1 year
€7k▼
2024 · €71k
Income taxes
€3k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€118k€63k▼
Fixed assets21/28€1k€7k▲
Tangible fixed assets22/27€1k€7k▲
Plant, machinery and equipment23€1k€7k▲
Current assets29/58€116k€56k▼
Amounts receivable within one year40/41€41k€46k▲
Trade receivables40€30k€21k▼
Other amounts receivable41€11k€25k▲
Cash at bank and in hand54/58€70k€6k▼
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€118k€63k▼
Equity10/15€47k€56k▲
Contributions10/11€6k€6k=
Reserves13€41k€50k▲
Distributable reserves133€41k€50k▲
Amounts payable17/49€71k€7k▼
Amounts payable within one year42/48€71k€7k▼
Trade debts44€69k€6k▼
Suppliers440/4€69k€6k▼
Taxes, remuneration and social security45€1k-
Taxes450/3€1k-
Other amounts payable47/48€587€587=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€795€806▲
Other operating charges640/8€505€520▲
Gross operating margin9900€11k€13k▲
Operating profit (loss)9901€9k€12k▲
Financial income75/76B€60-
Recurring financial income75€60-
Financial charges65/66B€49€40▼
Recurring financial charges65€49€40▼
Profit (loss) for the period before taxes9903€9k€12k▲
Income taxes67/77€1k€3k▲
Profit (loss) for the period9904€8k€9k▲
Profit (loss) for the period to be appropriated9905€8k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€9k▲
Transfer to equity691/2€8k€9k▲
To other reserves6921€8k€9k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Liquidity times 5current ratio 8.09
Current ratio from 1.65 to 8.09; short-term debt falls from €71k to €7k.
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
09-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 40 days late
2023
31-12
Financial
Weakest financial yearnet €-4k ▼162%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
31-12
Financial
Highest result since 2018net €16k ▲231%
Operating result €21k, net result €16k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.88
Current ratio from 1.41 to 2.88; short-term debt falls from €39k to €17k.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brialmontlei 22018 AntwerpenGround area
424 m²
Building footprint
170 m²
Volume, LiDAR
1,933 m³
Parcel 11806F1209/00E005, Flanders · tallest building 17.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
DWYD ARCHITECTURE
since 20172.262.951.503
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1209/00E005 | Flanders | 424 m² | 1 · 170 m² | 17.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 210 EUR awarded · 744 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 162 EUR | 162 EUR |
| 2023 | 1 | 48 EUR | 582 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 5,380 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-03-2017
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.