DWL Dakwerken
ActiveThe computed 12-month bankruptcy probability of DWL Dakwerken is 3.1% (moderate). The 2024 annual accounts show equity of €44k and a net result of €-5k. Equity is growing by ~33.6% per year across the filed fiscal years. Its solvency ranks better than 41% of 36375 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability64▼-20
Solvency64=
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 1.25 in 2023; short-term debt: 53.2% and cash: 35.4% of total assets), and 61.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
38.9%
Return on assets
-4.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-07-2025, 22 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
22 d early
2023
20 d early
2022
31 d early
2021
37 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€44k▼ 10.9%
2023 · €50k
2021: €10k
2022: €35k
2023: €50k
2021 → 2024
Total assets
€114k▼ 11.7%
2023 · €129k
2021: €15k
2022: €136k
2023: €129k
2021 → 2024
Net result
€-5k
2023 · €16k
2021: €6k
2022: €25k
2023: €16k
2021 → 2024
Working capital
€13k▲ 4.9%
2023 · €12k
2021: €9k
2022: €-10k
2023: €12k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€10k-€35k▲ 259%€50k▲ 43.3%€44k▼ 10.9%
Operating result€8k-€31k▲ 296%€23k▼ 24.7%€-3k
Net result€6k-€25k▲ 288%€16k▼ 36.8%€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €3k after €23k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €114k
Fixed assets
€40k▼ 40.5%
Current assets
€73k▲ 20.3%
Equity and liabilities €114k
Equity
€44k▼ 10.9%
Debt
€70k▼ 12.2%
The debt ratio falls from 61.4% to 61.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€25k▼
2023 · €51k
Cash flow
€23k▼
2023 · €44k
Solvency
38.9%▲
2023 · 38.6%
Current ratio
1.21▼
2023 · 1.25
Quick ratio
0.99▼
2023 · 1.01
Debt / equity
1.57▼
2023 · 1.59
ROE
-10.5%▼
2023 · 31.8%
ROA
-4.1%▼
2023 · 12.3%
Interest coverage
15.08▼
2023 · 23.75
Debt
€70k▼
2023 · €79k
Debt ≤ 1 year
€61k▲
2023 · €49k
Debt > 1 year
€9k▼
2023 · €30k
Income taxes
€1k▼
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€129k€114k▼
Fixed assets21/28€68k€40k▼
Tangible fixed assets22/27€68k€40k▼
Plant, machinery and equipment23€8k€6k▼
Furniture and vehicles24€34k€17k▼
Leasing and similar rights25€25k€17k▼
Current assets29/58€61k€73k▲
Stocks and contracts in progress3€12k€13k▲
Stocks30/36€12k€13k▲
Amounts receivable within one year40/41€24k€17k▼
Trade receivables40€18k€10k▼
Other amounts receivable41€6k€8k▲
Cash at bank and in hand54/58€24k€40k▲
Deferred charges and accrued income490/1€800€2k▲
Equity and liabilities
Total equity and liabilities10/49€129k€114k▼
Equity10/15€50k€44k▼
Contributions10/11€4k€4k=
Reserves13€46k€40k▼
Distributable reserves133€46k€40k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€79k€70k▼
Amounts payable after more than one year17€30k€9k▼
Financial debts170/4€30k€9k▼
Amounts payable within one year42/48€49k€61k▲
Current portion of amounts payable after more than one year42€21k€21k▲
Trade debts44€12k€30k▲
Suppliers440/4€12k€30k▲
Advances received on contracts in progress46-€52
Taxes, remuneration and social security45€13k€8k▼
Taxes450/3€13k€8k▼
Other amounts payable47/48€4k€800▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€27k▼
Other operating charges640/8€2k€4k▲
Gross operating margin9900€54k€28k▼
Operating profit (loss)9901€23k€-3k▼
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€22k€-3k▼
Income taxes67/77€7k€1k▼
Profit (loss) for the period9904€16k€-5k▼
Profit (loss) for the period to be appropriated9905€16k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€-5k▼
Transfer from equity791/2-€5k
Transfer to equity691/2€15k€0▼
To other reserves6921€15k€0▼
Profit to be distributed694/7€800€800=
Return on contributions (dividend)694€800€800=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-5k ▼129%
Net result drops to €-5k, the lowest in the series.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €25k ▲288%
Operating result €31k, net result €25k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schotensteenweg 1912960 BrechtGround area
579 m²
Building footprint
126 m²
Volume, LiDAR
450 m³
Parcel 11009M0051/00E005, Flanders · tallest building 7.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DWL Dakwerken
since 20202.310.591.765
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11009M0051/00E005 | Flanders | 579 m² | 1 · 126 m² | 7.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DOC TOITURES
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Of 8,562 companies in sector 43410 we hold annual accounts for 4,354. 3,620 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-12-2020
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:DWLdakwerken@hotmail.com