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DWJ Consulting

Active
Private limited companyfounded 20214 yrs activeSchrieksebaan 249, 3140 Keerbergen, BelgiumKBO/BCE: BE 0777.600.005
Summary

DWJ Consulting has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €71k and a net result of €20k. Equity is growing by ~42.4% per year across the filed fiscal years. Its solvency ranks better than 80% of 997 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2024
88 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability98▼-2
Solvency100▲+15
Growth52=
Track record94
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 4.32 against 2.31 in 2023; short-term debt: 18.8% and cash: 43.8% of total assets), and 19.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-07-2025, 18 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
18 d early
2023
32 d early
2022
28 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€71k▲ 40.6%
2023 · €50k
2022: €28k 2023: €50k
2022 → 2024
Total assets
€88k▲ 4.9%
2023 · €83k
2022: €62k 2023: €83k
2022 → 2024
Net result
€20k▼ 8.4%
2023 · €22k
2022: €23k 2023: €22k
2022 → 2024
Working capital
€55k▲ 26.5%
2023 · €43k
2022: €21k 2023: €43k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202220232024Trend
Equity€28k-€50k▲ 79.1%€71k▲ 40.6%
Operating result€30k-€32k▲ 8.1%€32k▼ 0.1%
Net result€23k-€22k▼ 3.5%€20k▼ 8.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2022: €30k€30kNet result 2022: €23k€23kOperating result 2023: €32k€32kNet result 2023: €22k€22kOperating result 2024: €32k€32kNet result 2024: €20k€20k202220232024€0€10k€20k€30kOperating result 2022: €30k€30kNet result 2022: €23k€23kOperating result 2023: €32k€32kNet result 2023: €22k€22kOperating result 2024: €32k€32kNet result 2024: €20k€20k202220232024
The operating result falls in 2024; 2024 is 0% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €88k
Fixed assets €16k ▲ 130%
Current assets €71k ▼ 6.8%
Equity and liabilities €88k
Equity €71k ▲ 40.6%
Debt €17k ▼ 49.3%
Debt's share of the balance-sheet total falls from 39.6% to 19.1%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€36k
2023 · €34k
Cash flow
€24k
2023 · €24k
Current ratio
4.32
2023 · 2.31
Debt to equity
0.24
2023 · 0.66
ROE
28.9%
2023 · 44.3%
ROA
23.3%
2023 · 26.7%
Interest coverage
6.79
2023 · 10.72
Debt ≤ 1 year
€16k
2023 · €33k
Income taxes
€7k
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 36 lines
Balance sheet Code20232024
Assets
Total assets20/58€83k€88k
Fixed assets21/28€7k€16k
Tangible fixed assets22/27€7k€16k
Plant, machinery and equipment23€4k€3k
Furniture and vehicles24€4k€13k
Current assets29/58€76k€71k
Amounts receivable within one year40/41€32k€33k
Trade receivables40€30k€31k
Other amounts receivable41€2k€2k
Cash at bank and in hand54/58€44k€38k
Deferred charges and accrued income490/1-€34
Equity and liabilities
Total equity and liabilities10/49€83k€88k
Equity10/15€50k€71k
Contributions10/11€5k€5k=
Profit (loss) carried forward14€45k€66k
Amounts payable17/49€33k€17k
Amounts payable within one year42/48€33k€16k
Trade debts44€17k€322
Suppliers440/4€17k€322
Taxes, remuneration and social security45€16k€16k
Taxes450/3€16k€16k
Accrued charges and deferred income492/3-€323
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k
Other operating charges640/8€686€1k
Gross operating margin9900€35k€37k
Operating profit (loss)9901€32k€32k
Financial income75/76B€117€0
Recurring financial income75€117€0
Financial charges65/66B€3k€5k
Recurring financial charges65€3k€5k
Profit (loss) for the period before taxes9903€29k€27k
Income taxes67/77€7k€7k
Profit (loss) for the period9904€22k€20k
Profit (loss) for the period to be appropriated9905€22k€20k
Appropriation of the result
Profit (loss) to be appropriated9906€45k€66k
Profit (loss) brought forward from the previous period14P€23k€45k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
13-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €20k ▼8.4%
Net result drops to €20k, the lowest in the series.
29-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2022
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Schrieksebaan 2493140 Keerbergen
Ground area
785 m²
Building footprint
135 m²
Volume, LiDAR
563 m³
Parcel 24048D0005/00K002, Flanders · tallest building 8.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DWJ Consulting
Schrieksebaan 249, 3140 KeerbergenFinancial service activities, except insurance and pension funding
since 20222.324.600.545
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24048D0005/00K002 Flanders 785 m² 1 · 135 m² 8.7 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,361 companies in sector 78100 we hold annual accounts for 1,364. 1,081 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded23-11-2021
Fiscal year end31-12
Activities, NACEBEL 2025
78100Employment placement agencies
78200Temporary employment agencies and other provision of personnel
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.