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DWILLO

Active
Private limited companyfounded 2024active for 2 yearsBurggravenlaan 291, 9000 Gent, BelgiumKBO/BCE: BE 1014.729.668
Summary

DWILLO has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71,957 and a net result of €74,957. Its solvency ranks better than 56% of 20,620 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Specialist medical practice
NACE 86220
1 site
Size
≈ €190,000turnover 2025, estimated
Equity
€71,957
Profit
€74,957
Turnover estimated from the gross margin
Financial health
96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 2 days early
Why 96raises riskFounded in 2024lowers riskSector: Human health activities (NACE 86)Liquidity: current ratio 3.19, cash €74,893Equity €71,957 (68.9% of total assets)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 69% of its sector peers (NACE 86, micro)
Financial strength
Strong
Solvency 94
equity 68.9% of total assets
Liquidity 87
short-term debt 30.8% · cash 71.7%
Profitability 100
return on assets 71.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,138 companies, NACE 86, micro)
Last 24 months 11-2025: 0.3% 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.4%▲ +0.1 percentage points vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026highest value 10-2026: < 0.1%▼ -0.4 percentage points vs 09-2026lowest value
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 3.19, above the usual 1.5; short-term debt: 30.8% and cash: 71.7% of total assets), and 31.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro): better than 57% on solvency, 70% on liquidity and 80% on profitability.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Human health activities (NACE 86)
KBO
lowers risk · Liquidity: current ratio 3.19, cash €74,893
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €71,957 (68.9% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
2 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: DE WILDE Loïc (director)…

Financials · financial year 2025, micro format

Turnover
≈ €190,000
Estimated: probably between €160,000 and €260,000
Total assets
€104,453
Net result
€74,957
Working capital
€70,388

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €104,453
Fixed assets €1,875
Current assets €102,578
Equity and liabilities €104,453
Equity €71,957
Debt €32,496
Debt finances 31.1% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€103,693
Cash flow
€75,215
Current ratio
3.19
Debt to equity
0.45
ROE
104.2%
ROA
71.8%
Interest coverage
40.18
Debt ≤ 1 year
€32,190
Income taxes
€25,898

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€104,453
Fixed assets21/28€1,875
Tangible fixed assets22/27€1,875
Furniture and vehicles24€1,875
Current assets29/58€102,578
Amounts receivable within one year40/41€25,604
Trade receivables40€25,604
Cash at bank and in hand54/58€74,893
Deferred charges and accrued income490/1€2,082
Equity and liabilities
Total equity and liabilities10/49€104,453
Equity10/15€71,957
Contributions10/11€5,000
Reserves13€66,957
Distributable reserves133€66,957
Profit (loss) carried forward14€0
Amounts payable17/49€32,496
Amounts payable within one year42/48€32,190
Trade debts44€3,078
Suppliers440/4€3,078
Taxes, remuneration and social security45€28,398
Taxes450/3€28,398
Other amounts payable47/48€714
Accrued charges and deferred income492/3€306
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€257
Gross operating margin9900€103,693
Operating profit (loss)9901€103,436
Financial charges65/66B€2,581
Recurring financial charges65€2,581
Profit (loss) for the period before taxes9903€100,855
Income taxes67/77€25,898
Profit (loss) for the period9904€74,957
Profit (loss) for the period to be appropriated9905€74,957
Appropriation of the result
Profit (loss) to be appropriated9906€74,957
Transfer to equity691/2€66,957
To other reserves6921€66,957
Profit to be distributed694/7€8,000
Directors or managers695€8,000

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€257
Gross operating margin9900€103,693
Operating profit (loss)9901€103,436
Financial charges65/66B€2,581
Recurring financial charges65€2,581
Profit (loss) for the period before taxes9903€100,855
Income taxes67/77€25,898
Profit (loss) for the period9904€74,957
Profit (loss) for the period to be appropriated9905€74,957
Line2025
Assets
Total assets20/58€104,453
Fixed assets21/28€1,875
Tangible fixed assets22/27€1,875
Furniture and vehicles24€1,875
Current assets29/58€102,578
Amounts receivable within one year40/41€25,604
Trade receivables40€25,604
Cash at bank and in hand54/58€74,893
Deferred charges and accrued income490/1€2,082
Equity and liabilities
Total equity and liabilities10/49€104,453
Equity10/15€71,957
Contributions10/11€5,000
Reserves13€66,957
Distributable reserves133€66,957
Profit (loss) carried forward14€0
Amounts payable17/49€32,496
Amounts payable within one year42/48€32,190
Trade debts44€3,078
Suppliers440/4€3,078
Taxes, remuneration and social security45€28,398
Taxes450/3€28,398
Other amounts payable47/48€714
Accrued charges and deferred income492/3€306
Line2025
Profit (loss) for the period9904€74,957
+ Depreciation and write-downs630€257
Operating cash flow (approximation)€75,215

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
30-06-2025 micro format 29-01-2026 2026-00026423

Similar companies · same sector, comparable size

Of the 16,579 active companies whose main activity is specialist medical practice (NACE 86220), figures are known for 8,122. 5,858 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
DE WILDE Loïc
Director (not named in the articles) · since 09-10-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
DE WILDE Loïc
  • Director (not named in the articles), from 09-10-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 09-10-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 09-10-2024 Incorporation · €5,000

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 7 October 2024, DWILLO was incorporated as a private limited company by one natural person, with a starting capital of €5,000.12 DE WILDE Loïc has served as director of the company since 2024.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 09-10-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
29-01
NBB filing Annual accounts filed
financial year 2025 · micro format
2024
09-10
Gazette deed Incorporation
Appointment: DE WILDE Loïc (director) · Founder · Founding capital4 facts ▸
  • Founder, DE WILDE Loïc
  • Founding capital, €5,000
  • Director appointment, DE WILDE Loïc (director (not named in the articles))
  • Other provision, “lasthebbers-volmachten, l.naam,voornaam en woonplaats,of voor rechtspersonen naam,rechtsvorm,ondernemingsnummer en zetel,van lasthebbers” (deed in Dutch)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded07-10-2024
Financial year end30-06
Activities, NACEBEL 2025
86220Specialist medical practice
E-invoicing
Reachable via Peppol
Peppol ID 0208:1014729668
Also 9925:BE1014729668
Registered 27-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Recognitions · licences · registrations

Legal Entity Identifier

6488XJJIF98YR1039592
live in the LEI register

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
161 m²
Building footprint
92 m²
Building volume
623 m³
Parcel 44808H0209/00P002, Flanders · tallest building 10.8 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
DWILLO
Burggravenlaan 291, 9000 GentSpecialist medical practice
since 2024unit no. 2.364.646.204
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
44808H0209/00P002 Flanders 161 m² 1 · 92 m² 10.8 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
DWILLO
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest” (deed in Dutch)
“Burggravenlaan 291,9000 Gent” (deed in Dutch)

deed of 09-10-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
“Iedere bestuurder-arts heeft de meest uitgebreide bevoegdheid om alleen alle handelingen te verrichten die nodig zijn voor het bereiken van…”
Board ruleHow the board is made up, meets and takes decisions.
“Een of meer bestuurders, algemene vergadering van aandeelhouders” (deed in Dutch)
Power of attorneyA special mandate allowing someone to perform one or more acts on the company's behalf.
One provision in the deed

deed of 09-10-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Second Friday of October at 18:00

deed of 09-10-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Winstverdeling, algemene vergadering” (deed in Dutch)
Other provision: “Telt vennootschap slechts één aandeelhouder en bevinden zich onder zijn erfgenamen geen artsen,dan zal bij diens overlijden vennootschap…” (deed in Dutch)
3 more provisions in the deed, see the deed of 09-10-2024

deed of 09-10-2024