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Private limited company (pre-2019)founded 200818 yrs activeKannekenslaan 20, 2180 Antwerpen, BelgiumKBO/BCE: BE 0897.697.980
Summary

DWDK is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €18,773 and a net result of €16,879. Equity is shrinking by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 35% of 9866 sector peers (fiscal year 2024). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-09-2025, 58 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
58 d late
2023
21 d late
2022
61 d late
2021
153 d late
2020
92 d late
2019
67 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 75 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

DWDK was incorporated on 25 April 2008.1 Total assets fell from EUR 91,028 in 2018 to EUR 50,459 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€18,773▼ 65.8%
2023 · €54,894
Net result
€16,879
2023 · -€2,868
Total assets
€50,459▼ 32.6%
2023 · €74,875
Solvency
37.2%▼ 36.1pp
2023 · 73.3%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€71,517▲ 32.3%€31,105▼ 56.5%-€7,570-€4,052▲ 46.5%€24,453
Net result€60,368within the sector's middle half▲ 34.5%€23,850within the sector's middle half▼ 60.5%-€5,539below the sector's middle half-€2,868below the sector's middle half▲ 48.2%€16,879within the sector's middle half
Equity€43,451within the sector's middle half▲ 232%€67,301within the sector's middle half▲ 54.9%€59,762within the sector's middle half▼ 11.2%€54,894within the sector's middle half▼ 8.1%€18,773below the sector's middle half▼ 65.8%
Total assets€135,678within the sector's middle half▲ 37.5%€118,379below the sector's middle half▼ 12.8%€94,518below the sector's middle half▼ 20.2%€74,875below the sector's middle half▼ 20.8%€50,459below the sector's middle half▼ 32.6%
Debt€92,227▲ 7.8%€51,078▼ 44.6%€34,756▼ 32.0%€19,981▼ 42.5%€31,687▲ 58.6%
Working capital€38,199▲ 192%€62,559▲ 63.8%€53,692▼ 14.2%€49,314▼ 8.2%€18,346▼ 62.8%
Solvency32.0%within the sector's middle half▲ 18.8pp56.9%within the sector's middle half▲ 24.8pp63.2%within the sector's middle half▲ 6.4pp73.3%within the sector's middle half▲ 10.1pp37.2%within the sector's middle half▼ 36.1pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000€60,000€80,000Operating result 2020: €71,517€71,517Net result 2020: €60,368€60,368Operating result 2021: €31,105€31,105Net result 2021: €23,850€23,850Operating result 2022: -€7,570-€7,570Net result 2022: -€5,539-€5,539Operating result 2023: -€4,052-€4,052Net result 2023: -€2,868-€2,868Operating result 2024: €24,453€24,453Net result 2024: €16,879€16,87920202021202220232024-€10,000€0€10,000€20,000Operating result 2022: -€7,570-€7,570Net result 2022: -€5,539-€5,540Operating result 2023: -€4,052-€4,050Net result 2023: -€2,868-€2,870Operating result 2024: €24,453€24,500Net result 2024: €16,879€16,900202220232024
The operating result returns to profit in 2024: €24,453 after a loss of €4,052 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €50,459
Fixed assets €427 ▼ 95.2%
Current assets €50,033 ▼ 24.1%
Equity and liabilities €50,459
Equity €18,773 ▼ 65.8%
Debt €31,687 ▲ 58.6%
Debt's share of the balance-sheet total rises from 26.7% to 62.8%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
ROE
89.9%▲
2023 · -5.2%
ROA
33.4%▲
2023 · -3.8%
Debt ≤ 1 year
€31,687▲
2023 · €16,604
Income taxes
€10,072▲
2023 · €1,689
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet Code20232024
Assets
Total assets20/58€74,875€50,459▼
Fixed assets21/28€8,957€427▼
Tangible fixed assets22/27€8,957€427▼
Furniture and vehicles24€8,957€427▼
Current assets29/58€65,918€50,033▼
Amounts receivable within one year40/41€63,942€40,898▼
Trade receivables40€4,250€4,250=
Other amounts receivable41€59,692€36,648▼
Cash at bank and in hand54/58€695€8,080▲
Deferred charges and accrued income490/1€1,281€1,055▼
Equity and liabilities
Total equity and liabilities10/49€74,875€50,459▼
Equity10/15€54,894€18,773▼
Contributions10/11€6,200€6,200=
Reserves13€11,860€11,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€10,000€10,000=
Profit (loss) carried forward14€36,834€713▼
Amounts payable17/49€19,981€31,687▲
Amounts payable after more than one year17€3,378-
Financial debts170/4€3,378-
Amounts payable within one year42/48€16,604€31,687▲
Current portion of amounts payable after more than one year42€8,040€3,378▼
Financial debts43€24-
Credit institutions430/8€24-
Trade debts44€2,738€707▼
Suppliers440/4€2,738€707▼
Taxes, remuneration and social security45€3,802€10,602▲
Taxes450/3€3,802€10,602▲
Other amounts payable47/48€2,000€17,000▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,530€8,530=
Other operating charges640/8€1,112€1,300▲
Gross operating margin9900€5,591€34,284▲
Operating profit (loss)9901-€4,052€24,453▲
Financial income75/76B€3,145€2,677▼
Recurring financial income75€3,145€2,677▼
Financial charges65/66B€272€180▼
Recurring financial charges65€272€180▼
Profit (loss) for the period before taxes9903-€1,179€26,950▲
Income taxes67/77€1,689€10,072▲
Profit (loss) for the period9904-€2,868€16,879▲
Profit (loss) for the period to be appropriated9905-€2,868€16,879▲
Appropriation of the result
Profit (loss) to be appropriated9906€38,834€53,713▲
Profit (loss) brought forward from the previous period14P€41,702€36,834▼
Profit to be distributed694/7€2,000€53,000▲
Return on contributions (dividend)694€2,000€53,000▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,365€8,365€8,599€8,530€8,530=
Other operating charges640/8-€1,340€1,234€1,112€1,300▲ 16.9%
Gross operating margin9900€81,625€40,810€2,263€5,591€34,284▲ 513%
Operating profit (loss)9901€71,517€31,105-€7,570-€4,052€24,453▲ 704%
Financial income75/76B-€3,604€3,803€3,145€2,677▼ 14.9%
Recurring financial income75€7,197€3,604€3,803€3,145€2,677▼ 14.9%
Financial charges65/66B-€447€377€272€180▼ 33.9%
Recurring financial charges65€432€447€377€272€180▼ 33.9%
Profit (loss) for the period before taxes9903€78,282€34,263-€4,143-€1,179€26,950▲ 2,386%
Income taxes67/77€17,913€10,412€1,396€1,689€10,072▲ 496%
Profit (loss) for the period9904€60,368€23,850-€5,539-€2,868€16,879▲ 689%
Profit (loss) for the period to be appropriated9905€60,368€23,850-€5,539-€2,868€16,879▲ 689%
Line20202021202220232024Change
Assets
Total assets20/58€135,678€118,379€94,518€74,875€50,459▼ 32.6%
Fixed assets21/28€32,471€24,106€17,487€8,957€427▼ 95.2%
Tangible fixed assets22/27€32,471€24,106€17,487€8,957€427▼ 95.2%
Furniture and vehicles24-€24,106€17,487€8,957€427▼ 95.2%
Current assets29/58€103,207€94,273€77,030€65,918€50,033▼ 24.1%
Amounts receivable within one year40/41€72,065€55,282€71,546€63,942€40,898▼ 36.0%
Trade receivables40-€4,250€4,250€4,250€4,250=
Other amounts receivable41-€51,032€67,296€59,692€36,648▼ 38.6%
Cash at bank and in hand54/58€30,216€38,085€4,567€695€8,080▲ 1,062%
Deferred charges and accrued income490/1-€906€918€1,281€1,055▼ 17.7%
Equity and liabilities
Total equity and liabilities10/49€135,678€118,379€94,518€74,875€50,459▼ 32.6%
Equity10/15€43,451€67,301€59,762€54,894€18,773▼ 65.8%
Contributions10/11-€6,200€6,200€6,200€6,200=
Reserves13€1,860€11,860€11,860€11,860€11,860=
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311-€1,860€1,860€1,860€1,860=
Distributable reserves133-€10,000€10,000€10,000€10,000=
Profit (loss) carried forward14€35,391€49,241€41,702€36,834€713▼ 98.1%
Amounts payable17/49€92,227€51,078€34,756€19,981€31,687▲ 58.6%
Amounts payable after more than one year17€27,219€19,364€11,417€3,378--
Financial debts170/4-€19,364€11,417€3,378--
Amounts payable within one year42/48€65,008€31,714€23,338€16,604€31,687▲ 90.8%
Current portion of amounts payable after more than one year42-€7,855€7,947€8,040€3,378▼ 58.0%
Financial debts43--€12€24--
Credit institutions430/8--€12€24--
Trade debts44€2,237€4,264€746€2,738€707▼ 74.2%
Suppliers440/4-€4,264€746€2,738€707▼ 74.2%
Taxes, remuneration and social security45-€19,595€12,634€3,802€10,602▲ 179%
Taxes450/3-€19,595€12,634€3,802€10,602▲ 179%
Other amounts payable47/48--€2,000€2,000€17,000▲ 750%
Line20202021202220232024Change
Profit (loss) for the period9904€60,368€23,850-€5,539-€2,868€16,879▲ 689%
+ Depreciation and write-downs630€8,365€8,365€8,599€8,530€8,530=
Operating cash flow (approximation)€68,734€32,216€3,060€5,662€25,409▲ 349%
Investment in fixed assets (approximation)-€0-€1,981€0€0-
Change in cash-€7,869-€33,518-€3,871€7,384▲ 291%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
27-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 58 days late
2024
31-12
Financial Back to profitnet €16,879
Net result €16,879 after 2 loss-making years.
21-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
30-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
31-12
Financial Weakest financial yearnet -€5,539
Net result drops to -€5,539, the lowest in the series; recovery starts the following year.
31-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 153 days late
2021
31-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 92 days late
2020
31-12
Financial Highest result since 2018net €60,368 ▲34.5%
Operating result €71,517, net result €60,368, both a record.
06-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
2019
31-12
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 153 days late
2018
31-12
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 153 days late
2017
31-12
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 153 days late
2016
12-12
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 134 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
129 m²
Building footprint
56 m²
Volume, LiDAR
406 m³
Parcel 11364F0082/00K002, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DWDK
Kannekenslaan 20, 2180 AntwerpenFinancial service activities, except insurance and pension funding
since 20082.170.588.497
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11364F0082/00K002 Flanders 129 m² 1 · 55 m² 10.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 7,207 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded25-04-2008
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0897697980
Also 9925:BE0897697980
Registered 05-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.