Equity
€67,162 ▲ 67×
Equity rose in 2025 from €1,000 to €67,162.
DVTech
Overview
Lifetime
2 annual accounts with figures on one time axispeak €247,039 (2025)
€247,039
peak €66,162 (2025)
€66,162
peak €67,162 (2025)
€67,162▲ 67×
€30,203
Board1 name since 2024
1 directorDERBOVEN Jérôme Dominique Charles
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Equity from €1,000 to €67,162Cash from €1,000 to €77,740
Key points
from the 2025 annual accountsInvestments
€2,468 16.8 × depreciation
Green is investment, beige is depreciation.
Position in the sector
€66,162
Higher net result than 81% of companies in computer programming and consultancy. Sector median €28,568 · 21,214 companies.
2025 accounts filed 31 days after the deadline
Checked score
97
Excellent
Financially stronger than 79% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 0.1%
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.2%▲ +0.1 percentage points vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 0.1%▼ -0.2 percentage points vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 31 days late; 2 of the last 3 accounts late
Size: turnover €247,039, total assets €97,364
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 3.15, cash €77,740
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 62% of them on solvency, 72% on liquidity, 82% on profitability and 99% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as DVTech has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of DVTech itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for DVTech. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 3.15, above the usual 1.5. Short-term debt is 31% and cash 79.8% of total assets. 31% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
31 days late
2024
92 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 62 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1017528119
Incorporation
Appointment: DERBOVEN Jérôme Dominique Charles (director) · Registered office clause: Rue du Grand Escalier 55, 6032 Charleroi · published on 19-12-2024 · Gazette deed
First establishment
Rue du Grand Escalier 55, Charleroi
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DVTech Charleroi | €97,364 | €106,606 | 69.0% | - |
| 3rdmillenium Nivelles | €92,850 | €101,992 | 88.1% | - |
| OptiFlow Data Consulting Diest | €108,148 | €109,188 | 71.9% | - |
| Nystart Ghent | €98,143 | €109,192 | 86.9% | - |
| AUKMIND Overijse | €110,664 | €103,011 | 76.2% | - |
| Lièjoe Sint-Genesius-Rode | €103,075 | €92,775 | 71.2% | - |
| Dotify Hoeilaart | €94,057 | €92,538 | 75.7% | - |
These companies have the same main activity as DVTech: computer programming (NACE 62100). They are comparable in size and age: total assets between €92,900 and €111,000, founded in 2025.
Official details
Source: KBO- Status
- Active since 17-12-2024Normal situation
- Activity
- Computer programmingNACE 62100and 4 others
- Establishment unit
- 2.367.486.4236032 Charleroi, since 17-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 31-03-2026
Annual accounts 2025
- €247,039
- €66,162
- €67,162▲ 67×
- €97,364▲ 97×
- ≈ 0.4 FTEestimated
- Filing
- Filed on 31-08-2026
Insights on DVTech
DVTech has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67,162 and a net result of €66,162.
Its solvency ranks better than 60% of 21,208 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-08-2026, 31 days late€247,039
€88,924
€89,071
€66,308
69.0%
3.15
Money flows
of every €100 of turnover, €26.78 remains as profit in 2025Balance sheet
balance sheet total €97,364 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
69.0%
Higher than 60% of 21,208 companies in 2025.
3.15
Higher than 59% of 20,571 companies in 2025.
68.0%
Higher than 94% of 20,746 companies in 2025.
DVTech
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
97,364 | 1,000 | |
21/28 |
2,321 | - | |
22/27 |
2,321 | - | |
23 |
2,321 | - | |
29/58 |
95,043 | 1,000 | |
40/41 |
17,303 | - | |
40 |
17,303 | - | |
54/58 |
77,740 | 1,000 | |
| Balance sheet: equity and liabilities | |||
10/49 |
97,364 | 1,000 | |
10/15 |
67,162 | 1,000 | |
10/11 |
1,000 | 1,000 | |
14 |
66,162 | - | |
17/49 |
30,203 | - | |
42/48 |
30,203 | - | |
44 |
3,503 | - | |
440/4 |
3,503 | - | |
45 |
26,700 | - | |
450/3 |
24,944 | - | |
454/9 |
1,757 | - | |
| Income statement | |||
70 |
247,039 | - | |
9900 |
106,606 | - | |
60/61 |
145,093 | - | |
62 |
15,380 | - | |
630 |
147 | - | |
640/8 |
2,155 | - | |
9901 |
88,924 | - | |
75/76B |
8 | - | |
75 |
8 | - | |
65/66B |
13 | - | |
65 |
13 | - | |
9903 |
88,920 | - | |
67/77 |
22,758 | - | |
9904 |
66,162 | - | |
9905 |
66,162 | - | |
| Appropriation of the result | |||
9906 |
66,162 | - | |
| Document | |||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00480284.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 89,071 | - | ||
| 66,308 | - | ||
| 2,468 | - | ||
| 76,740 | - | ||
| 64,841 | - | ||
| 36.0% | - | ||
| 69.0% | - | ||
| 3.15 | - | ||
| 0.45 | - | ||
| 98.5% | - | ||
| 68.0% | - | ||
| over 100 | - | ||
| 26 days | - | ||
| 9 days | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €2,468 | - |
| €147 | - |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on DVTech
The operating result for 2025 is €88,924. 2025 is the only financial year with this figure.
Debt's share of the balance-sheet total is 31.0%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 19-12-2024
term without a fixed end
Mandates through the years
1 name, the dashed line is todayDERBOVEN Jérôme Dominique Charles
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- DERBOVEN Jérôme Dominique Charles
- Director (not named in the articles), appointed by deed of 19-12-2024, still in office
Control
Capital
- Contribution
- €1,000
- Source
- 2025 annual accounts
Articles of association
deed of 19-12-2024 (in French)- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Saturday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Network & group
No group
DVTech has no parent and no holdings in its annual accounts. DERBOVEN Jérôme Dominique Charles is the only director. DVTech shares no director with another company.
At the same address
Rue du Grand Escalier 55, 6032 Charleroi · 1 other company| Derboven, Jérôme (sole trader)
establishment since 11-08-2014 |
founded in 2024 0558.933.893 |
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 31 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:1017528119
2025
Annual accounts 2024 filed NBBmicro format · 92 days late
2024
IncorporationAppointment: DERBOVEN Jérôme Dominique Charles (director) · Registered office clause: Rue du Grand Escalier 55, 6032 Charleroi · published on 19-12-20243 points ▸
- Registered office clause, Rue du Grand Escalier 55, 6032 Charleroi
- Board rule, 1
- Director appointment, DERBOVEN Jérôme Dominique Charles (director (not named in the articles))
- The deed holds 5 more points.
First establishment Rue du Grand Escalier 55, Charleroi
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
DVTech was incorporated on 17 December 2024 as a private limited company.1 DERBOVEN Jérôme Dominique Charles is director of the company, appointed by deed of 19-12-2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 1017.528.119
- VAT number
- BE 1017.528.119
- Peppol ID
- 0208:1017528119
- Other Peppol ID
- 9925:BE1017528119
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 17-12-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Saturday of June at 18:00deed of 19-12-2024 (in French)
- Peppol
- Reachable since 31-03-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- DVTech in French
- Entity type
- Legal entity
Activities
NACEBEL 2025VAT activities
62100
Computer programming main activity
63910
Web portal activities
Social security (RSZ) activities
62100
Computer programming main activity
Codes under NACEBEL 2008
62010
Computer programming, consultancy and related activities main activity
62020
IT consultancy
62030
Computer programming, consultancy and related activities
62090
Computer programming, consultancy and related activities
63110
Computing infrastructure, data processing, hosting and other information service activities
63120
Computing infrastructure, data processing, hosting and other information service activities
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue du Grand Escalier 55 registered office 6032 Charleroi | 17-12-2024 | 2.367.486.423 |
Buildings and parcels at the address
- Ground area
- 223 m²
- Buildings
- 54 m²
- Volume, LiDAR
- 423 m³
- Tallest building
- 9.7 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 52050A0384/00M007 | 223 m² | 1 · 54 m² | 9.7 m · 3 |