DVT Vloeren
ActiveThe computed 12-month bankruptcy probability of DVT Vloeren is 2.0% (moderate). The 2025 annual accounts show equity of €12k and a net result of €12k. Equity is shrinking by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 31% of 7431 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+18
Solvency51▲+10
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.17 in 2024; short-term debt: 74.1% and cash: 1.1% of total assets), and 74.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.9%
Return on assets
24.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
16 d early
2024
60 d late
2023
113 d late
2022
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k▲ 1.4%
2024 · €12k
2022: €14k
2023: €14k
2024: €12k
2022 → 2025
Total assets
€48k▼ 36.3%
2024 · €75k
2022: €102k
2023: €89k
2024: €75k
2022 → 2025
Net result
€12k▲ 169%
2024 · €4k
2022: €12k
2023: €6k
2024: €4k
2022 → 2025
Working capital
€12k▲ 10.7%
2024 · €11k
2022: €40k
2023: €12k
2024: €11k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€14k-€14k=€12k▼ 13.8%€12k▲ 1.4%
Operating result€21k-€14k▼ 32.9%€5k▼ 62.6%€15k▲ 188%
Net result€12k-€6k▼ 46.0%€4k▼ 31.1%€12k▲ 169%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 188% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €48k
Fixed assets
€329▼ 75.3%
Current assets
€48k▼ 35.6%
Equity and liabilities €48k
Equity
€12k▲ 1.4%
Debt
€36k▼ 43.7%
The debt ratio falls from 83.8% to 74.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€16k▲
2024 · €8k
Cash flow
€13k▲
2024 · €7k
Solvency
25.9%▲
2024 · 16.2%
Current ratio
1.34▲
2024 · 1.17
Quick ratio
1.34▲
2024 · 1.17
Debt / equity
2.87▼
2024 · 5.16
ROE
94.2%▲
2024 · 35.6%
ROA
24.4%▲
2024 · 5.8%
Interest coverage
5.05▼
2024 · 5.69
Debt
€36k▼
2024 · €63k
Debt ≤ 1 year
€36k▼
2024 · €63k
Income taxes
€355▲
2024 · €114
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€75k€48k▼
Fixed assets21/28€1k€329▼
Intangible fixed assets21€1k€329▼
Current assets29/58€74k€48k▼
Amounts receivable within one year40/41€74k€47k▼
Trade receivables40€45k€16k▼
Other amounts receivable41€29k€31k▲
Cash at bank and in hand54/58€2€529▲
Equity and liabilities
Total equity and liabilities10/49€75k€48k▼
Equity10/15€12k€12k▲
Contributions10/11€3k€3k=
Reserves13€10k€10k▲
Distributable reserves133€10k€10k▲
Amounts payable17/49€63k€36k▼
Amounts payable within one year42/48€63k€36k▼
Current portion of amounts payable after more than one year42€39k€16k▼
Trade debts44€6k€8k▲
Suppliers440/4€6k€8k▲
Taxes, remuneration and social security45€18k€12k▼
Taxes450/3€18k€12k▼
Income statement
Code20242025
Non-recurring operating income76A€18k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€1k▼
Other operating charges640/8€3k€1k▼
Gross operating margin9900€11k€17k▲
Operating profit (loss)9901€5k€15k▲
Financial income75/76B€718€290▼
Recurring financial income75€718€290▼
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€4k€12k▲
Income taxes67/77€114€355▲
Profit (loss) for the period9904€4k€12k▲
Profit (loss) for the period to be appropriated9905€4k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€12k▲
Transfer from equity791/2€2k-
Transfer to equity691/2-€170
To other reserves6921-€170
Profit to be distributed694/7€6k€12k▲
Directors or managers695€6k€12k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €12k ▲169%
Net result €12k, the highest in the series.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Weakest financial yearnet €4k ▼31.1%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
21-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 113 days late
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ardooie · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lampernissestraat 18850 ArdooieGround area
1.0 ha
Building footprint
348 m²
Volume, LiDAR
1,206 m³
2 parcels, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DVT Vloeren
since 20212.316.589.335
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36001A1053/00E003 | Flanders | 1.0 ha | 1 · 266 m² | 7.6 m · 1 fl. |
| 36001E0413/00X000 | Flanders | 169 m² | 1 · 82 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 1,087 EUR awarded · 1,087 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,087 EUR | 1,087 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Similar companies · same sector, comparable size
BVO
BE 1028.989.361
Willebroek · Eq €12k
JE Construct
BE 0712.602.283
Hamme (Vl.) · Eq €13k
@Famili
BE 0753.746.616
Durbuy · Eq €12k
Astrum Retail
BE 0630.794.463
Genk · Eq €12k
WATREMEZ
BE 0753.980.505
Binche · Eq €12k
Of 2,452 companies in sector 41003 we hold annual accounts for 1,055. 524 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2021
Fiscal year end31-12
Activities, NACEBEL
41003General construction of other non-residential buildings
43120Site preparation
43331Floor and wall tiling
43422Screed work
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.