DVS-CONSTRUCT
ActiveDVS-CONSTRUCT has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-68k) and a net result of €-20k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 2152 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
28
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-26
Solvency0▼-8
Growth32=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.74 against 0.85 in 2024; short-term debt: 134.8% and cash: 8.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-34.8%
Return on assets
-10.4%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-68k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-10-2025, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
on the day
2023
1 d early
2022
3 d late
2021
2 d late
2020
26 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-68k▼ 42.5%
2024 · €-48k
2019: €32k
2020: €33k
2021: €34k
2022: €34k
2023: €-48k
2024: €-48k
2019 → 2025
Total assets
€195k▼ 29.6%
2024 · €277k
2019: €555k
2020: €466k
2021: €294k
2022: €409k
2023: €349k
2024: €277k
2019 → 2025
Net result
€-20k
2024 · €186
2019: €63k
2020: €36k
2021: €583
2022: €631
2023: €-82k
2024: €186
2019 → 2025
Working capital
€-68k▼ 42.5%
2024 · €-48k
2019: €30k
2020: €32k
2021: €33k
2022: €34k
2023: €-48k
2024: €-48k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€34k-€34k▲ 1.9%€-48k€-48k▲ 0.4%€-68k▼ 42.5%
Operating result€-4k-€-1k▲ 64.5%€-83k▼ 6,365%€6k€-12k
Net result€583-€631▲ 8.3%€-82k€186€-20k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €12k after €6k in 2024.
Key figures and ratios
Solvency
-34.8%▼
2024 · -17.2%
Current ratio
0.74▼
2024 · 0.85
Quick ratio
0.64▼
2024 · 0.81
Debt / equity
-3.87▲
2024 · -6.81
ROA
-10.4%▼
2024 · 0.1%
Debt
€262k▼
2024 · €324k
Debt ≤ 1 year
€262k▼
2024 · €324k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€277k€195k▼
Current assets29/58€277k€195k▼
Stocks and contracts in progress3€16k€26k▲
Stocks30/36-€8k
Contracts in progress37€16k€18k▲
Amounts receivable within one year40/41€246k€149k▼
Trade receivables40€245k€145k▼
Other amounts receivable41€1k€5k▲
Cash at bank and in hand54/58€14k€17k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€277k€195k▼
Equity10/15€-48k€-68k▼
Contributions10/11€19k€19k=
Reserves13€10k€10k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€-76k€-96k▼
Amounts payable17/49€324k€262k▼
Amounts payable within one year42/48€324k€262k▼
Financial debts43€95k€86k▼
Credit institutions430/8€95k€86k▼
Trade debts44€45k€67k▲
Suppliers440/4€45k€67k▲
Taxes, remuneration and social security45€15k€0▼
Taxes450/3€15k€0▼
Other amounts payable47/48€169k€109k▼
Income statement
Code20242025
Other operating charges640/8€1k€903▼
Gross operating margin9900€7k€-11k▼
Operating profit (loss)9901€6k€-12k▼
Financial income75/76B€2k€426▼
Recurring financial income75€2k€426▼
Financial charges65/66B€8k€8k▲
Recurring financial charges65€8k€8k▲
Profit (loss) for the period before taxes9903€186€-20k▼
Profit (loss) for the period9904€186€-20k▼
Profit (loss) for the period to be appropriated9905€186€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-76k€-96k▼
Profit (loss) brought forward from the previous period14P€-76k€-76k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
27-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Back to profitnet €186
Net result €186 after one loss-making year.
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-82k ▼13090%
Net result drops to €-82k, the lowest in the series; recovery starts the following year.
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 3 days late
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 2 days late
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
12-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
29-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2016
18-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Germinal 719600 RonseGround area
1,249 m²
Building footprint
146 m²
Volume, LiDAR
576 m³
Parcel 45422C0581/00K000, Flanders · tallest building 5.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DVS-Construct
since 20042.136.678.188
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45422C0581/00K000 | Flanders | 1,249 m² | 1 · 146 m² | 5.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ERRA CONSTRUCT
BE 0795.285.380
Sint-Pieters-Leeuw · Eq €34k
HEPIRCO
BE 0786.848.360
Sint-Truiden · Eq €34k
JORES
BE 0834.991.341
Mol · Eq €34k
KOC
BE 0774.788.884
Evergem · Eq €34k
ISO-Project
BE 1018.973.518
Roeselare · Eq €34k
Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 12,615 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-03-2004
Fiscal year end31-03
Activities, NACEBEL
41001General construction of residential buildings
45211
46831Wholesale of construction materials, general range
47521Retail sale of hardware, building materials, paint and glass (general range)
51532
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.