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DVL SANITAIR-CV

Active Private limited companyfounded 2009active for 17 yearsEssensteenweg 16B, 2950 KapellenKBO/BCE: BE 0817.439.883 #7 company by total assets in Kapellen, Construction sector

Lifetime

13 annual accounts with figures on one time axis, 16 filings since 2010
Gross marginpeak €1.5m (2023)
€854,700▼ 23.3%
Resultlowest -€24,913 (2018)
€5,007▼ 97.7%
Equitypeak €1.3m (2025)
€1.3m▲ 0.4%
Debts
€2.8m▲ 51.4%
Staffpeak 12.1 FTE (2021)
7.5 FTE▼ 3.8%
Board1 name since 2009
1 directorDAMEN Yonas Michaël Jaromir Dafnis Wiljan Ingwer Guido
Documentsfilings and deeds
30-06-202631 days before the deadline
2025abbreviated format
Gross margin from €1.1m to €854,700Result from €217,849 to €5,007Debts from €1.9m to €2.8mInvestments €419,679Cash from €209,898 to €45,678

Key points

from the 2025 annual accounts

Equity

€1.3m ▲ 0.4%

DVL SANITAIR-CV has made a profit without a break since 2019.

Result

€5,007 ▼ 97.7%
€218,0002024€5,0102025

The result fell in 2025 from €217,849 to €5,007.

Debts

€2.8m ▲ 51.4%
Financial debts
+0.8
Suppliers
+0.4
The rest
-0.2

Debts rose by €955,783 in 2025.

Investments

€422,727 3.8 × depreciation
20212022202320242025

Green is investment, beige is depreciation. Land and buildings stand 98.2% higher than in 2024.

Staff

10 employees on 31-12-2025
522021352022672023352024752025

In 2025, 7 people joined and 5 left.

Filings

16 annual accounts since 2010
AprilJune31 JulyOctober2010201520202025

Four of the last ten came late. The 2022 accounts came latest: 31 days after the end of the period.

Checked score

64
Healthy
Financially stronger than 28% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.7% across 47,685 companies (NACE 43, micro).

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024lowest value 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.4%▲ +0.1 percentage points vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.6%▲ +0.1 percentage points vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 1.1%▲ +0.5 percentage points vs 07-2026 09-2026: 1.3%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 1.1%▼ -0.2 percentage points vs 09-2026 11-2026: 1.1%● unchanged vs 10-2026

Financial strength
Weak

Solvency
57-10equity 32.3% of total assets
Liquidity
33-10short-term debt 39.5% · cash 1.1%
Profitability
43-34return on assets 0.1%

Score breakdown

raises risk
Liquidity: current ratio 1.64, cash €45,678, halved
1 of the last 3 accounts late
Sector: Specialised construction activities (NACE 43)
lowers risk
Founded in 2009
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 34% of them on solvency, 21% on liquidity, 21% on profitability and 36% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 10,904 companies had the same profile as DVL SANITAIR-CV has now. Each dot stands for 28 companies, two years later.

95.2%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet

The bankruptcy probability of DVL SANITAIR-CV itself is higher: 1.1% within 12 months. It rests on far more data about DVL SANITAIR-CV than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 10,904 companies, not a prediction for DVL SANITAIR-CV. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €85,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.64 (1.86 in 2024), above the usual 1.5. Short-term debt is 39.5% and cash 1.1% of total assets. However, 67.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.64, cash €45,678, halved
NBB · annual accounts
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 2009
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
31 days early
2023
31 days late
2022
31 days late
2021
2 days early
2020
152 days early
2019
39 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 28 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (4 of the last 5 accounts filed within 33 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0817439883
Environmental permit granted Bouwen of herbouwen, Nieuwbouw van bijgebouwen, niet-overdekte lage constructies en andere handelingen · Brasschaat
Change of role: DAMEN Yonas Michaël Jaromir Dafnis Wiljan Ingwer Guido, from manager to director “Om het even welke handelingen stellen die rechtstreeks of onrechtstreeks betrekking hebben op de installatie…” (deed in Dutch) · Director discharge: DAMEN Yonas Michaël Jaromir Dafnis Wiljan Ingwer Guido · General meeting of 07-12-2023 · Gazette deed
Registered office moved from Kalmthout to Kapellen New registered office: Essensteenweg 16B bus001, 2950 Kapellen · Previous registered office: Helleven 8/k, 2920 Kalmthout · General meeting of 24-10-2022 · Gazette deed
All 29 events

Comparable companies

same main activity, similar in size and age
Company Total assets Gross margin Solvency Staff
DVL SANITAIR-CV Kapellen €4.2m €0.9m 32.3% 7.5
ROELS Ternat €3.7m €0.9m 21.7% 9
CBE Roeselare €3.3m €1.0m 14.1% 9.7
ENERGY SOLUTION TECHNIEK Aalter €4.0m €1.4m 60.0% 6.2
GUY PEMEN Rijkevorsel €4.0m €1.6m 62.2% 9.8
VERVAERT Ixelles €3.1m €0.5m 48.8% 7.8
GEERINCK DM Hamme (Vl.) €4.0m €1.5m 47.4% 8.4

These companies have the same main activity as DVL SANITAIR-CV: plumbing work (NACE 43221). They are comparable in size and age: total assets between €3.1m and €4m, founded between 2004 and 2014.

Official details

Source: KBO
Status
Active since 29-07-2009Normal situation
Activity
Plumbing workNACE 43221and 2 others
Joint committees
200Auxiliary committee for white-collar workers
124Construction · annual accounts 2025
Establishment unit
2.179.840.4182950 Kapellen, since 01-08-2009
Financial year end
31 December
Peppol
Reachable since 29-05-2026
Company details

Annual accounts 2025

Turnover
≈ €2.2mestimated
Total assets
€4.2m▲ 30.0%
Employeeson 31-12-2025
10▲ 25.0%
Filing
Filed on 30-06-2026, 31 days before the end of the filing period
Financials

Insights on DVL SANITAIR-CV

DVL SANITAIR-CV files the abbreviated format. That format states no turnover. The gross margin rose from €38,546 in 2013 to €854,700 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about DVL SANITAIR-CV

What is the company number of DVL SANITAIR-CV?
The company number of DVL SANITAIR-CV is 0817.439.883. The VAT number is the same number with BE in front: BE 0817.439.883.
Where is DVL SANITAIR-CV based?
The registered office is at Essensteenweg 16B, 2950 Kapellen.Company details
What does DVL SANITAIR-CV do?
According to the KBO register, the main activity is plumbing work (NACE 43221).
What is the legal form of DVL SANITAIR-CV?
DVL SANITAIR-CV is a private limited company (BV).
When was DVL SANITAIR-CV founded?
DVL SANITAIR-CV was founded on 29-07-2009.
Is DVL SANITAIR-CV still active?
Yes, DVL SANITAIR-CV is an active enterprise in the KBO register.
How many employees does DVL SANITAIR-CV have?
DVL SANITAIR-CV had an average of 7.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does DVL SANITAIR-CV fall under?
In its 2025 annual accounts, DVL SANITAIR-CV states joint committees 200 (Auxiliary committee for white-collar workers) and 124 (Construction).
What is the turnover of DVL SANITAIR-CV?
The turnover in financial year 2025 is ≈ €2.2m. This figure is estimated from the gross margin of €854,700 and 45 comparable companies (NACE 432). It probably lies between €1.9m and €2.8m.
Is DVL SANITAIR-CV profitable?
In financial year 2025, DVL SANITAIR-CV made a profit of €5,007.
Where can I find the annual accounts of DVL SANITAIR-CV?
DVL SANITAIR-CV filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DVL SANITAIR-CV due?
DVL SANITAIR-CV must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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