@DVICE-CONSULTING
Active@DVICE-CONSULTING has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €47k. Equity is shrinking by ~42.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 60% of 7683 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +80 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+18
Solvency99▲+59
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.68 against 0.82 in 2024), and 37.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.7%
Return on assets
165.5%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
29 d late
2023
57 d late
2022
28 d late
2021
31 d late
2020
31 d late
2019
76 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k
2024 · €-29k
2018: €27k
2019: €36k
2020: €17k
2021: €-7k
2022: €-18k
2023: €-24k
2024: €-29k
2018 → 2025
Total assets
€28k▼ 79.1%
2024 · €134k
2018: €37k
2019: €44k
2020: €23k
2021: €5k
2022: €11k
2023: €2k
2024: €134k
2018 → 2025
Net result
€47k
2024 · €-5k
2018: €3k
2019: €9k
2020: €-19k
2021: €-24k
2022: €-11k
2023: €-6k
2024: €-5k
2018 → 2025
Working capital
€18k
2024 · €-29k
2018: €24k
2019: €32k
2020: €11k
2021: €-11k
2022: €-21k
2023: €-25k
2024: €-29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-7k-€-18k▼ 164%€-24k▼ 33.7%€-29k▼ 19.7%€18k
Operating result€-24k-€-11k▲ 53.7%€-6k▲ 49.5%€-5k▲ 19.7%€47k
Net result€-24k-€-11k▲ 53.6%€-6k▲ 45.8%€-5k▲ 22.1%€47k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €47k after a loss of €5k in 2024, the highest year so far.
Balance-sheet composition
Equity and liabilities €28k
Equity
€18k
Debt
€11k
Debt finances 37.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€47k▲
2024 · €-4k
Cash flow
€47k▲
2024 · €-4k
Solvency
62.7%▲
2024 · -21.5%
Current ratio
2.68▲
2024 · 0.82
Quick ratio
2.68▲
2024 · 0.82
Debt / equity
0.60▲
2024 · -5.64
ROE
263.9%▲
2024 · 16.4%
ROA
165.5%▲
2024 · -3.5%
Interest coverage
147.93▲
2024 · -15.25
Debt
€11k▼
2024 · €163k
Debt ≤ 1 year
€11k▼
2024 · €163k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€134k€28k▼
Fixed assets21/28€155-
Tangible fixed assets22/27€155-
Furniture and vehicles24€155-
Current assets29/58€134k€28k▼
Amounts receivable within one year40/41€132k€199▼
Other amounts receivable41€132k€199▼
Cash at bank and in hand54/58€2k€28k▲
Equity and liabilities
Total equity and liabilities10/49€134k€28k▼
Equity10/15€-29k€18k▲
Contributions10/11€6k€6k=
Reserves13€2k€11k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133-€10k
Profit (loss) carried forward14€-37k-
Amounts payable17/49€163k€11k▼
Amounts payable within one year42/48€163k€11k▼
Trade debts44€14k€757▼
Suppliers440/4€14k€757▼
Taxes, remuneration and social security45€5k-
Taxes450/3€5k-
Other amounts payable47/48€145k€10k▼
Income statement
Code20242025
Non-recurring operating income76A-€46k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€931€155▼
Other operating charges640/8€15k€897▼
Gross operating margin9900€11k€48k▲
Operating profit (loss)9901€-5k€47k▲
Financial income75/76B-€27
Recurring financial income75-€27
Financial charges65/66B€235€318▲
Recurring financial charges65€235€318▲
Profit (loss) for the period before taxes9903€-5k€47k▲
Profit (loss) for the period9904€-5k€47k▲
Profit (loss) for the period to be appropriated9905€-5k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-37k€10k▲
Profit (loss) brought forward from the previous period14P€-32k€-37k▼
Transfer to equity691/2-€10k
To other reserves6921-€10k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Back to profitnet €47k
Net result €47k after 5 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 2.68
Current ratio from 0.82 to 2.68; short-term debt falls from €163k to €11k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
15-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 76 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wildernis(STE) 119190 StekeneGround area
873 m²
Building footprint
129 m²
Volume, LiDAR
629 m³
Parcel 46024B1082/00D000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
@DVICE-CONSULTING
since 20152.239.256.282
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46024B1082/00D000 | Flanders | 873 m² | 1 · 128 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Pro Image
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Of 24,424 companies in sector 82990 we hold annual accounts for 9,359. 5,558 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-01-2015
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.