DVF CONSTRUCTION
ActiveSummary
The computed 12-month bankruptcy probability of DVF CONSTRUCTION is 2.6% (moderate). The 2025 annual accounts show negative equity (€-16k) and a net result of €-11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 27965 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2023
Profitability14▼-10
Solvency20▼-3
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.95 against 0.98 in 2023; short-term debt: 105.4% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-5.4%
Return on assets
-3.5%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
181921222325
2018 to 2025 · latest year €-16k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
30 d late
2023
35 d late
2022
on the day
2021
60 d late
2019
55 d late
2018
30 d late
2017
338 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Equity
€-16k▼ 545%
2023 · €-2k
Total assets
€300k▲ 113%
2023 · €140k
Net result
€-11k▼ 39.6%
2023 · €-8k
Working capital
€-16k▼ 560%
2023 · €-2k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192021202220232025
Operating result€5k€5k-€939▼ 81.1%€-6k€-10k-
Net result€4k€5k-€-1k€-8k▼ 537%€-11k-
Equity€115€7k-€5k▼ 30.7%€-2k€-16k-
Total assets€20k▲ 196%€43k-€81k▲ 86.5%€140k▲ 74.2%€300k-
Debt€20k▲ 79.3%€36k-€76k▲ 111%€143k▲ 89.3%€316k-
Working capital€-370▲ 92.0%€7k-€5k▼ 29.4%€-2k€-16k-
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €-10k in 2025, compared with €-6k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
Assets €300k
Fixed assets
€369
Current assets
€299k
Key figures and ratios
EBITDA
€-10k
Cash flow
€-10k
Solvency
-5.4%▼
2023 · -1.8%
Current ratio
0.95▼
2023 · 0.98
Debt to equity
-19.59▲
2023 · -57.25
ROA
-3.5%▲
2023 · -5.4%
Interest coverage
-20.98
Debt ≤ 1 year
€316k▲
2023 · €143k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €244 | €375 | €133 | - | €255 | - |
| Other operating charges640/8 | - | - | €127 | €7k | €63 | - |
| Gross operating margin9900 | €6k | €5k | €1k | €550 | €-10k | - |
| Operating profit (loss)9901 | €5k | €5k | €939 | €-6k | €-10k | - |
| Financial income75/76B | - | - | €66 | - | €0 | - |
| Recurring financial income75 | - | - | €66 | - | €0 | - |
| Financial charges65/66B | - | - | €2k | €2k | €471 | - |
| Recurring financial charges65 | €98 | - | €2k | €2k | €471 | - |
| Profit (loss) for the period before taxes9903 | €5k | €5k | €-1k | €-8k | €-11k | - |
| Income taxes67/77 | €745 | - | - | - | - | - |
| Profit (loss) for the period9904 | €4k | €5k | €-1k | €-8k | €-11k | - |
| Profit (loss) for the period to be appropriated9905 | €4k | €5k | €-1k | €-8k | €-11k | - |
| Line | 2019 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €20k | €43k | €81k | €140k | €300k | - |
| Fixed assets21/28 | €485 | €133 | - | - | €369 | - |
| Tangible fixed assets22/27 | €485 | €133 | - | - | €369 | - |
| Plant, machinery and equipment23 | - | €133 | - | - | - | - |
| Furniture and vehicles24 | - | - | - | - | €369 | - |
| Current assets29/58 | €20k | €43k | €81k | €140k | €299k | - |
| Amounts receivable within one year40/41 | €20k | €40k | €81k | €140k | €299k | - |
| Trade receivables40 | - | €39k | €81k | €139k | €298k | - |
| Other amounts receivable41 | - | €644 | - | €313 | €795 | - |
| Cash at bank and in hand54/58 | €2 | €4k | - | €778 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €20k | €43k | €81k | €140k | €300k | - |
| Equity10/15 | €115 | €7k | €5k | €-2k | €-16k | - |
| Contributions10/11 | €1k | €1k | €1k | €1k | €1k | - |
| Capital10 | - | €1k | €1k | - | - | - |
| Issued capital100 | - | €1k | €1k | - | - | - |
| Reserves13 | - | €70 | €70 | €70 | €70 | - |
| Non-distributable reserves130/1 | - | €70 | €70 | €70 | - | - |
| Legal reserve130 | - | €70 | €70 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €70 | - | - |
| Distributable reserves133 | - | - | - | - | €70 | - |
| Profit (loss) carried forward14 | €-885 | €6k | €4k | €-4k | €-17k | - |
| Amounts payable17/49 | €20k | €36k | €76k | €143k | €316k | - |
| Amounts payable within one year42/48 | €20k | €36k | €76k | €143k | €316k | - |
| Financial debts43 | - | - | - | - | €7 | - |
| Credit institutions430/8 | - | - | - | - | €7 | - |
| Trade debts44 | €14k | €24k | €76k | €136k | €296k | - |
| Suppliers440/4 | - | €24k | €76k | €136k | €296k | - |
| Taxes, remuneration and social security45 | - | €2k | - | €5k | €6k | - |
| Taxes450/3 | - | €2k | - | €381 | €865 | - |
| Remuneration and social security454/9 | - | - | - | €5k | €5k | - |
| Other amounts payable47/48 | - | €10k | - | €2k | €14k | - |
| Line | 2019 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €5k | €-1k | €-8k | €-11k | - |
| + Depreciation and write-downs630 | €244 | €375 | €133 | - | €255 | - |
| Operating cash flow (approximation) | €5k | €5k | €-1k | €-8k | €-10k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series.
2024
04-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 35 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
31-12
Financial
Highest result since 2018net €5k ▲11.3%
Net result €5k, the highest in the series.
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 338 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht
Ground area
569 m²
Building footprint
153 m²
Volume, LiDAR
1,913 m³
Parcel 21305C0249/00N004, Brussels · tallest building 19.7 m, ±5 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21305C0249/00N004 | Brussels | 569 m² | 1 · 153 m² | 19.7 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,416. 2,778 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded22-09-2016
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.