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DVConstruct

Active
Private limited companyfounded 20197 yrs activeBroekstraat(HAL) 46, 2220 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0721.432.253
Summary

DVConstruct has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €298,991 and a net result of €81,524. Equity is growing by ~16.3% per year across the filed fiscal years. Its solvency ranks better than 44% of 36981 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€610,557total assets 2025
Equity
€298,991
Profit
€81,524
Turnover not published (abridged schema)
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 73 d early0 of 3 deeds read
Why 95+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Liquidity: current ratio 1.90, cash €549,192+ Size: total assets €610,557+ Figures for FY 2025 (filed 19-05-2026)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 58% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 74+3
equity 49.0% of total assets
Liquidity 75+2
short-term debt 49.2% · cash 89.9%
Profitability 85-3
return on assets 13.4%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,599 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%▼ -4.8% vs 12-2024lowest value 02-2025: < 0.1%● 0.0% vs 01-2025lowest value 03-2025: < 0.1%● 0.0% vs 02-2025lowest value 04-2025: < 0.1%● 0.0% vs 03-2025lowest value 05-2025: < 0.1%● 0.0% vs 04-2025lowest value 06-2025: < 0.1%▲ +5.0% vs 05-2025 07-2025: < 0.1%▲ +23.8% vs 06-2025highest value 08-2025: < 0.1%● 0.0% vs 07-2025highest value 09-2025: < 0.1%● 0.0% vs 08-2025highest value 10-2025: < 0.1%● 0.0% vs 09-2025highest value 11-2025: < 0.1%● 0.0% vs 10-2025highest value 12-2025: < 0.1%● 0.0% vs 11-2025highest value 01-2026: < 0.1%▼ -3.8% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▲ +4.0% vs 03-2026highest value 05-2026: < 0.1%● 0.0% vs 04-2026highest value 06-2026: < 0.1%● 0.0% vs 05-2026highest value 07-2026: < 0.1%● 0.0% vs 06-2026highest value 08-2026: < 0.1%● 0.0% vs 07-2026highest value 09-2026: < 0.1%● 0.0% vs 08-2026highest value 10-2026: < 0.1%● 0.0% vs 09-2026highest value
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Liquidity: current ratio 1.90, cash €549,192 lowers the probability
  • Size: total assets €610,557 lowers the probability for this profile
  • Figures for FY 2025 (filed 19-05-2026) lowers the probability
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 1.9 against 1.79 in 2024; short-term debt: 49.2% and cash: 89.9% of total assets), but 51% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 45%, liquidity 67%, profitability 55%, growth against the median 64%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 1.90, cash €549,192
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €610,557
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 19-05-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
73 d early
2024
50 d early
2023
68 d early
2022
54 d early
2021
80 d early
2020
30 d early
2019
38 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 56 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Financials · fiscal year 2025, micro schema

Equity
€298,991▲ 16.6%
2024 · €256,467
Total assets
€610,557▲ 10.4%
2024 · €553,210
Net result
€81,524▼ 2.0%
2024 · €83,168
Working capital
€269,005▲ 15.9%
2024 · €232,062
Trend over the years

2021 to 2025, 5 fiscal years 2019 to 2025, 7 fiscal years

The operating result recovers in 2025; 2025 is 6% above 2024.

What the company sold each fiscal year and what was left of it. A loss stands below the zero line.

Operating result€114,925 2025 Net result€81,524 2025

Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line2019202020212022202320242025
Operating result€65,211-€102,933▲ 57.8%€142,085▲ 38.0%€96,000▼ 32.4%€109,934▲ 14.5%€108,522▼ 1.3%€114,925▲ 5.9%
Net result€51,332-€80,969above the sector's middle half▲ 57.7%€110,246above the sector's middle half▲ 36.2%€76,389above the sector's middle half▼ 30.7%€85,763above the sector's middle half▲ 12.3%€83,168above the sector's middle half▼ 3.0%€81,524above the sector's middle half▼ 2.0%
Equity€69,932-€150,901within the sector's middle half▲ 116%€261,147above the sector's middle half▲ 73.1%€337,536above the sector's middle half▲ 29.3%€423,299above the sector's middle half▲ 25.4%€256,467above the sector's middle half▼ 39.4%€298,991above the sector's middle half▲ 16.6%
Total assets€79,113-€163,346within the sector's middle half▲ 106%€277,046within the sector's middle half▲ 69.6%€361,197within the sector's middle half▲ 30.4%€457,076within the sector's middle half▲ 26.5%€553,210above the sector's middle half▲ 21.0%€610,557above the sector's middle half▲ 10.4%
Debt€9,180-€12,445▲ 35.6%€15,899▲ 27.8%€23,661▲ 48.8%€33,777▲ 42.8%€296,743▲ 779%€311,566▲ 5.0%
Working capital€67,728-€151,265above the sector's middle half▲ 123%€193,949above the sector's middle half▲ 28.2%€280,909above the sector's middle half▲ 44.8%€382,608above the sector's middle half▲ 36.2%€232,062above the sector's middle half▼ 39.3%€269,005above the sector's middle half▲ 15.9%
Solvency88.4%-92.4%above the sector's middle half▲ 4.0pp94.3%above the sector's middle half▲ 1.9pp93.4%above the sector's middle half▼ 0.8pp92.6%above the sector's middle half▼ 0.8pp46.4%within the sector's middle half▼ 46.3pp49.0%within the sector's middle half▲ 2.6pp
Current ratio8.44-13.52above the sector's middle half▲ 5.0813.51above the sector's middle half▼ 0.0113.21above the sector's middle half▼ 0.3112.78above the sector's middle half▼ 0.421.79within the sector's middle half▼ 11.001.90within the sector's middle half▲ 0.11
Return on assets (ROA)64.9%-49.6%above the sector's middle half▼ 15.3pp39.8%above the sector's middle half▼ 9.8pp21.1%within the sector's middle half▼ 18.6pp18.8%within the sector's middle half▼ 2.4pp15.0%within the sector's middle half▼ 3.7pp13.4%within the sector's middle half▼ 1.7pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €610,557
Fixed assets €41,106 ▲ 53.8%
Current assets €569,451 ▲ 8.2%
Equity and liabilities €610,557
Equity €298,991 ▲ 16.6%
Debt €311,566 ▲ 5.0%
Debt's share of the balance-sheet total falls from 53.6% to 51.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€131,147▲
2024 · €123,798
Cash flow
€97,746▼
2024 · €98,444
Debt to equity
1.04▼
2024 · 1.16
ROE
27.3%▼
2024 · 32.4%
Interest coverage
11.71▼
2024 · 51.93
Debt ≤ 1 year
€300,446▲
2024 · €294,428
Income taxes
€22,198▼
2024 · €22,970
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,781 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 97% are still going.

  • Small
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.6% went bankrupt
2.7% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,450 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,781 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€553,210€610,557▲
Fixed assets21/28€26,721€41,106▲
Tangible fixed assets22/27€26,721€41,106▲
Furniture and vehicles24€24,462€39,746▲
Other tangible fixed assets26€2,259€1,360▼
Current assets29/58€526,489€569,451▲
Amounts receivable within one year40/41€16,328€16,827▲
Trade receivables40€16,298€16,827▲
Other amounts receivable41€30€0▼
Cash at bank and in hand54/58€505,588€549,192▲
Deferred charges and accrued income490/1€4,573€3,432▼
Equity and liabilities
Total equity and liabilities10/49€553,210€610,557▲
Equity10/15€256,467€298,991▲
Contributions10/11€18,600€18,600=
Reserves13€1,860€1,860=
Distributable reserves133€1,860€1,860=
Profit (loss) carried forward14€236,007€278,531▲
Amounts payable17/49€296,743€311,566▲
Amounts payable within one year42/48€294,428€300,446▲
Trade debts44€1,045€3,451▲
Suppliers440/4€1,045€3,451▲
Taxes, remuneration and social security45€7,468€7,696▲
Taxes450/3€7,468€7,696▲
Other amounts payable47/48€285,915€289,299▲
Accrued charges and deferred income492/3€2,315€11,120▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,276€16,222▲
Other operating charges640/8€1,036€988▼
Gross operating margin9900€124,835€132,135▲
Operating profit (loss)9901€108,522€114,925▲
Financial charges65/66B€2,384€11,203▲
Recurring financial charges65€2,384€11,203▲
Profit (loss) for the period before taxes9903€106,138€103,722▼
Income taxes67/77€22,970€22,198▼
Profit (loss) for the period9904€83,168€81,524▼
Profit (loss) for the period to be appropriated9905€83,168€81,524▼
Appropriation of the result
Profit (loss) to be appropriated9906€486,007€317,531▼
Profit (loss) brought forward from the previous period14P€402,839€236,007▼
Profit to be distributed694/7€250,000€39,000▼
Return on contributions (dividend)694€250,000€39,000▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2019202020212022202320242025Change
Non-recurring operating income76A---€6,200€0---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,283€2,283€4,294€14,813€15,276€15,276€16,222▲ 6.2%
Other operating charges640/8--€963€1,105€1,401€1,036€988▼ 4.7%
Gross operating margin9900€68,468€106,056€147,342€111,918€126,611€124,835€132,135▲ 5.8%
Operating profit (loss)9901€65,211€102,933€142,085€96,000€109,934€108,522€114,925▲ 5.9%
Financial income75/76B---€0€0---
Recurring financial income75---€0€0---
Financial charges65/66B--€450€699€1,360€2,384€11,203▲ 370%
Recurring financial charges65€91€425€450€699€1,360€2,384€11,203▲ 370%
Profit (loss) for the period before taxes9903€65,120€102,508€141,635€95,301€108,573€106,138€103,722▼ 2.3%
Income taxes67/77€13,788€21,539€31,390€18,912€22,811€22,970€22,198▼ 3.4%
Profit (loss) for the period9904€51,332€80,969€110,246€76,389€85,763€83,168€81,524▼ 2.0%
Profit (loss) for the period to be appropriated9905€51,332€80,969€110,246€76,389€85,763€83,168€81,524▼ 2.0%
Line2019202020212022202320242025Change
Assets
Total assets20/58€79,113€163,346€277,046€361,197€457,076€553,210€610,557▲ 10.4%
Fixed assets21/28€2,283€0€67,595€57,272€41,996€26,721€41,106▲ 53.8%
Tangible fixed assets22/27€2,283€0€67,595€57,272€41,996€26,721€41,106▲ 53.8%
Furniture and vehicles24--€67,595€53,218€38,840€24,462€39,746▲ 62.5%
Other tangible fixed assets26---€4,055€3,157€2,259€1,360▼ 39.8%
Current assets29/58€76,830€163,346€209,451€303,924€415,079€526,489€569,451▲ 8.2%
Amounts receivable within one year40/41€14,960€16,433€19,346€18,263€17,165€16,328€16,827▲ 3.1%
Trade receivables40--€15,736€16,477€17,165€16,298€16,827▲ 3.2%
Other amounts receivable41--€3,610€1,786€0€30€0▼ 100%
Cash at bank and in hand54/58€61,018€146,183€187,681€268,502€394,817€505,588€549,192▲ 8.6%
Deferred charges and accrued income490/1--€2,424€17,159€3,097€4,573€3,432▼ 25.0%
Equity and liabilities
Total equity and liabilities10/49€79,113€163,346€277,046€361,197€457,076€553,210€610,557▲ 10.4%
Equity10/15€69,932€150,901€261,147€337,536€423,299€256,467€298,991▲ 16.6%
Contributions10/11€18,600-€18,600€18,600€18,600€18,600€18,600=
Reserves13€1,860€1,860€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1--€1,860€1,860€0---
Reserves not available under the articles1311--€1,860€1,860€0---
Distributable reserves133----€1,860€1,860€1,860=
Profit (loss) carried forward14€49,472€130,441€240,687€317,076€402,839€236,007€278,531▲ 18.0%
Amounts payable17/49€9,180€12,445€15,899€23,661€33,777€296,743€311,566▲ 5.0%
Amounts payable within one year42/48€9,101€12,082€15,501€23,015€32,471€294,428€300,446▲ 2.0%
Trade debts44€2,465€1,596€2,444€547€2,729€1,045€3,451▲ 230%
Suppliers440/4--€2,444€547€2,729€1,045€3,451▲ 230%
Taxes, remuneration and social security45--€38€0€4,394€7,468€7,696▲ 3.1%
Taxes450/3--€38€0€4,394€7,468€7,696▲ 3.1%
Other amounts payable47/48--€13,019€22,469€25,348€285,915€289,299▲ 1.2%
Accrued charges and deferred income492/3--€398€645€1,306€2,315€11,120▲ 380%
Line2019202020212022202320242025Change
Profit (loss) for the period9904€51,332€80,969€110,246€76,389€85,763€83,168€81,524▼ 2.0%
+ Depreciation and write-downs630€2,283€2,283€4,294€14,813€15,276€15,276€16,222▲ 6.2%
Operating cash flow (approximation)€53,615€83,252€114,539€91,202€101,038€98,444€97,746▼ 0.7%
Investment in fixed assets (approximation)-€0-€71,889-€4,490€0€0-€30,608-
Change in cash-€85,165€41,498€80,822€126,315€110,771€43,604▼ 60.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Directors

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Connections & network

Depth

The board mandates are listed below; here you explore them as a network.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Board mandates elsewhere

1 board mandate
Board mandates of this companythis company sits on their board1

History

DVConstruct was incorporated on 21 February 2019.1 Total assets rose from €79,113 in 2019 to €610,557 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
19-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
11-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
24-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
07-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
12-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2019net €110,246 ▲36.2%
Operating result €142,085, net result €110,246, both a record.
31-12
Financial Equity above €200,000Eq €261,147 ▲73.1%
3 profitable years in a row build equity to €261,147.
01-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Equity above €150,000Eq €150,901 ▲116%
2 profitable years in a row build equity to €150,901.
17-12
State Gazette act General meeting · Director resignation
Permanent representative · No new directors
23-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
02-04
State Gazette act General meeting · Statutes amendment
Corporate purpose · Capital
2019
03-04
State Gazette act General meeting · Director resignation
Director appointment · Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded21-02-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
71121Engineering and related technical consultancy, excluding land surveyors
E-invoicing
Reachable via Peppol
Peppol ID 0208:0721432253
Also 9925:BE0721432253
Registered 19-05-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 2 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
1,397 m²
Building footprint
167 m²
Volume, LiDAR
1,016 m³
Parcel 12011B0276/00K000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DVConstruct
Broekstraat(HAL) 46, 2220 Heist-op-den-BergReal estate development
since 2019unit no. 2.285.729.081
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12011B0276/00K000 Flanders 1,397 m² 1 · 167 m² 9.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.