DVC ESTATE
ActiveDVC ESTATE has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €-257k. Its solvency ranks better than 21% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability20
Solvency26
Growth-
Track record67
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.16; short-term debt: 26.7% and cash: 3.6% of total assets), and 99.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.6%
Return on assets
-11.7%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 14038 sector peers (2025).
NBB · sector comparisonPosition among 14038 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
2 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€13k
Total assets
€2.21M
Net result
€-257k
Working capital
€-497k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €2.21M
Fixed assets
€2.11M
Current assets
€93k
Equity and liabilities €2.21M
Equity
€13k
Debt
€2.19M
Debt finances 99.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€183k
Cash flow
€85k
Solvency
0.6%
Current ratio
0.16
Quick ratio
0.16
ROA
-11.7%
Interest coverage
1.87
Debt
€2.19M
Debt ≤ 1 year
€589k
Debt > 1 year
€1.60M
A ratio outside any meaningful range has been withheld (balance sheet total €2.21M, equity €13k).
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€2.21M
Fixed assets21/28€2.11M
Tangible fixed assets22/27€1.91M
Land and buildings22€1.90M
Plant, machinery and equipment23€9k
Financial fixed assets28€205k
Current assets29/58€93k
Amounts receivable within one year40/41€14k
Trade receivables40€9k
Other amounts receivable41€6k
Cash at bank and in hand54/58€78k
Equity and liabilities
Total equity and liabilities10/49€2.21M
Equity10/15€13k
Contributions10/11€15k
Reserves13€33k
Non-distributable reserves130/1€1k
Reserves not available under the articles1311€1k
Distributable reserves133€31k
Profit (loss) carried forward14€-35k
Amounts payable17/49€2.19M
Amounts payable after more than one year17€1.60M
Financial debts170/4€1.60M
Other amounts payable178/9€7k
Amounts payable within one year42/48€589k
Current portion of amounts payable after more than one year42€91k
Trade debts44€4k
Suppliers440/4€4k
Taxes, remuneration and social security45€4k
Taxes450/3€4k
Other amounts payable47/48€491k
Income statement
Code2025
Non-recurring operating income76A€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€342k
Other operating charges640/8€8k
Gross operating margin9900€192k
Operating profit (loss)9901€-159k
Financial charges65/66B€98k
Recurring financial charges65€98k
Profit (loss) for the period before taxes9903€-257k
Profit (loss) for the period9904€-257k
Profit (loss) for the period to be appropriated9905€-257k
Appropriation of the result
Profit (loss) to be appropriated9906€-35k
Profit (loss) brought forward from the previous period14P€222k
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vijfstraten 23140 KeerbergenGround area
1,567 m²
Building footprint
204 m²
Volume, LiDAR
1,363 m³
Parcel 24472F0289/00Z000, Flanders · tallest building 15.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DVC ESTATE
since 20242.358.628.937
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24472F0289/00Z000 | Flanders | 1,567 m² | 1 · 204 m² | 15.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SOLIDIMO
BE 0561.932.282
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BE 0433.513.091
Geraardsbergen · Eq €13k
IMAGO - SWOLFS
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Xpert-Habitat
BE 0728.819.101
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ODYSSEE 2045
BE 0536.895.097
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,381. 2,086 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-2024
Fiscal year end30-06
Activities, NACEBEL
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.